Coronavirus help and support for our insurance customers

Dinghy Insurance

The features of our dinghy Insurance include:

  • Up to £5m liability cover
  • No Claims Discount to recognise careful ownership
  • Optional racing cover

Complete a dinghy insurance quote online and buy your policy today

Get a quote

If you need more assistance, talk to one of our friendly specialists on:

0344 892 1987
0344 892 1987

Weekdays 9am - 5pm
Can’t get through right now? Request a callback

Features of our dinghy insurance

Optional racing cover

Option to add cover for damage to dinghy masts and sails while racing. You can also extend your policy to cover you for legal expenses and personal accident benefit (up to the age of 75).

Dinghy liability cover

Be ‘sailing club ready’ with £5 million in third-party dinghy liability cover. Exclusions include, employees and marine trade workers, fare paying passengers and divers.

No claims discount

No Claims Discount to recognise careful dinghy ownership. 5% discount per year up to 25% discount for five years.

Online portal for dinghies

With our online portal you can review and amend your cover amounts before renewal to reflect the current value of your dinghy and its contents.

Dinghy Insurance Claims

You can get in touch to let us know about a claim 24/7.

You can get started here by downloading the dinghy claims form.

Photographs of damage to your dinghy will help us to move your claim along quicker and get you back on the water sooner. So, try to grab a few snaps to send us.

Need to speak to the claims team?

We’re here to help so call us on:

0330 018 2292

Dinghy Insurance Articles & Guides

Get tips and advice from our industry experts to ensure you get the best out of your sailing dinghy insurance.

A Beginners Guide To Dinghy Sailing


A Beginner's Guide to Dinghy Sailing

If you are keen to start sailing dinghies, then this article will help you with some of the basic information you need to get started before you commit to buying a boat. Written...

View article
buying a dinghy thumb


A Guide to Buying a Dinghy

Our sailing dinghy guide advises you on how to get involved in the world of sailing and the importance of gaining some knowledge and experience before you buy. Keep reading to get inside knowledge on buying your first dinghy.

Bristol harbour


Top Harbour Walks

One of the joys of owning a boat is being able to travel around to different places and explore new towns and countryside. We've put together some of our favourite harbour walks so you can moor up and take in the sights at a new location.

Dinghy Insurance FAQs

What security do I need to cover my trailer?

To make sure a trailer is secure whilst carrying your dinghy, we ask you to ensure that a wheel clamp or hitch lock is fitted to the trailer whilst it is unattended. Not only does it help to deter theft of your dinghy and trailer, it also means your insurance will still be valid if the worst does happen.

I would like legal expenses cover. How do I do this?

Legal Expenses cover is available as an optional additional product that you can choose to add to your policy. This cover can be added when taking out your cover online or alternatively, contact us and speak to an advisor to add it to your policy.

I only use my dinghy at my sailing club and I don't race. What cover is best for me?

We offer three levels of cover for dinghies. There's insurance for “cruising UK inland and coastal waters”, “racing at club level” and “racing at club level plus open meetings national and European”

How can I pay for my dinghy insurance policy?

Whether you buy online or over the phone with our helpful team, you can pay by debit card or credit card.

Can I pay in instalments?

If you would prefer to spread the cost of your policy, you have the option of setting up a Direct Debit to pay your premium in equal monthly instalments through our preferred provider, Premium Credit Limited (PCL).

To find out more about PCL and direct debit payments, select Direct Debit.

To understand more about how PCL work together with Towergate, please read our Regulatory Information.

Request a callback

Full name   Contact number     Email address     Please note: This service operates only during office hours.