Groundworkers Insurance

Protect your business and your clients fully with groundworkers insurance.

  • Flexible payment by instalments to help you spread the cost
  • Covers groundworkers working up to depths of 5m
  • Can be extended to include any plant equipment for your work

Request a groundworkers insurance quote suited to your needs

Get a quote

Or contact us directly for a tailored groundworkers insurance policy:

0330 1235 740
0330 1235 740

Mon - Thu 8:30am-6pm, Fri 8:30am-5.30pm
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Features of our groundworkers insurance include:

Groundworkers liability insurance

Our groundworkers insurance provides public liability insurance for you. It protects you in the event of accidental damage to third-party property or bodily injury to members of the public for which you are legally liable, arising from your business activities as a groundworker.

Cover when transporting groundworkers equipment

To allow you flexibility to move your groundworking equipment efficiently, we offer cover against theft or damage while your machinery and tools are in transit.

Covers against damage to buildings and vehicles

Taking out groundworkers insurance covers you against the risks of working in a public environment, including accidental damage that can be caused to third-party buildings, property and vehicles arising from your work for which you are liable.

Meets statutory requirements for employees

We can insure you for groundworking staff on a per capita or wages and turnover basis to suit your requirements. Replacement employees insured automatically, because cover stays in place even when an employee leaves. This meets all your legal requirements for employee liability cover.

Groundworkers Insurance Claims

In the event of a claim please give us a call and we will talk through your claim and help guide you through your next steps in the process.

Need to make a claim?

Give us a call and we’ll help settle your claim

0330 1235 740

Groundworkers Insurance Articles & Guides

Get tips and advice from our industry experts to ensure you get the best out of your groundworkers insurance.

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A Video Guide to Tradesman Insurance

Tradesmen come in all different shapes and trades, that’s why our tradesman insurance is tailored to our customers’ needs. We have literally hundreds of policies for specific...

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What to do After an Accident at Work

Correctly reporting and documenting accidents in the work place is an important part of your health and safety procedure. In this article you can find a step by step guide on what to do and how it may affect your employers liability insurance.

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A Guide To Professional Tradesman Insurance Cover

Tradesman insurance is an umbrella term for any business or person who works performing a trade or service to the public. But with hundreds of different trades how do you know what you might need? Our guide will help you understand liability insurance for tradesman, the different cover that can apply and the types pf tradesman we can insure.

Groundworkers Insurance FAQs

Do you cover machinery as well?

Yes, we can extend your cover to include a range of handheld tools, and also plant equipment.

Do you cover work on public roads?

Yes, we can extend cover to all types of public road, including motorways.

Do you cover traffic management during groundworks?

This will generally be excluded as standard, but there is a specialist market available that can accommodate this work.

Are labour-only groundworking sub-contractors covered in the same way that direct PAYE staff are under the employer’s liability policy?

Yes. We can cover both types of groundworking employees for the same risks although it is very important to declare how your groundworking workforce are employed, as this will affect how your risks are calculated.

Can I pay in instalments?

Yes, you can pay in monthly instalments by Direct Debit. If you want to know more about our monthly payment option, please read our dedicated page on Direct Debit.

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