As part of your travel plans, you need to make sure you consider any assistance or specialist requirements you may have.
In order to ensure you get the help you need, it is important you consider your requirements before you travel. It is therefore important to check that any airports, hotels, car rental companies and so on can meet your requirements.
Think of everything you might need on a trip such as accessible car hire or meals that meet any dietary requirements.
We have teamed up with the UK’s leading provider of airport essentials to make sure your trip is stress-free.
Whether you have a pre-existing medical condition or disability, or you find travelling a little more difficult, our convenient range of airport hotels, car parks and lounges are there to ensure you get the help you need, making your travelling experience easier and more enjoyable.
Important things to remember when travelling with pre-existing medical conditions include:
You can also read a handy NHS destination-by destination health guide which includes inoculation advice.
This might seem to be stating the obvious, but research by The Association of British Travel Agents found that 24% of us travelled without insurance – whilst 20% of travellers visited a hospital or doctor whilst abroad.
You can find useful advice on what to look for in an insurance policy on the Foreign Office website. We would also recommend that you consider your specific situation, for example, if you need to travel with a carer, will you be covered for a replacement if they are taken ill or injured? The same too for any prescription medications which you may rely on.
Remember – When applying for insurance, make sure you fully disclose all pre-existing conditions. Do not be tempted to gloss over the truth in the hope of getting a lower premium because should you need to make a claim, an insurer may well decline it – potentially leaving you high and dry, and out of pocket, far from home.
We strongly recommend you consider choosing a specialist travel insurance policy that specialises in protecting pre-existing medical conditions. A standard travel policy whilst being cheaper, is highly unlikely to offer the protection you need should you have a significant disability of pre-existing condition.
Look to cover the whole party with the one provider so that in the event the holiday needs to be cancelled because of a medical condition or curtailed because you became unwell, they can claim under the policy.
If you use a wheelchair, rather than taking yours abroad, consider hiring locally. If you use a powered wheelchair this is probably going to be your only practical option. Remember that airlines and airports will offer wheelchair assistance to get you to the gate and on an aircraft, as will many rail companies and stations: but check, book and confirm before you travel.
Tony Gilpin MCMI, CII COP is a highly respected and chartered industry leader with over 25 years’ experience in travel insurance, tour operators insurance financial failure insurance, travel agents insurance, bonding insurance and the travel industry, specialising in leadership, strategy, sales and account management. He is a Member of the Chartered Management Institute and also holds the Chartered Institute of Insurance's Certificate of Proficiency.
Date: December 24, 2019