Coronavirus help and support for our insurance customers

Paddle Board and Windsurf Insurance

Get out and enjoy the water with paddle board and windsurf cover, including:

  • Up to £5m liability cover
  • 'No Claims Discount' available
  • Theft cover provided

Start your paddle board or windsurfing insurance quote online and buy today

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If you need more assistance, talk to one of our friendly specialists on:

0344 892 1987
0344 892 1987

Weekdays 9am - 5pm
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Paddle board and windsurf insurance features

Paddle board liability cover

Get out and enjoy the water with £5 million in third-party liability cover for your paddle board or windsurfer. Exclusions include employees and marine trade workers.

No claims discount

We want to recognise the careful ownership of your paddle board or windsurf with a No Claims Discount. You will get 5% off your policy for every year that you do not make a claim up to five years, with a potential saving of 25%.

Paddle board & windsurf theft

The portability of paddle boards and windsurfers make them easy targets for criminals. Fortunately, theft cover is provided as standard. Just make sure that you secure your craft to keep it safer and meet the policy conditions for cover to apply.

Online paddle board portal

With our convenient online portal, you can review and amend your paddle board and windsurf insurance cover amounts before you renew your policy.

Paddle Board and Windsurf Insurance Claims

Get your claim started now by filling in our paddle board or windsurf claims form.

Photographs of your craft and equipment will help us to move your claim along quicker and get you back on the water so try and take a few of any damage to send on to us.

To start your claim, simply email us or call us on:

0330 018 2292

Paddle Board and Windsurf Insurance Articles & Guides

Get tips and advice from our industry experts to ensure you get the best out of your boat insurance.

Dinghy Life Hacks


Sailing Hacks

Read on for simple and effective boat hacks. Keep your mast step dry and get your boots on easier with our guide to all the best sailing hacks.

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Bristol harbour


Top Harbour Walks

One of the joys of owning a boat is being able to travel around to different places and explore new towns and countryside. We've put together some of our favourite harbour walks so you can moor up and take in the sights at a new location.



New sails: a buyer's guide

For the purist yacht owners out there, sails are the best method of propulsion. Buying new ones can be a hefty investment, the following guide will help you through the mire of materials, weights and measurements.

Lundy Island Puffins


The UK's Top 10 Coastal Wildlife Hotspots

There are an exciting variety of creatures great and small dotted around our coastlines and visible from some choice UK sailing spots. We've compiled the top 10 wildlife watching spots on our coasts with everything from dolphins, sharks and whales in the UK, to puffins, butterflies and owls. Don't worry if you don't sail, all these attractions can be enjoyed if you want to make it a walk on the wild side instead.

Paddle Board and Windsurf Insurance FAQs

What happens if I cannot visit my boat during the Covid-19 pandemic?

We understand that due to the Covid-19 outbreak you may be unable to visit your boat. Read our FAQs for this situation.

Is my board or windsurfer covered if damaged in transit?

Yes, paddle board and windsurf insurance cover includes damage to the board and equipment while in transit, excluding scratching, bruising, etc.

Does my paddle board or windsurf cover extend when I take my board abroad?

The policy provides 30 days cover for European use.

Can I leave my paddle board or windsurfer unattended at any time?

No. You must take responsible precautions to prevent theft. Your board and equipment should be kept securely so that it cannot be stolen without forcible removal.

Could another person use my paddle board or windsurfer?

Yes, provided they have your permission to do so.

Can I pay in instalments?

If you would prefer to spread the cost of your policy, you have the option of setting up a Direct Debit to pay your premium in equal monthly instalments through our preferred provider, Premium Credit Limited (PCL).

To find out more about PCL and direct debit payments, select Direct Debit.

To understand more about how PCL work together with Towergate, please read our Regulatory Information.

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