Coach Travel Insurance

Our coach travel insurance offers specialist solutions to suit your holiday.

  • 24/7 emergency medical service
  • No age loadings or upper age limit, plus no proposal form to complete
  • Medical and personal liability cover limits of up to £2 million

Get a quote for your coach insurance online

Get a quote

Call us today to speak to a specialist coach travel insurance adviser:

01932 334 140
01932 334 140

Weekdays 9am - 5pm
Can’t get through right now? Request a callback

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Coach Travel Insurance Features

Cover for cancelled trips

Not being able to make your trip is upsetting, even more so if the coach tour operator applies their scale of cancellation charges. Our coach travel insurance can protect you if you're forced to cancel your trip in the event of illness, injury or death whether suffered by you, your travelling companion(s) or a close relative. We can offer up to £1,500 for trips to the UK, Channel Islands, Isle of Man or Europe, and up to £3,500 for trip elsewhere in the world. Cover also includes such things as jury service, redundancy or damage to your home caused by such things as fire, theft, storm or water damage. Note that if the cancellation is due to circumstances known before you purchase the policy or trip, you will not be covered.

Cover for your baggage and money

For the most people, their coach trip will happen without incident, but you may be unlucky enough to experience loss, theft or damage to your baggage or money during the trip. Our coach travel insurance provides up to £1,500 for your baggage and up to £200 for your money. It's also worth noting that if you arrive at your hotel and your baggage is lost, our policy covers you for up to £100 for purchasing essential items if it takes more than 12 hours for you to be reunited with your baggage.

Medical costs and emergency medical expenses

Inevitably some travellers may fall ill or have an accident during their trip. Our coach travel insurance provides up to £1,500 for unexpected additional accommodation, repatriation and travel costs in the UK and up to £2 million for medical and additional accommodation, repatriation and travel expenses in Europe. This includes 24/7 emergency medical assistance provided by Towergate Assistance.

No proposal forms to complete

We try to make taking out our coach travel insurance as quick and easy as possible so that you can get on with looking forward to and enjoying your trip. This is why we don't ask you to complete a proposal form. You can apply for our coach travel insurance online or why not give our experienced team a call.

Coach Travel Insurance Claims

Medical emergencies

We have an emergency assistance company available to assist with medical emergencies and repatriation requirements. Call Towergate Assistance on 020 3901 1722.

Need to make a claim?

To make or discuss a claim on your coach travel insurance please call:

03450 744 838

Or email us at tcs@towergate.co.uk

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Coach Travel Insurance FAQs

Can I get a quote for coach travel insurance if I have not booked with an operator listed on the online form?

Yes. If you have not booked with one of the specific operators on our dropdown list, please choose ‘Towergate Chapman Stevens’, or if your trip includes flying, ‘Towergate Chapman Stevens including flights’.

Are there any restrictions on age?

Yes, but there aren't many. The personal accident section has lower sums insured for children under 16 years old and adults of 66 years and older and the personal money section has a lower sum insured for children under 16-years old. However, unlike some other travel insurance companies, our coach travel insurance has no upper age limit or increased premiums for older travellers. It is worth noting that an additional premium might be required for some pre-existing medical conditions.

Do I need to declare my pre-existing condition or conditions?

If you’re travelling to UK then we don’t require you to declare your pre-existing conditions, although our coach travel insurance does have some health conditions that you will need to comply with. If however you’re travelling outside of the UK we do require you to declare your pre-existing medical conditions. MediScreen, our in-house medical screening service, is available weekdays between 9am and 5pm, excluding bank holidays.

What happens if I fall ill on my trip?

Don’t panic. Our coach travel insurance policy includes 24/7 emergency medical assistance provided by Towergate Assistance. Simply give them a call on 020 3901 1722 and they’ll provide immediate assistance which, upon confirmation of policy cover, includes but is not limited to the following: additional accommodation, travel and repatriation, liaising with doctors and relatives and if you’re not in the UK, paying medical costs.

What happens if I lose my passport on a trip abroad?

Our coach travel insurance doesn’t cover the cost of a replacement passport. What it does do is to cover the additional costs, such as travel and accommodation, of travelling to the nearest UK embassy or consulate to obtain travel documents in time for your return journey, enabling you to get back to the UK.

What if I oversleep and miss my return journey?

Unfortunately this is not something that our coach travel insurance can cover.

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