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What to do After an Accident at Work
Correctly reporting and documenting accidents in the work place is an important part of your health and safety procedure. In this article you can find a step by step guide...
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Our groundworkers insurance provides public liability cover to protect against the risks of working in a public environment, such as causing accidental damage to third-party property including underground services, buildings, general contents or their stock, or bodily injury to members of the public, for which you are legally liable.
To allow you flexibility to move your groundworkers equipment efficiently, we offer cover for theft or damage to your plant and machinery while they are in transit. Specialist cover is also available for contractors and engineering all-risks cover for contractors' plant.
Our flexible groundworkers insurance provides a number of options depending upon the maximum depth limit you need. There are options for working down to depths of 2m, 3m or 5m, or deeper if required.
Employers liability insurance can be arranged for groundworking staff on a per capita or wages / turnover basis. It will meet your legal requirements to arrange this cover.
In the event of a claim please give us a call and we will talk through your claim and help guide you through your next steps in the process.
Give us a call and we’ll help assist you to submit your claim.
Get tips and advice from our industry experts to ensure you get the best out of your groundworkers insurance.
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Correctly reporting and documenting accidents in the work place is an important part of your health and safety procedure. In this article you can find a step by step guide...
View article
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Yes, our groundworkers cover can be extended beyond 5m on request: talk to an adviser for more information.
Yes, JCT contract insurance can be added to your policy.
Yes, we can extend your cover to include plant equipment, and a range of handheld tools.
Yes, we can extend cover to all types of public road, including motorways.
This will generally be excluded as standard, but there is a specialist market available that can accommodate this work.
Yes. We can cover both types of groundworking employees for the same risks although it is very important to declare how your groundworking workforce are employed, as this will affect how your risks are calculated. Read more in our article. https://www.towergateinsurance.co.uk/trade-specific/covering-contractors-under-employers-liability-insurance
To help you spread the cost of your premiums, we offer a quick and easy direct debit scheme for spreading payment over ten months. Please visit our dedicated Direct Debit page to find out more.