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Museum Insurance

Specialist cover to protect your museum.

  • Professional indemnity for conservators and heritage professionals
  • Buildings valued at over £500 million
  • Long standing client relationships
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Overall service rating 4.6 / 5

Based on 3961 customer reviews

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Why choose museum insurance with Towergate?

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Protection on the move

We can cover loaned exhibits and items temporarily away from the premises

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Trusted museum insurance specialists

We work with a trusted panel of insurers to offer a wide range of protection options.

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Long-term museum insurance

We’re in it for the long term with our client base, always placing your needs first.

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Flexible museum insurance

Our expert team will work closely with you to ensure your protection is shaped for you.

About museum insurance

Protecting museums is a complex but important task, ensuring they can continue to provide cultural knowledge and experiences.  It is essential to have the right expertise on hand to protect your collections, cash flow and liabilities.

At Towergate, we specialise in providing tailored insurance solutions for museums (including interactive, working and local museums), as well as art galleries and libraries. We can use a variety of museum insurance options from trusted insurers to arrange a tailored risk management portfolio for your needs.

 

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Flexible museum insurance

Every museum is unique, and we strive to provide a solution that meets your needs. We’ll work closely with you to arrange the right level of cover to meet your museum’s specific needs. Including professional indemnity for conservators and heritage professionals; cyber liability cover; and a specialist venues policy for museums, archives and similar heritage tourist attractions.

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Trusted museum insurers

With access to a wide range of trusted insurers, we also offer bespoke products designed specifically for the heritage sector.

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Specialists in museum insurance

We have over 25 years of specialist experience in the museum sector.

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Museum collection and valuables insurance

We insure over 300 museums including individual collections and exhibitions, large museums and charities with single policies insuring up to £500 million of risk. We cover silver valued at over £100 million; fine art valued at over £50 million; and buildings valued at over £500 million.

When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible.

  • Find your insurance documents and make sure you have all your information at hand, including your policy number.
  • Call the claims team on 01489 770330 and explain exactly what happened.
  • Provide photos if requested to help us understand what happened as quickly as we can.
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Ready to get covered?

  • Fill in our online quote form or call us
  • Purchase your policy
  • Relax - You're covered!
Get a Quote

Museum insurance FAQs

If you prefer to spread the cost of your annual premium, we offer a quick and easy direct debit scheme. When you choose to pay premiums in instalments, you will be paying under a Premium Finance plan.

We will give you full details of the finance provider, and the additional cost of finance, when we provide you with your payment plan quotation. This will include the total payable, the number of monthly instalments and the cost of each, as well as the representative APR.

If you would like to know more about our monthly payment option, please visit our dedicated Direct Debit page.

Read museum insurance articles

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Find out how often you should review your public liability insurance and the type of thing you should consider when you conduct a review.

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Do Charities Need Public Liability Insurance?

Find out whether charities need public liability insurance with Towergate, while also learning more about this type of cover and its benefits.

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Rightsize Your Insurance

When you insure a building, it is your responsibility to decide how much to insure it for. Your broker or insurer cannot tell you this amount.

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