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Windsurfing Insurance

Insurance for windsurfing, including:

  • Public liability insurance for windsurfers
  • Assistance at every step - from sales to claims
  • The option to choose from different levels of cover: bronze, silver, gold cover or platinum

Start your windsurfing insurance quote online and buy today

Get a quote

If you require assistance you can call our UK based team:

0344 892 1987
0344 892 1987

Weekdays 9am - 5pm
Can’t get through right now? Request a callback

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Some of our windsurfing insurance features

European cover

If you’re likely to pack up your windsurfing equipment in search of some potent winds from overseas, our policies provide 30 days of cover within Europe per trip. Provided you do not exceed 30 days in any one adventure, all of our policies offer protection in Europe for the same risks as you would be covered here in the UK. Just check the geographical limits in the policy booklet to make sure your destination is included.

Public liability for windsurfers

If using your sailboard leads you to damage to someone else’s property or cause injury to a third party, we have up to £3 million included on all four of our policies to cover your liability, excluding claims for anyone you may employ.

Racing cover

If you’d like to race with your windsurfer we can add on cover, you’ll just need to speak to us in the office so we can extend the policy. Your sails and spars are what make it all happen and of course they are under strain when you race. We’ll cover them on a new for old basis so you can get fitted with replacements and back out on the water. Your board however will be covered on a market value basis so just keep that in mind when thinking of the value to insure it for.

Accidental damage

There are many ways you can accidentally damage your sailboard so it’s worthwhile having cover in place just in case. Our Gold and Platinum policies will insure a variety different damage caused accidentally to your windsurf including collision with underwater objects. Be careful while your windsurf is in transit, if you scrape, bruise or dent it, we will not be able to cover the damage on this policy.

We like to make it easy for you to choose the right policy for your boat.

Compare our levels of cover in a glance using this handy table.
  Bronze Silver Gold Platinum
Third party
Fire, lightning, explosion  
Theft, malicious damage or vandalism  
Weather events  
Accidental loss or damage    
Personal accident      

These are just some of the key features and exclusions, full details will be found in your policy wording. Show policy documents

Windsurfing Insurance Claims

Get your claim started now by filling in our windsurf claims form.

Photographs of your windsurf will help us to move your claim along quicker and get you back on the water so try and take a few of any damage to send on to us.

To start your claim, simply email us or call us on:

0330 018 2292

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Windsurfing Insurance FAQs

What happens if I cannot visit my boat during the Covid-19 pandemic?

We understand that due to the Covid-19 outbreak you may be unable to visit your boat. Read our FAQs for this situation.

Is my sailboard covered if damaged in transit?

Gold and platinum windsurf insurance cover includes damage to the board equipment while in transit, excluding scratching, bruising etc.

Does your windsurf cover extend when I take my board abroad?

The policy provides 30 days cover for European use.

Can I leave my sailboard unattended at any time?

No. You must take responsible precautions to prevent theft and your sailboard should be kept in a securely locked building when not in use.

Could another person use my sailboard?

Yes, provided they have your permission to do so.

Can I pay in instalments?

If you would prefer to spread the cost of your policy you have the option of setting up a Direct Debit to pay your premium in equal monthly instalments through our preferred provider, Premium Credit Limited (PCL).

To find out more about PCL and direct debit payments, select Direct Debit.

To understand more about how PCL work together with Towergate, please read our Regulatory Information.

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