A few insights into windsurf insurance and what it can do for you.
If you’re likely to pack up your windsurf in search of some potent winds from overseas, our policies provide 30 days of cover within Europe per trip. Provided you do not exceed 30 days in any one adventure, all of our policies offer protection in Europe for the same risks as you would be covered here in the UK. Just check the geographical limits in the policy booklet to make sure your destination is included.
If you’re using windsurf leads you to damage to someone else’s property or cause injury to a third party, we have up to £3 million included on all four of our policies to cover your liability, excluding claims for anyone you may employ. If you injure yourself in the process this is not covered as part of your public liability but you can purchase personal accident cover for an additional £5 with our Silver or Gold policies. If you purchase our platinum policy this cover is included as standard.
If you’d like to race with your windsurfer we can add on cover, you’ll just need to speak to us in the office so we can extend the policy. Your sails and spars are what make it all happen and of course they are under strain when you race. We’ll cover them on a new for old basis so you can get fitted with replacements and back out on the water. Your board however will be covered on a market value basis so just keep that in mind when thinking of the value to insure it for.
There are many ways you can accidentally damage your windsurf so it’s worthwhile having cover in place just in case. Our Gold and Platinum policies will insure a variety different damage caused accidentally to your windsurf including collision with underwater objects. Be careful while your windsurf is in transit, if you scrape, bruise or dent it, we will not be able to cover the damage on this policy.
We like to make it easy for you to choose the right policy for your boat. Compare our levels of cover in a glance using this handy table.
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|Theft, malicious damage or vandalism||•||•||•|
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These are just some of the key features and exclusions, full details will be found in your policy wording. Show policy documents
We are on hand from 9-5 on weekdays to assist you with the next steps you’ll need to make to claim.
Get your claim started now by filling in our windsurf claims form.
Photographs of your windsurf will help us to move your claim along quicker and get you back on the water so try and take a few of any damage to send on to us.
To get the ball rolling, simply email us or call us on:
Lines are open Monday to Friday, 9am-5pm
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Gold and platinum cover includes damage to the board equipment while in transit, excluding scratching, bruising etc.
The policy provides 30 days cover for European use.
No. You must take responsible precautions to prevent theft and it should be kept in a securely locked building when not in use.
Yes, provided they have your permission to do so.
If you would prefer to spread the cost of your policy you have the option of setting up a Direct Debit to pay your premium in equal monthly instalments through our preferred provider, Premium Credit Limited (PCL).
To find out more about PCL and direct debit payments, select Direct Debit.
To understand more about how PCL work together with Towergate, please read our Regulatory Information.