DSLR Insurance

Tailored DSLR insurance for hobbyist photographers.

  • New for old cover ensures your DSLR can be replaced with a brand-new equivalent in the event of a total loss
  • Cover for open or opportunist theft of your DSLR, including when travelling
  • Extend your cover options if you want to take up a photography career

Start your DSLR insurance quote online

Get a Quote

Call our DSLR insurance team for a quote

01489 770340
0344 892 1636

Weekdays 9am - 5.30pm
Can’t get through right now? Request a callback

Feefo logo

4.6

/5

What does DSLR insurance cover?

Flexible cover for your DSLR and photographic equipment

Our DSLR camera insurance is adaptable to the various risks you encounter depending on how you use your equipment. If you’re a beginner you probably just need camera cover, but if your passion for photography grows you can add other equipment such as different lenses and tripods to your policy: just call us. Note this may alter your premium and there may be an adjustment fee.

DSLR camera insurance while you are travelling

Our DSLR insurance policies include the option to cover your camera and equipment when travelling, for up to 45 days in any one trip. Just check the country you're travelling to is included in your policy, or ring us to make 100% sure.

New for old DSLR camera equipment cover

As standard we insure your DSLR equipment on a new for old basis, meaning if you lose or damage your camera, lenses or other accessories beyond repair, they can be replaced with a brand-new equivalent model. Make sure you provide us with the ‘as new now’ values of your DSLR or related equipment when obtaining your quote with us, so you are covered for the right amount if a replacement if needed.

Cover for DSLR equipment stored in vehicles

To ensure peace of mind when you are out and about with your camera, all our policies cover your DSLR and accompanying equipment whilst stored in a vehicle. Just note the security requirements required if your equipment is worth more than £5,000 in total - check your policy wording for details or get in touch with us to confirm.

DSLR Insurance Claims

Our claims are handled by one of our specialist multimedia insurance team, not another company. The team’s combined knowledge of photography equipment mean that with us, you’re in safe hands.

If something happens and you are unsure if a claim might arise, please don’t hesitate to get in contact anyway. We’re here to help and can discuss the circumstances without prejudicing your policy. Our aim is either to put your mind at rest or advise on the next steps you should take.

Please keep all information relevant to the claim; this will help us to handle your claim as efficiently as possible. Remember; do not admit liability until you have spoken with us.

I need to claim

Call us as soon as you can on:

01489 770 325

If you are calling from the Republic of Ireland, please call 0044 1489 770 325

Please quote the Camerasure scheme reference number - 23822800CHC

DSLR Insurance Articles & Guides

You may be interesting in the following articles:

Hobby To Career

insurance guide

Turning Your Hobby into a Career

Almost two in five employees (39%) are so fed up at work that they’re thinking of leaving their job to start their own business. Research from Towergate Insurance reveals that men are currently more willing to take the plunge and start a new venture, with 44% considering starting up their own business, compared to 34% of women.

Cognitive Biases

infographic

Cognitive Biases

We make thousands of decisions every day - Many of which affect our businesses. But what makes us choose a particular path? Our infographic runs down some of the factors which influence our daily decisions and how to avoid falling into their traps and making bad decisions.

DSLR Insurance FAQs

How do I know the value of the DSLR equipment I want to insure?

To make sure you can obtain the right DSLR on a new for old basis, check how much an equivalent replacement costs in the market, so you know what value you should insure your own equipment for.

Do I need to provide you with a list of my camera equipment?

No, provided you have receipts and invoices for your DSLR and related accessories in the event of a claim. If you are concerned that you may not have these then please supply an equipment list, to make sure that your sum insured is adequate.

Is my DSLR equipment covered in the hold of an aircraft?

Yes, full cover is extended to equipment within the hold of an aircraft subject to the equipment being in a locked Peli Case or similar protective casing.

Is my equipment covered if I am distracted and it is stolen?

Yes, Towergate policies provide cover for 'open theft' and this would include opportunist. This means we do not require signs of forcible or violent, entry or exit for the theft cover to be in force.

Under my previous insurance I made a claim, will this affect my cover?

We only need to know about claims you have made in the last five years. Each claim is considered on an individual basis and though some may have no effect on your policy, others might. Just make sure you let us know and we will talk you through it, failure to disclose a claim can invalidate your cover.

Do you only cover UK residents?

You can get cover as an amateur photographer if you are a resident of:

  • United Kingdom
  • Northern Ireland
  • Isle of Man
  • Channel Islands

Just remember that all sales for the Isle of Man and the Channel Islands will be on a non-advised basis. This means that we will not give you a specific recommendation as to which policy you should buy however, we will provide you with information to help you decide which policy is best for you.

Do I have to pay an excess in the event of a claim?

Yes, Towergate DSLR insurance excesses vary but full details can be found on your policy documents or you can contact one of the team.

Request a callback

Full name   Contact number     Email address     Please note: This service operates only during office hours.