Specialist cover to protect your museum.
We can cover loaned exhibits and items temporarily away from the premises
We work with a trusted panel of insurers to offer a wide range of protection options.
We’re in it for the long term with our client base, always placing your needs first.
Our expert team will work closely with you to ensure your protection is shaped for you.
Protecting museums is a complex but important task, ensuring they can continue to provide cultural knowledge and experiences. It is essential to have the right expertise on hand to protect your collections, cash flow and liabilities.
At Towergate, we specialise in providing tailored insurance solutions for museums (including interactive, working and local museums), as well as art galleries and libraries. We can use a variety of museum insurance options from trusted insurers to arrange a tailored risk management portfolio for your needs.
Every museum is unique, and we strive to provide a solution that meets your needs. We’ll work closely with you to arrange the right level of cover to meet your museum’s specific needs. Including professional indemnity for conservators and heritage professionals; cyber liability cover; and a specialist venues policy for museums, archives and similar heritage tourist attractions.
With access to a wide range of trusted insurers, we also offer bespoke products designed specifically for the heritage sector.
We have over 25 years of specialist experience in the museum sector.
We insure over 300 museums including individual collections and exhibitions, large museums and charities with single policies insuring up to £500 million of risk. We cover silver valued at over £100 million; fine art valued at over £50 million; and buildings valued at over £500 million.
When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible.
If you prefer to spread the cost of your annual premium, we offer a quick and easy direct debit scheme. When you choose to pay premiums in instalments, you will be paying under a Premium Finance plan.
We will give you full details of the finance provider, and the additional cost of finance, when we provide you with your payment plan quotation. This will include the total payable, the number of monthly instalments and the cost of each, as well as the representative APR.
If you would like to know more about our monthly payment option, please visit our dedicated Direct Debit page.
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