Military insurance is designed to cover risks associated with a forces lifestyle and is specifically for members of the armed forces and their families. Usually, military insurance can be broken into categories depending on the stage you’re at in your career.
Towergate offer three main types of military insurance.
Military insurance covers a variety of risks associated with life in the armed forces. It is designed especially for military personnel for whom standard insurance policies do not always apply or suit. There are three main types of cover available:
Here’s a little more information on what each of the military insurance policies covers.
Designed for personnel fresh out of training and living in single serving accommodation.
Military kit insurance will insure your kit while you’re on deployment anywhere in the world and provides cover for your personal possessions too. Accidental damage to your MOD-based accommodation is usually covered at this stage: you may also of heard this referred to as ‘licence to occupy’.
A natural progression for people moving into married quarters, or for serving personnel who live independently.
Military contents insurance covers the same as a kit policy but has the option to include specific values for your kit depending on your role. You'll also be able to add cover for contents of any family members living with you.
For military personnel who have now purchased their own home and no longer live in rented MOD accommodation.
Our military home insurance policy still covers your kit, personal possessions and home contents but has the added benefit of including buildings insurance to cover your home too. It insures the home contents belonging to your family and can often be extended to cover your partner's and children’s contents away from the home.
Standard insurance policies don’t always fit a military lifestyle, so we provide alternative options more suited to your specific needs.
For private holidays and rest and relaxation periods we can provide you with military travel insurance too. If you’re deployed on short notice and need to cancel your holiday, the policy can provide cover for the costs.
Designed to cover groups of military personnel on adventure training expeditions, this is like a travel insurance policy but designed for a very different kind of holiday.
Personal accident cover for military personnel covers compensation to you or your family, should you be injured during the course of your career in the armed forces.
For Gurkhas with family travelling to the UK, you can cover medical expenses should your family need urgent medical or dental treatment during their trip.
Date: August 20, 2021
Category: Military