Landscapers Insurance

Landscapers insurance that grows with your business.

  • Policies that provide your landscaping business and equipment with the protection you need when you are performing your landscaping, groundskeeping and maintenance duties.
  • Public liability and equipment cover
  • UK based support
  • Towergate Insurance is working in partnership with Markel Direct. By clicking “Get a Quote”, you confirm you have read and understood the Towergate privacy policy and this will take you to a Quote and Buy facility provided and operated by our business partner, Markel Direct.

Call us on 0344 7480 173 or get a quote online

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Why choose landscapers insurance?


Standard cover

Cover for work at a depth of 2m and height up to 5m is included as standard.


Public liability cover

Public liability cover with popular limits of £1m, £2m and £5m available.


Equipment cover

'All risks’ cover included in our landscapers insurance to protect your equipment – from small hand tools to large ride-on mowers and everything in between.

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Pay by Direct Debit

Choose to spread your payment into 10 monthly instalments.

About landscapers insurance


Protection for landscape gardener tools, equipment and machinery

You can select cover for a range of landscaping equipment, including excavation machinery. This means you can feel confident in the knowledge that you are covered should you lose or damage your tools or machinery. (this excludes general wear and tear).


Liability cover for landscapers

As a landscaper you are likely to spend a lot of time working in public places. You can choose public liability cover from £1m up to £5m to protecting you for accidental loss, damage or injury caused to the general public and their property. We also offer employers' liability with limits up to £5m, meeting your legal requirements to ensure your staff are covered whilst working.


Landscape gardener cover for work at height and depth

Your job is likely to involve excavation, as well as working at heights and it is important that you are adequately covered in these instances. Our landscapers insurance includes automatic cover for work at a depth of up to 2m and a height of up to 5m, so you have peace of mind that you're covered for this work.


Additional extras for your landscapers insurance

You can build your landscapers insurance policy to suit you and your business needs. Additional covers include: personal accident, legal expenses and property cover. 


By clicking “Get a Quote”, this will take you to a Quote and Buy facility provided and operated by our business partner, Markel Direct.

When you need to make a claim, Markel Direct will guide you through the process and get your claim settled as quickly as possible.

  • Find your insurance documents and make sure you have all your information at hand, including your policy number.
  • Call the Markel Direct claims team on 0344 748 0173 and explain what has happened.
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Ready to get covered?

  • Get a quote online
  • Purchase your policy
  • Relax - You're covered!
Get a Quote

Landscapers insurance FAQs

Markel Direct provide and administer this cover. Markel Direct is a trading name of Markel International Insurance Company Limited who is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority (Financial Services Register no. 202570).

Yes you can have landscapers insurance cover for commercial, public and domestic locations. This includes schools, hospitals, restaurants, commercial premises as well as private homes.

Yes, this can be covered on a public liability policy, subject to safety conditions and risk assessments being in place.

Yes. You can select to cover both types of landscaping employees for the same risks. It is vital that you declare how your workforce are employed, as this will affect how your risks are calculated.

For details of the terms, exclusions and conditions applicable, please refer to the full policy documentation provided by Markel Direct which will be available during the quotation process.

To help you spread the cost of your premiums, you can choose to spread payment over ten months with the Markel quick and easy Direct Debit scheme.

If you bought your policy before 5th June 2024, you can view all your documentation in your online portal here. If you purchased your policy on or after the 5th June 2024, you can access your documents here.

Read more FAQs

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