Coronavirus help and support for our insurance customers


Dinghy Insurance

We’re really sorry but we’re not able to offer dinghy insurance for new customers at this time. We working behind the scenes and aim to have a new and improved product soon.

  • If you’re an existing Towergate customer and need to make a claim, see the claims information below.
  • If you’re an existing Towergate customer and have a query, please email marineCS@towergate.co.uk and we’ll get back to you. Alternatively call 01242 531 172 to speak to one of our team.
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Dinghy Insurance Claims

If you need to make a claim, we’re on hand to assist you from 9am-5pm Monday to Friday.

You can get started here by downloading the dinghy claims form.

Photographs of damage to your dinghy will help us to move your claim along quicker and get you back on the water so try to grab a few snaps to send us.

Need to speak to the claims team?

We’re here to help so call us on:

0330 018 2292

Dinghy Insurance Articles & Guides

Get tips and advice from our industry experts to ensure you get the best out of your sailing dinghy insurance.

Dinghy Life Hacks

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Sailing Hacks

Read on for simple and effective boat hacks. Keep your mast step dry and get your boots on easier with our guide to all the best sailing hacks.

View article
Yacht Sail

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Sails care and maintenance

Sails are some of the most expensive and vulnerable equipment on any yacht, so it’s important to look after them. This guide from Towergate, specialist providers of Yacht Insurance, provides practical tips for keeping your sails in good shape.

Bristol harbour

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Top Harbour Walks

One of the joys of owning a boat is being able to travel around to different places and explore new towns and countryside. We've put together some of our favourite harbour walks so you can moor up and take in the sights at a new location.

Dinghy Insurance FAQs

What security do I need to cover my trailer?

To make sure a trailer is secure whilst carrying your dinghy we ask you to ensure that a wheel clamp or hitch lock is fitted to the trailer whilst it is unattended. Not only does it help to deter theft of your dinghy and trailer, it also means your insurance will still be valid if the worst does happen.

I would like legal expenses cover. How do I do this?

You can add legal expenses cover to your policy for £5 including insurance premium tax by checking the box as you go through your quotation, alternatively contact us and speak to an adviser to add it to your policy at any time.

I only use my dinghy at my sailing club and I don't race. What cover is best for me?

If you don't race at all we suggest that our Bronze cover would be most suitable for you as it provides cover for your dinghy without cover for racing events. It also has a lower premium.

How can I pay for my dinghy insurance policy?

Whether you buy online or over the phone with our helpful team, you can pay by debit card or credit card. If you choose to pay by credit card there is an additional charge and there is no option to pay by direct debit for this policy.

What additional involvement do you have within the sport?

We are active within the sailing community supporting various class associations involved in national Championships.

Can I pay in instalments?

If you would prefer to spread the cost of your policy you have the option of setting up a Direct Debit to pay your premium in equal monthly instalments through our preferred provider, Premium Credit Limited (PCL).

To find out more about PCL and direct debit payments, select Direct Debit.

To understand more about how PCL work together with Towergate, please read our Regulatory Information.

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