Groundworkers Insurance
Cover for groundworking and earthmoving.
- Public liability cover for work at depths up to 2m
- Expert groundworkers claims service
- UK-based support
- Towergate Insurance is working in partnership with Markel Direct. By clicking “Get a Quote”, you confirm you have read and understood the Towergate privacy policy and this will take you to a Quote and Buy facility provided and operated by our business partner, Markel Direct.
Why choose groundworkers insurance?
Groundworkers' equipment and machinery insurance
Contractors All Risks cover is available for a range of groundworkers' equipment and machinery.
£5million public liability for groundworkers
Liability limits available from £1-5 million, higher on request. Remember to carefully check customer contract requirements.
Expert groundworkers claims service
Dedicated claim handlers to give you peace of mind.
Pay for your groundworkers insurance by Direct Debit
You can choose to split your payment into ten monthly instalments.
About groundworkers insurance
What is groundworkers insurance?
Groundworkers cover offers public liability insurance for a range of groundworkers activities – landscaping, earthworks, excavations, drainage, kerbing, flagging, driveways and footpaths. This cover protects both you and your customers in the event of accidental injury or damage caused whilst carrying out works due to your negligence.
Protection for equipment and machinery
You can choose Contractors All Risks insurance for a range of groundworkers equipment and machinery, including backhoe loaders, excavators, loading shovels, compactor plates, forward tipping dumpers, ride on road rollers and hired plant as well.
Cover for groundworking excavation
Combined Liability cover for you and your employees during excavation. Your employees face potential injury for trips, falls, crushing or laceration. Even following HSE regulations, accidents can happen. Groundworkers employers liability insurance will meet your legal requirements, protecting you and your employees in the event of your negligence.
Extension of cover for temporary workers
The flexible cover can extend to short-term and temporary workers employed for particular jobs, giving you flexibility to easily add extra resource when needed.
By clicking “Get a Quote”, this will take you to a Quote and Buy facility provided and operated by our business partner, Markel Direct.
When you need to make a claim, Markel Direct will guide you through the process and get your claim settled as quickly as possible.
- Find your insurance documents and make sure you have all your information at hand, including your policy number.
- Call the Markel Direct claims team on 0344 748 0173 and explain what has happened.
Ready to get covered?
- Get a quote online
- Purchase your policy
- Relax - You're covered!
Groundworkers insurance FAQs
Markel Direct provide and administer this cover. Markel Direct is a trading name of Markel International Insurance Company Limited who is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority (Financial Services Register no. 202570).
Groundworkers insurance includes work depth up to 2m.
Yes, you can choose to extend your cover to include own and hired in plant equipment, and a range of handheld tools.
Yes, you can choose to include both types of groundworking employees for the same risks although it is very important to declare how your groundworking workforce are employed, as this will affect how your risks are calculated.
To help you spread the cost of your premiums, you can choose to spread payment over ten months with the Markel quick and easy Direct Debit scheme.
For details of the terms, exclusions and conditions applicable, please refer to the full policy documentation provided by Markel Direct which will be available during the quotation process.
See our range of cover for groundworkers
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