Workshop Insurance

Tailored workshop insurance policies for trade, contents, stock and equipment, liability, and buildings cover.

  • Insurance for tools, plant, hand tools, fixed plant and hired-in plant
  • Cover for a range of workshop types
  • Talk to our specialist advisers for flexible workshop insurance to suit your business' requirements

Request a workshop insurance quote online

Get a quote

Call our dedicated team to talk through your options:

0344 892 1664
0344 892 1664

Mon-Thu 8:30am-5.30pm, Fri 8:30am-5.00pm
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Features of our workshop insurance

Cover for your workshop machinery, tools and buildings

Our workshop insurance can protect a range of tools and equipment, as well as stock and work in progress, against loss or damage from theft, fire, storm, flood, water damage and malicious damage (check your policy document for specific details). Cover is tailored to meet your specific business needs. If you own your workshop property then this can also be covered under the same policy.

Public liability cover for your workshop

Our workshop public liability insurance offers flexible levels of cover to meet the risks you may face from third-party injury claims arising from accidents on your premises where you are at fault. We can also include product liability insurance to protect you for claims for personal injury or damage to third parties arising from the goods you have manufactured, repaired or supplied.

Workshop insurance including business interruption cover

How reliant are you on your workshop? If it is destroyed by a serious fire, what costs and business expenses will you still have to pay for even though you are unable to trade? We can include business interruption cover in your workshop insurance that will protect your continuing overheads at a time when you are suffering a loss of income.

Employers' liability insurance to protect your workshop's staff

A legal requirement for any business that employs staff, employers' liability cover is included in our workshop insurance. Our policy protects you against personal injury claims from your staff from accidents in your workshop alleged to be caused through your negligence.

Workshop Insurance Claims

If and when it comes to the crunch and you need to make a claim, we'll send the details of your claim to the insurer to get your claim resolved as quickly as possible.

If there are any complications with your claim, we’ll follow this up with the insurer and keep you updated with the progress of your claim.

Call us on:

0344 892 1384

We're here to help Mon-Fri, 9am-5pm

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What is Liability Insurance?

There are three main types of liability insurance. Each has a slightly different focus and will protect your business from different, potentially costly, scenarios. If you've ever asked yourself "What is liability insurance?" then look no further - our guide explains what these different covers offer.

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Shop Insurance Guide

Our guide explains the features and exclusions of shop and retail insurance.

Workshop Insurance FAQs

Are tools insured when in transit under your workshop insurance?

Yes, we can cover your tools and equipment should it be stolen when your tools are in transit to and from your workshop (within the distances stated in your policy).

Does your workshop insurance cover me for goods-in-transit cover?

Yes, travel for your stock in your business vehicles, between your premises and vendors or customers, is covered under our workshop insurance.

Am I covered financially if I cannot use my warehouse due to an incident?

Our warehouse insurance can include business interruption cover to recompense loss of profit if you have to close your premises to fix the problems caused by an incident for which you are covered, such as a break in, burst pipe, fire, etc. Check your policy document for details of which incidents you are covered for.

Do I have to purchase a minimal amount of workshop insurance cover?

No, our advisers can recommend tailored policies to suit your workshop's size and requirements, meaning you only have to pay for what you need to cover.

If my workshop is rented, do I require buildings insurance?

No, so make sure before adding buildings cover to your policy. If in doubt, talk to one of our specialist advisers.

Can I pay in instalments?

To help you spread the cost of your premiums, we offer a quick and easy direct debit scheme for spreading payment over ten months. Please visit our dedicated Direct Debit page to find out more.

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