Tutors and Teachers Insurance

Protecting private teachers and tutors in a challenging yet rewarding profession.

0344 892 1664

Monday - Thursday 8.30am - 5.30pm, Friday 8.30am - 5.00pm

Email us for a call back

About Tutors and Teachers Insurance

Group

Tailored tutors and teachers insurance

Our insurance experts will build your policy based on your needs.

Liability

Civil liability cover for teachers

Civil liability insurance available on request.

Shield

Tutor laptop cover

Option to extend cover to insure laptops away from premises anywhere in the UK.

House

Home tutor insurance

Work from your premises or at the home of your student.

Features of Tutors and Teachers Insurance

Standard cover

Specialist tutors and teachers policies

Our team are trained to understand the needs of tutors and are able to help explain all elements of cover available and how they might apply to your role as a tutor. They're here so you can feel assured that the cover is right for you. All you need to do is tell us what type of tutoring is involved and we'll build your policy with you. (Tutoring involving manual activities such as carpentry cannot be covered).

Professional indemnity insurance for tutors

There are many scenarios where professional indemnity insurance can apply to private tuition. Negligence, breach of confidence and failure in professional duty to educate, are all covered under this section. If an element of the syllabus is missed or a client is unhappy with a grade, the policy provides support for your legal defence. In addition, we can cover civil liability claims, just ask your adviser. for more information.

Public liability for tutors

It's unlikely, but if, during the course of your tuition you are responsible for someone being injured or damage to their property, public liability cover for tutors would compensate the injured party. A small excess will apply.

Computer equipment

Equipment such as laptops can be insured simply by adding an extension to your policy. Not only will they be covered while you're teaching but also when you're away from your usual teaching premises. Please be aware, you should still take reasonable precaution to protect these items i.e. if your laptop is stolen whilst left unattended and unsecured in a public place, your claim will not be valid.

Tutors and Teachers Insurance FAQs

Question

What is professional indemnity insurance for tutors?

Answer

Professional indemnity insurance, or professional liability insurance for tutors, is cover for legal costs or expenses related to your defence and compensation awarded if your case is lost.

Question

Do home tutors need insurance?

Answer

Though it is not a legal requirement there are many reasons why insurance can be a worthwhile investment. Particularly to cover your professional liability as a tutor, if for example you were to miss part of the syllabus and a client were to take legal action against you, your policy could provide cover for legal costs and expenses.

Question

Do I need insurance for online tutoring?

Answer

Again, it’s not a legal requirement but can cover your professional and personal liability, as well as the equipment you use in the course of your work as a teacher (i.e. laptops). These may not be covered on your home insurance if they are for business use.

Question

Do you need public liability insurance as a home tutor?

Answer

Public liability insurance for home tutors is designed to cover accidental injury to third parties and damage their property, caused by your negligence while tutoring. Though such an incident may seem unlikely, often claims related to public liability can be costly. Insurance will cover your legal defence costs in court, as well as awards you may need to pay to the third party.

Question

Is there a restriction on the age of the people I teach?

Answer

No, but different age groups may have different requirements, so please ensure you let us know us.

Question

Will the insurance cover me to teach at home?

Answer

Generally, yes for public liability, but we advise you to check with your home insurer to ensure that your household policy includes cover for visitors/students.

Question

Is there a maximum number of students I can teach?

Answer

No, as long as you stick to restrictions imposed by law.

Question

Are there any types of tutoring that will not be covered?

Answer

Our policies cover tutoring for most subjects but do not cover practical and manual types of tutoring such as woodwork, science experimentation or metalwork. Speak to our advisers for specific details.

Question

Can I pay in instalments?

Answer

To help you spread the cost of your premiums, we offer a quick and easy direct debit scheme for spreading payment over ten months. Please visit our dedicated Direct Debit page to find out more.

How do I make a claim?

When you need to make a claim, we’ll guide you through the process and get your claim settled as quickly as possible.

1.

Find your insurance documents

and make sure you have all your information at hand, including your policy number

2.

Call the claims team

on 0344 892 1384 and explain exactly what happened

3.

Provide photos if requested

to help us understand what happened as quickly as we can

Relaxed Person Making Claim