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Aquavista is an introducer of Towergate Insurance.

Protecting your passion for boating

Money

20% discount

When you buy or renew a boat insurance policy*

Care

No claims discount to recognise careful ownership

5% discount per year up to 25% discount for five years

Boat

‘Marina ready’ - £5m liability cover

Except for employees and marine trade workers, fare paying passengers, water skiers, parascenders and divers

Property

Contents cover for a life on the water

Contents cover truly protects what you need for a life on the water. 

Features of Boat Insurance

Standard cover

Contents cover for a life on the water

Includes cover for a wide range of items, includes the option to extend your policy to include personal possessions cover (and to specify items that are over our single article limit).

Optional Towergate breakdown cover

Provided by River Canal Rescue

Cover for misfuelling

Up to £2000 per year (£500 limit for any one claim)

Boat Insurance FAQs

Question

Where can I find full details of the policy?

Answer

We have provided a summary of the key features of the policy, above. For details of the terms and conditions applicable, please refer to the Insurance Product Information Document and policy wording, which are available during the quotation process.

Question

What is boat insurance?

Answer

Our boat insurance policies take into account a number of factors including the size, value and use of your craft. Find out more details below.

Question

What does boat insurance cover?

Answer

Our boat cover can be tailored to suit your needs, depending on the type of craft you have and what you will be using it for. 

Question

Do I need boat insurance?

Answer

Although boat insurance is not a legal requirement in the UK, evidence of third party insurance is compulsory at most marinas, harbours and in recognised mooring areas. If you’re considering investing thousands of pounds in a boat, you’ll no doubt want to make sure you’ve got the right insurance cover in place to protect it.

Question

How much does boat insurance cost?

Answer

Our boat insurance policies cover a variety of different risks, depending on the type of craft you have, its age and size, and how and where you use it. Therefore, it’s difficult to give an average cost.

Question

What boat insurance do I need?

Answer

The level of coverage you need will depends on a number of factors, particularly how and where you are intending to use your boat. Should you use your craft for more particular or competitive purposes, such as racing, you can add specialist cover to your policy.

Question

What are common boat insurance exclusions?

Answer

It is always recommended that you check your policy documents for a comprehensive list of exclusions but typically boat insurance does not include cover for:

  • Wear and tear
  • Deliberate acts of negligence or recklessness
  • Operating a boat under the influence of drugs or alcohol
  • Individuals not wearing ‘kill-cords’ on crafts which require them, such as jet skis

Question

What if I have more specific questions about my craft?

Answer

Please see the page for your specific craft from the list to find more details:

Question

Do you offer no-claims discount?

Answer

Yes, we can offer up to 5% discount per year up to 25% discount for five years, with no claims protected in an Aquavista marina or if the loss occurs in a marina that is part of the freedom berthing scheme.

How do I make a claim?

Should you need to make a claim, we have a dedicated team on hand to authorise repairs or agree payments, to get your claim settled as quickly as possible. You can get in touch to let us know about a claim 24/7. For more complex claims, a specialist handler will be assigned to manage the claim and lead you through the process.

1.

Find your insurance documents

and make sure you have all your information at hand, including your policy number

2.

Call the claims team for

current claims on 0330 018 2292. From 1 Nov, new claims on 01273 863 450, and explain exactly what happened

3.

Provide photos if requested

to help us understand what happened as quickly as we can

Relaxed Person Making Claim

*20% discount will be applied to the premium, before Insurance Premium Tax and Customer Service Charge. Minimum premium of £100 for RIB and £75 for all other craft is applicable. The discount is not applicable on dinghies. Discount is only valid for Aquavista berth holders. Discount is subject to underwriting acceptance. Available to UK residents only.

Aquavista is an Introducer of Towergate Insurance.