insurance guide
Office Insurance Explained
Read our guide to office insurance for in-depth explanations of the features, exclusions and optional cover to make sure your office and business is properly protected.
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Tailored workshop insurance policies for trade, contents, stock and equipment, liability, and buildings cover.
Call our dedicated team to talk through your options:
Mon-Thu 8:30am-5.30pm, Fri 8:30am-5.00pm
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Our workshop insurance can protect a range of tools and equipment, as well as stock and work in progress, against loss or damage from theft, fire, storm, flood, water damage and malicious damage (check your policy document for specific details). Cover is tailored to meet your specific business needs. If you own your workshop property then this can also be covered under the same policy.
Our workshop public liability insurance offers flexible levels of cover to meet the risks you may face from third-party injury claims arising from accidents on your premises where you are at fault. We can also include product liability insurance to protect you for claims for personal injury or damage to third parties arising from the goods you have manufactured, repaired or supplied.
How reliant are you on your workshop? If it is destroyed by a serious fire, what costs and business expenses will you still have to pay for even though you are unable to trade? We can include business interruption cover in your workshop insurance that will protect your continuing overheads at a time when you are suffering a loss of income.
A legal requirement for any business that employs staff, employers' liability cover is included in our workshop insurance. Our policy protects you against personal injury claims from your staff from accidents in your workshop alleged to be caused through your negligence.
If and when it comes to the crunch and you need to make a claim, we'll send the details of your claim to the insurer to get your claim resolved as quickly as possible.
If there are any complications with your claim, we’ll follow this up with the insurer and keep you updated with the progress of your claim.
We're here to help Mon-Fri, 9am-5pm
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Our guide explains the features and exclusions of shop and retail insurance.
Yes, we can cover your tools and equipment should it be stolen when your tools are in transit to and from your workshop (within the distances stated in your policy).
Yes, travel for your stock in your business vehicles, between your premises and vendors or customers, is covered under our workshop insurance.
Our warehouse insurance can include business interruption cover to recompense loss of profit if you have to close your premises to fix the problems caused by an incident for which you are covered, such as a break in, burst pipe, fire, etc. Check your policy document for details of which incidents you are covered for.
No, our advisers can recommend tailored policies to suit your workshop's size and requirements, meaning you only have to pay for what you need to cover.
No, so make sure before adding buildings cover to your policy. If in doubt, talk to one of our specialist advisers.
To help you spread the cost of your premiums, we offer a quick and easy direct debit scheme for spreading payment over ten months. Please visit our dedicated Direct Debit page to find out more.
