We can provide specialist cover for catering businesses to suit your needs whether you operate from a fixed site or specialise in catering at mobile events. When you grow your organisation, we grow your caterer’s insurance policy to match so you don’t feel restricted.
Caterers cover ranging from combined liability packages to bespoke commercial policies if you own premises or if you supply equipment tables and chairs in addition to the catering.
Flexible options so you only pay for what your business requires.
Experts claim handlers to give you peace of mind.
You can choose to split your payment into ten monthly instalments. Please read our dedicated page on Direct Debit.
From mobile caterers for events like weddings, bar mitzvahs, everyday snack food venders, pizza and burger vans to canteens and venders in hotels and other establishments. You can all be classed as caterers so the best way to establish your needs properly is to talk us through your catering business insurance.
We understand that catering is a seasonal business which may mean your staff numbers will vary throughout the year. As such, our cover is adaptable to your business needs.
All the equipment that your business needs can be insured to or from an event as well as when in use and afterwards whilst in storage. In addition, we can include temporarily hired in equipment against loss or damage.
As time goes on and you start to expand your business, our policies adapt to your new circumstances so you don’t need to think about new insurance.
Yes. If you need to add a new employee for a specific event (e.g. a sushi chef for a particular wedding) we can add them to your policy, so you’re still covered.
We try to cover as many different circumstances as possible for our customers. If you are a licenced trade then this is not usually a problem for us to cover.
Product liability cover covers your legal responsibility for accidental injuries or damage caused by your products to members of the public. If you serve food this could be related to food poisoning. If you supply or sell specific products or equipment, then the cover will protect you for allegations of personal injury caused by the malfunction or defect from those products. It all depends upon the services you offer. Speak to a member of our team who will help provide an insurance solution.
Public liability covers you for claims made by the public if they are injured, or their property is damaged from an accident caused by your business. It is common for councils and local authorities to insist on minimum levels of cover, as high as £5m and £10 million depending upon the numbers in attendance.
Because of the accumulation risk, the level of public liability insurance for catering should be tailored for a range of events and scenarios. A good starting point is to speak with local authorities and establish a minimum.
To help you spread the cost of your premiums, we offer a quick and easy direct debit scheme for spreading payment over ten months. Please visit our dedicated Direct Debit page to find out more.
If you would like to know more about our monthly payment option, please visit our dedicated Direct Debit page.
When you need to make a claim, we’ll guide you through the process and get your claim settled as quickly as possible.
and make sure you have all your information at hand, including your policy number
on 0344 892 1384 and explain exactly what happened
to help us understand what happened as quickly as we can
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