Am I covered to rent out my caravans/motorhomes as well as sell them?
We can offer cover both caravans and motorhomes for test drives, which is a standard feature of our policies. We can also cover you for hiring out motorhomes and caravans as a business venture, alongside the sales. For this we will need to discuss your requirements in advance to find adequate cover. Simply call and let us know while we’re building you a quote.
Is there a partnership whereby I can sell insurance to my customers for their caravans/ motorhomes, once purchased?
Yes! We have a range of insurance solutions you can offer to your clients. This can produce an additional revenue stream for your business. Speak to one of our advisors for more details on this.
Can I get a discount?
We offer a 10% for all National Caravan Council (NCC) members. All you need to do is let us know when you’re setting up your policy.
Do I need employers' liability insurance?
If you have any staff you are legally required to provide protection in the form of employers' liability. Our insurance will cover all of your staff including full time or part time, unpaid, contracted and seasonal. If you would like to know more read our guide to employers' liability.
Can I pay by direct debit?
We offer all our caravan dealership customers interest free monthly instalments over a ten month period. This can be set up easily when you arrange your cover.
Does an insurer have to visit my business in person?
In most cases the insurance company will send a surveyor either prior to going on cover or shortly after to your business. They will survey the premises to make sure they fully understand your company and make any recommendations on how better to protect it. This is an important service and helps limit the chances of claims not being met as a result of the policy not being conformed with. Your Account Executive will once again represent you and help you with this every step of the way.
What is wrongful conversion and will it cover my caravans and motorhomes?
Our policy offers wrongful conversion cover of up to £50,000 as standard for both caravans and motorhomes. This cover ensures that if you have a vehicle with outstanding finance or a criminal history which precludes you from being able to sell it, our policy will respond and pay out to protect your balance sheet (subject to being an Experian/CRiS check member).
What is efficacy cover and do I need it?
If you fit after-market fire or burglar alarms to your customers caravans or motorhomes the answer is yes definitely!
This cover protects you from a device not fulfilling its intended function. And in this case that is protecting your customers from theft or fire, so this is a very important aspect to your insurance. Our product gives you this cover as standard.