Tailored workshop insurance policies to suit your business' requirements.
Insurance for tools and equipment, hand tools, machinery, fixed plant and hired-in plant
We can offer cover tailored for your premises
Expert advice to help you with claims you face
You can choose to split your payment into 10 monthly instalments. Please read our dedicated page on Direct Debit
Our workshop insurance can protect a range of tools and equipment, as well as stock and work in progress, against loss or damage from theft, fire, storm, flood, water damage and malicious). Cover will be tailored to meet your specific business needs. If you own your workshop building, then this can also be covered under the same policy.
Our workshop public liability insurance offers flexible levels of cover to meet the risks you may face from third-party injury claims arising from accidents on your premises where you are at fault. We can also include product liability insurance to protect you for claims for accidental personal injury or damage to third parties arising from the goods you have manufactured, repaired or supplied
How reliant are you on your workshop? If it is destroyed by a serious fire, what costs and business expenses will you still have to pay for even though you are unable to trade? We can include business interruption cover in your workshop insurance that will protect your continuing overheads at a time when you are suffering a loss of income.
This is a legal requirement for any business that employs staff, employers' liability cover can be included in our workshop insurance. Our policy protects you against accidental personal injury claims from your staff from accidents in your workshop alleged to be caused through your negligence.
When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible.
This is not a standard cover as not everyone needs this. We can cover your tools and equipment should it be stolen when your tools are in transit to and from your workshop. Please ensure you inform us so that we can understand your needs ensuring this cover away from your premises is included.
It is not always a standard feature, so please ensure you explain the cover you need for your stock in your business vehicles, between your premises and suppliers or customers, as well as delivery to your customers.
Our workshop insurance can include business interruption cover to recompense loss of gross profit if you have to close your premises to fix the problems caused by a break in, escape of water, a fire or storm. Check your policy for details of the perils covered.
This all depends upon what level of cover you need. Our advisers can recommend tailored policies to suit your workshop's size and requirements, meaning you only have to pay for what you need to cover.
No, you would not normally require building insurance as this is the responsibility of the owner. However, it always pays to check your insurance responsibilities as set out in your lease/rental agreement. If in doubt, talk to one of our specialist advisers.
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