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Tutors' and Teachers' Insurance

Protecting private teachers and tutors in a challenging yet rewarding profession.

  • Our specialist professional indemnity (PI) team will build your policy based on your individual demands and needs
  • Civil liability cover also available on request
  • Option to extend cover to insure laptops away from premises

Submit your teacher insurance form and the team will call you back

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Call the team to talk through the options on our policy

0344 892 1664
0344 892 1664

Mon-Thu 8:30am-5.30pm, Fri 8:30am-5.00pm
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Here’s how tutors' insurance can keep you protected:

Specialist policies tailored to you

Our team are trained to understand the needs of tutors and are able to help explain all elements of cover available and how they might apply to your role as a tutor. They're here so you can feel assured that the cover is right for you. All you need to do is tell us what your job entails and we'll build your policy with you from the bottom up.

Professional indemnity insurance for tutors

There are many scenarios where professional indemnity insurance can apply to private tuition. Negligence, breach of confidence and failure in professional duty to educate, are all covered under this section. If an element of the syllabus is missed or a client is unhappy with a grade, the policy provides support for your legal defence. In addition we can cover civil liability claims, just ask your adviser. for more information

Public liability for tutors

It's unlikely but if during the course of your tuition someone were injured or their property damaged, public liability cover for tutors would compensate the injured party. Though unlikely, claims can be significant when related to public liability. Please be aware this cover does not apply if you are driving a motor vehicle.

Computer equipment

Equipment such as laptops can be insured simply by adding an extension to your policy. Not only will they be covered while you're teaching but also when you're away from your usual teaching premises. Please be aware, you should still take reasonable precaution to protect these items i.e. if your laptop is stolen whilst left unattended and unsecured in a public place, your claim will not be valid.

Tutors' and Teachers' Insurance Claims

If and when it comes to the crunch and you need to make a claim, we'll send the details of your claim to the insurer to get your claim resolved as quickly as possible.

If there are any complications with your claim, we’ll follow this up with the insurer and keep you updated with the progress of your claim.

Need to make a claim?

Call our team to talk through the next steps:

0330 123 5321

Lines are open from 9am -5pm Mon-Fri

Tutors' and Teachers' Insurance Articles & Guides

Read more from Towergate Insurance:

Professional Indemnity Insurance Explained

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Professional Indemnity Insurance Explained

Learn how to protect yourself and your small business with our comprehensive guide to professional indemnity insurance, also known as professional liability insurance.

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Tutors' and Teachers' Insurance FAQs

What is professional indemnity insurance for tutors?

Professional indemnity insurance, or professional liability insurance for tutors, is cover for legal costs or expenses related to your defence and compensation awarded if your case is lost.

Do home tutors need insurance?

Though it is not a legal requirement there are many reasons why insurance can be a worthwhile investment. Particularly to cover your liability as a tutor, if for example you were to miss part of the syllabus and a client were to take legal action against you, your policy could provide cover for legal costs and expenses.

Do I need insurance for online tutoring?

Again, it’s not a legal requirement but can cover your liability as well as the equipment you use in the course of your work as a teacher (i.e. laptops). These may not be covered on your home insurance if they are for business use. The policy can also cover infringement of intellectual property rights in case your online content is used without permission.

Do you need public liability insurance as a home tutor?

Public liability insurance for home tutors is designed to cover injury to third parties and damage their property, caused by negligence during the course of your employment. Though such an incident may seem unlikely, often claims related to public liability can be costly. Insurance will cover your defence in court as well as reward you may need to pay to the third party.

Is there a restriction on the age of the people I teach?

No, but different age groups may have different a endorsement or restrictions so please ensure you let us know us.

Will the insurance cover me to teach at home?

Yes but you will need to ensure that your household policy covers damage caused to the home by visitors.

Is there a maximum number of students I can teach?

No, as long as you stick to restrictions imposed by law.

Can I pay in instalments?

To help you spread the cost of your premiums, we offer a quick and easy direct debit scheme for spreading payment over ten months. Please visit our dedicated Direct Debit page to find out more.

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