We can provide specialist cover for catering businesses to suit your needs.
Call us on 0330 828 5510 or get a quote online
Caterers cover ranging from combined liability packages to bespoke commercial policies if you own premises or if you supply equipment tables and chairs in addition to the catering.
Flexible options so you only pay for the cover that your business needs.
Our friendly advisers are here to help you get the right quote quickly.
We offer a quick and easy direct debit instalment scheme so you can spread payment over ten months.
From someone accidently suffering food poisoning from the catering you serve, to employees being injured whilst working for you. Cover includes any legal defence costs and damages awarded as a result. Our catering insurance policy covers a range of risks, including kitchen equipment being stolen or damaged or fire and flood preventing you continue with your business.
From mobile caterers for events like weddings, bar mitzvahs, everyday snack food venders, canteens and venders in hotels and other establishments. You can all be classed as caterers so the best way to establish your needs properly is to talk us through your catering business insurance.
We understand that catering is a seasonal business which may mean your staff numbers will vary throughout the year. As such, our cover is adaptable to your business needs. So you only pay for the cover you need.
All the equipment that your business needs can be insured while in transit to or from an event as well as when in use and afterwards whilst in storage. In addition, we can include temporarily hired in equipment against loss or damage. Ask us for full details.
We know that businesses don’t stand still, so as time goes on and you start to expand your business, our policies can adapt to your new circumstances so you don’t need to think about new insurance.
When you need to make a claim, the claims team will guide you through the process and get your claim settled as quickly as possible.
Yes. If you need to add a new employee for a specific event (e.g. a sushi chef for a particular wedding) we can add them to your policy, so you’re still covered.
We try to cover as many different circumstances as possible for our customers. If you are a licenced trade then this is not usually a problem for us to cover.
Product liability cover covers your legal responsibility for accidental injuries or damage caused by your products to members of the public. If you serve food this could be related to food poisoning. If you supply or sell specific products or equipment, then the cover will protect you for allegations of personal injury caused by the malfunction or defect from those products. It all depends upon the services you offer. Speak to a member of our team who will help provide an insurance solution.
Public liability covers you for claims made by the public if they are injured, or their property is damaged from an accident caused by your business. It is common for councils and local authorities to insist on minimum levels of cover, as high as £5m and £10 million depending upon the numbers in attendance.
Because of the accumulation risk, the level of public liability insurance for catering should be tailored for a range of events and scenarios. A good starting point is to speak with local authorities and establish a minimum.
If you prefer to spread the cost of your annual premium, we offer a quick and easy direct debit scheme. When you choose to pay premiums in instalments, you will be paying under a Premium Finance plan. We will give you full details of the finance provider, and the additional cost of finance, when we provide you with your payment plan quotation. This will include the total payable, the number of monthly instalments and the cost of each, as well as the representative APR.
If you would like to know more about our monthly payment option, please visit our dedicated Direct Debit page.
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