Over 65s Travel Insurance

Specialist seniors' travel insurance for single or annual multi-trips.

  • We take time and care to guide you through the available options and help you choose what’s important to you
  • We can provide travel insurance for over 65s with pre-existing medical conditions, subject to a confidential medical screening
  • Benefit from a 24 hour Emergency Assistance Facilities helpline for medical emergencies

Get a free travel insurance over 65 quote by clicking on the button below to get started:

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What does travel insurance for over 65s cover?

24 hour Emergency Assistance Facilities helpline

Emergency help for support when you need it the most. Available 24 hours a day, 7 days a week. The helpline will help you locate the nearest facility should you fall unwell and associated expenses such as a need for surgical or medical treatment. Cover for if another person on your trip is required to travel with you for medical reasons. This does not apply to any routine non-emergency tests or treatment. Please also be aware, an excess may apply to this section of cover.

Cover for your personal belongings

Over 65s travel insurance includes cover for your personal belongings so if they were to be lost or stolen you’d be compensated. If you’re unfortunate enough to find yourself in this situation, make sure you report any stolen possessions to the local police within 24 hours. We’ll also cover up to between £200 to £500, depending on your policy, for any essential items such as toiletries and a change of clothing in the meantime.

Over 65s with pre-existing medical conditions

We recognise that no two medical conditions are the same and health conditions they can affect people differently. We therefore work with the team at tifgroup and Union Reiseversicherung (URV), who are experts trained to provide comprehensive and confidential medical screening on a case by case basis. We may be able to provide cover even if you've had treatment for a heart condition, a stroke or high blood pressure, a breathing condition or any type of cancer or diabetes. You just need to speak with experts at tifgroup, who will be able to confirm whether or not we can provide cover for you.

Cutting your trip short

If you need to cut your trip short, due to an illness or injury, then you’ll be able to submit a claim for unused transport, accommodation and additional travel expenses that you have paid for using your money, although there is no cover for air miles or flying vouchers where there is no face value.

Over 65s Travel Insurance Claims

This policy is administered by tifgroup and Union Reiseversicherung AG (URV). tifgroup has a specialist travel claims team, so it's the friendly team at tifgroup you'll speak to if you need to make a claim.

They’ll talk you through the details of your claim and advise you of the next steps in the process. If you’re claiming for any stolen property, make sure you have reported your loss to the Police and have obtained a written report and reference number - this will help with your claim.

We would also recommend you share your policy details with your next of kin, just in case they need to act on your behalf should you fall ill and you’re unable to make any contact with our claims team.

Need to make a claim?

Call us on:

(+44) 0203 829 6761

The team is available from 8:30am to 6:30pm Monday to Friday.

Alternatively you can email the team: claims@tifgroup.co.uk or find a claims form online here: www.tifgroup.co.uk/policyholders/claims

Make sure you include: your policy number, a phone number to reach you on, details of your claim and photos where possible and relevant.

Over 65s Travel Insurance Articles & Guides

Here at Towergate we love to learn about the things we insure, here are some fun infographics and helpful articles:

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The Sharing Economy: Earning Money from Your Caravan

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A Nation Divided on ‘Unlimited Holiday’

For many, 'unlimited holiday' sounds like a dream, but in actuality it is not so popular: 65% of workers do not think their employer should offer unlimited holiday. We surveyed 1,000 adults in the UK to gain insight into their thoughts on the matter.

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What to do with an Empty House

If you’re a home-owner with an empty house and you need to decide what to do with your vacant property, this guide will help you make an informed decision.

Over 65s Travel Insurance FAQs

Will I be able to be insured if I have a medical condition?

This will need to assess this on a case by case basis. The medical screening specialist will ask you will ask you several questions relating to your health condition and this will determine whether we are able to offer you cover. Please be reassured that we consider everything you tell us to be extremely confidential and we won’t share your details with anyone outside of our organisation.

Do I need to declare a pre-existing medical condition?

Yes. It’s really important to declare any pre-existing or reoccurring medical conditions. Use the online quote system or speak to an experienced member of the team to guide you through a quick medical screening process.

What happens if my luggage gets lost or stolen?

Report it to the police as soon as possible and ensure this is within 24 hours of discovery, making sure you get a written report and crime reference number. If however some of your items are lost or are damaged during transit then retain your luggage tags and report it to the airline/rail company right away. If you find your luggage is delayed for more than 12 hours on your outward journey then you may need to purchase some essential items such as toiletries and a change of clothes – just keep your receipts and you’ll be able to submit a claim for up to £100.

What do I do if my trip is cut short?

If your trip is cut short due to medical reasons, then you’ll need to get a letter from the hospital or doctor to confirm this and call the Emergency Assistance Facilities helpline on +44 (0)020 3901 1722.

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