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Over 2000 insurance specialists ready to support you

Heritage Insurance

We have over 25 years of specialist experience in the heritage sector.

  • Bespoke products for organisations, societies, charities and individuals
  • Local service and specialist expertise for our communities
  • Access to specialist risk management advice and a suite of leading insurance products
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One of the UK's leading independent insurance brokers

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Overall service rating 4.6 / 5

Based on 3957 customer reviews

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Why choose heritage insurance with Towergate?

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Trusted heritage insurance specialists

We’ve worked closely with the Chartered Institute of Archaeologists (CIfA) for 20 years.

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Flexible heritage insurance policies

Cover that can be shaped to meet your unique requirements.

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Long-term relationships

We’re in it for the long term with our client base, always placing your needs first.

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Local service and specialist heritage insurance expertise

We serve our local communities, safeguarding your organisation for years to come.

About heritage insurance

When managing visitor attractions, it’s crucial you have the right expertise on hand when insuring your assets, cash flow and liabilities – and that’s what you can expect from us.

Museums and heritage sites offer invaluable cultural knowledge and lived experiences to everyone. We understand that protecting these sites is complex and requires an interdisciplinary approach.

That’s why it is crucial you have the right expertise on hand – and that’s what you can expect from us. We help you to protect our heritage.

With access to a wide range of cover options from trusted insurers, we will work with you to arrange a tailored portfolio of risk management specifically crafted for the heritage sector.

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Experienced heritage insurance specialists

For 25 years, Towergate has supported clients in the heritage sector, offering bespoke products to organisations, societies, charities and individuals.

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Bespoke heritage insurance

We will work with you to arrange the most suitable combination of cover and pricing to suit your needs.

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Heritage insurance indemnity and liability cover

We have access to a wide range of cover options from trusted insurers, and can also offer bespoke products specifically crafted for the heritage sector, including professional indemnity for conservators and heritage professionals, and cyber liability.

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Cover for heritage buildings, railways and locations

Our heritage insurance can cover a range of areas, including model villages and heritage railways; Roman villas, castles, forts, lighthouses and historic dockyards; caves, gorges and mines; and archives, specialist collections and buildings undergoing restoration.

When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible.

  • Find your insurance documents and make sure you have all your information at hand, including your policy number.
  • Call the claims team on 01489 770330 and explain exactly what happened.
  • Provide photos if requested to help us understand what happened as quickly as we can.
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Ready to get covered?

  • Fill in our online quote form or call us
  • Purchase your policy
  • Relax - You're covered!
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Read heritage insurance articles

How Often Should I Review My Public Liability Insurance Coverage?

Find out how often you should review your public liability insurance and the type of thing you should consider when you conduct a review.

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Do Charities Need Public Liability Insurance?

Find out whether charities need public liability insurance with Towergate, while also learning more about this type of cover and its benefits.

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Rightsize Your Insurance

When you insure a building, it is your responsibility to decide how much to insure it for. Your broker or insurer cannot tell you this amount.

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