Options include public and employers’ liability cover to protect you and any volunteers or employees if things go wrong.
Chat to a member of our specialist team to receive a quote that’s tailored to your specific needs.
Some popular covers are available in easy packages, so all you need to do is choose a liability and equipment limit that suits your needs.
You can split your payment into 10 monthly instalments. Please visit our dedicated Direct Debit page to find out more.
Products available include public liability cover. This cover offers protects you in the event of a member of the public sustaining an injury or damage to their property because of your activity.
Protects your face painting equipment from theft or accidental damage.
If you have employees, you are legally obliged to take out employers’ liability cover. This will cover your legal expenses or any compensation fees if an accident takes place.
If you need to hire face painting equipment and it’s stolen or damaged, hire costs protection will protect you financially and enable you to keep on painting faces.
It depends. If you employ any staff you are legally required to have adequate employers’ liability cover. Also, certain venues will require that you have public liability cover in place before face painting at them – for example, in council-owned premises.
This will vary across different types of businesses. Towergate can offer public liability insurance policies with cover from £1 million up to £10 million or higher. The amount you need will depend on several aspects:
This is only a requirement if you have your own employees but if you do, then it is a legal requirement for you to have this insurance in place. The cover will protect employees and enable you to provide compensation for them if they have suffered an injury or illness, as a result of your negligence, during the course of their employment.