Face Painting Insurance

It depends. If you employ any staff you are legally required to have adequate employers’ liability cover. Also, certain venues will require that you have public liability cover in place before face painting at them – for example, in council-owned premises.

This will vary across different types of businesses. Towergate can offer public liability insurance policies with cover from £1 million up to £10 million or higher. The amount you need will depend on several aspects:

• Your business activities
• The type of locations and environments you are working in
• The height or depth above/below ground level
• The processes involved, particularly if these are of a high-risk nature involving any application of heat-work
• The increasing court awards being made for personal injuries

This is only a requirement if you have your own employees but if you do, then it is a legal requirement for you to have this insurance in place. The cover will protect employees and enable you to provide compensation for them if they have suffered an injury or illness, as a result of your negligence, during the course of their employment.

To help you spread the cost of your premiums, we offer a quick and easy direct debit scheme for spreading payment over ten months. Please visit our dedicated Direct Debit page to find out more.

If you would like to know more about our monthly payment option, please visit our dedicated Direct Debit page.