insurance guide
What is Liability Insurance?
There are three main types of liability insurance. Each has a slightly different focus and will protect your business from different, potentially costly, scenarios. If you've...
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Bespoke HR and training consultants insurance
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Public liability is included as standard with our HR and training consultants insurance, meaning that your business is protected from claims from clients, members of the public and customers. You can choose from limits between £1 million and £5 million. We can also add professional indemnity and employer's liability cover into your HR and training consultants insurance.
Reputation is everything so you need to be protected if someone says or writes something about either you, your employees or your business. Our HR and training consultants insurance can protect you from instances of defamation.
Our HR and training consultants cover includes legal help if you need it. With specialist legal defence and a 24-hour legal helpline for individual policy holders you can be sure that you have a team on your side for help and advice.
Wherever you work in the world you can feel confident that you are covered by our HR and training consultants insurance. Whether you work at a client's property, a rented practice room, or via the telephone you will be protected. We just ask that you and your business are based in the UK.
£121 price terms and conditions
* £121 a year price based on an HR and training consultants insurance policy taking on an indemnity with a limit of £1 million. Price available for new customers only. Price correct as of April 2018.
£1 million limit indemnity level policy is held by 52% of current customers (information correct as of April 2018).
If circumstances have arisen that could lead to a potential case being brought against you, we’re here to help. There are no difficult forms to fill in, just friendly and professional advisors to help you through the process.
You should record any communication and store any documents relating to the claim. To avoid prejudicing the outcome of the claim, do not speak to the claimant or their representatives without seeking legal advice
The situation may not lead to a claim. However, it’s important you tell us anyway. We might be able to offer advice or at least put your mind at rest. Doing so will not prejudice your policy in any way but will allow us to go through your options and avoid inadvertently making any situation worse.
Give us a call and we’ll help settle your claim
Get tips and advice from our industry experts to ensure you get the best out of your HR and training consultants insurance.
insurance guide
There are three main types of liability insurance. Each has a slightly different focus and will protect your business from different, potentially costly, scenarios. If you've...
View insurance guide
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Starting your own business is one of the most exciting career moves you can make. More and more entrepreneurs are making the leap, with the number of self-employed people growing from 3.8 million in 2008 to 4.8 million in 2017.
No, we do not need to know how many clients you will be seeing throughout the policy year.
We can provide HR and training consultants insurance cover for you to work from home automatically within the policy, however, we need to make you aware that if anything was to get damaged within the home then this will come under the home insurance so you will need to let the home insurers know.
We do not need to see a copy of these. We will insure you on the utmost faith that you have experience and qualifications in the area you would like to be insured for. If a claim was made against you this may be when we would need to see evidence of this.
Yes, we can provide cover for you to work outside of the UK as long as you live and are based in the UK and do not have any assets in the country you would like to work in, for example, a house. As it is a UK policy if a claim was made for the work you have done in another country we would then need to bring the claim back to the UK to go through UK courts. If you had a house in the country for example, they would then try to take the monies from your assets to protect the claim.
No, we do not specify age restrictions for taking out HR and training consultants insurance.
Yes, our HR and training consultants insurance can cover work with both animals and humans. Please call one of our helpful advisers if you would like more information.
To help you spread the cost of your premiums, we offer a quick and easy direct debit scheme for spreading payment over ten months. Please visit our dedicated Direct Debit page to find out more.