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Legal Indemnity Insurance

As a property buyer (or a lender) it is important to consider protection in case of a defect in the title of a property which cannot be resolved or represents an ongoing risk. 

  • Our legal indemnities team provide real estate law firms and their clients with specialist advice and innovative indemnity insurance solutions across a whole range of title risks.
  • Our legal indemnity products can include cover for loss of market value.
  • UK-based support
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Legal Indemnities

One of the UK's leading independent insurance brokers

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Overall service rating 4.6 / 5

Based on 4822 customer reviews

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About legal indemnity insurance

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Who we cover

We can provide cover for law firms, property developers, lenders and financial institutions, local authority and government bodies, surveyors and investors.

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Peace of mind with our legal indemnity products

Our legal indemnity products can include cover for loss of market value.

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Specialist service

As an independent insurance broker, we always aim to put your interest first - ensuring a specialist service that facilitates real estate deals and helps maximise return on investment.

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Pay for your legal indemnity insurance by Direct Debit

You can choose to split your payment into 10 monthly instalments. See our dedicated Direct Debit page to find out more.

About legal indemnity insurance

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We can provide legal indemnity cover advice

Solicitors will often source a number of legal indemnity quotations direct on behalf of their clients and in these cases, they act as the agent, but are restricted in giving insurance advice insofar as the SRA allows. Towergate are a specialist broker who are regulated by the Financial Conduct Authority (FCA), and can provide both solicitors and their clients advice in terms of insurance product suitability.

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We're here to help with your legal indemnity insurance

Each case is unique and some will require bespoke wording from our market insurers. From residential refinance to complex commercial projects, we discuss the issues with our solicitors and their clients, and will work with our markets to place these risks to get the best terms for you.

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Types of legal indemnity cover available

We act for a number of solicitors across the United Kingdom and can source cover for the following title defects:

  • Rights to light - our team will advise current market trends, including claims. Our team has claims experience regarding proactive agreed conduct and will be able to direct you throughout the process.
  • Absence of easement/right of way
  • Restrictive covenants
  • Forfeiture of lease
  • Insolvency act
  • Judicial review
  • Mines and minerals rights
  • Search indemnity
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Our specialist service

As an independent, chartered insurance broker, Towergate will always to put the client interest first - ensuring a specialist service that facilitates Real Estate deals and helps maximise return on investment.

When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible.

  • Find your insurance documents and make sure you have all your information at hand, including your policy number.
  • Call the claims team on the number in your policy documents and explain exactly what happened.
  • Provide photos if requested to help us understand what happened as quickly as we can.
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Ready to get covered?

  • Fill in our online quote form or call us
  • Purchase your policy
  • Relax - You're covered!
Start a Quote

Legal indemnity insurance FAQs

Yes, there is an option to pay your insurance premium in full by debit or credit card at no extra cost. Or to help you manage the cost of your limited company insurance premiums, we offer a quick and easy direct debit scheme for spreading payment over ten months. Please visit our dedicated Direct Debit page to find out more.

If you would like to know more about our monthly payment option, please visit our dedicated Direct Debit page.

Legal indemnity insurance articles and guides

Do I need a public liability insurance certificate?

A public liability insurance certificate which offers a summary of your policy is a great way to show you’re covered and put your clients’ minds at ease.

Read more

Displaying Your Employers' Liability Certificate

Find out about how and where to display your employers liability insurance certificate and the legal implications if you don't in our useful video.

Read more