We have partnered with Save Face, a national register of accredited practitioners who provide safe, non-surgical cosmetic treatments, to develop a specialist insurance policy exclusively for Save Face members. Working with specialist insurers in the medical indemnity market, we can now offer an exclusive policy that recognises the Save Face accreditation process encompassing their 116-point assessment model, reducing the risk of potential claims.
We will also make sure you are adequately covered and minimise risk, so that if you ever have to claim, you do not lose out by not having the right level of covered.
Exclusively available to Save Face Accredited Practitioners
Potential saving on your medical indemnity cover
Access to our in-house claims teams and specialist policy advisors
Access to a range of our specialist insurance policies, so you can have all your policies in one place
We are specialist insurance brokers for the Medical and Caring Professions sectors. We recognise the benefit of risk management and the reduction of risk. With our market expertise we work with likeminded insurers who are keen to reward well managed practices.
We are committed to supporting Save Face members in understanding their businesses exposures, and thus mitigating risks by arranging the appropriate insurances covers.
Working with specialist insurers in the medical malpractice market, we have negotiated an exclusive policy that recognises the Save Face accreditation process, reducing the risk of potential claims.
This new member facility recognises the benefits and quality of the Save Face risk management accreditation process. Mitigation of risk and reduced claims potential means our insurers are happy to offer an exclusive medical malpractice insurance solution with a combination of value and cover.
Aesthetics insurance is designed to cover licenced, medical professionals, providing nonsurgical cosmetic treatments during the course of their work. It includes elements of liability insurance related to treatments you provide and can cover aspects of your business and equipment too.
Here are just some of the covers we can provide:
If you have employees, it is a legal requirement for you to have employers' liability insurance in place at the very least. Legally, you are not required to have any other form of insurance in place, however, it is certainly recommended. Cover for licenced, medical professionals, providing nonsurgical cosmetic treatments can provide a safety net to protect you and your business from the financial burden of a claim against you.
We can cover licenced, medical professionals, providing nonsurgical cosmetic treatments who work from home, from business premises, from a client’s home, at an event and many other scenarios. Speak with our team if you feel unsure about whether the policy covers your location.
There are three main parts to be aware of when buying aestheticians' liability insurance; public liability, products liability and professional treatments cover. We’ll explain each of these in a little more detail below.
Public liability protects you from claims which arise through negligence on your part during the course of your work. For example, you may have left cables in a hazardous location where someone might trip; if a member of public injures themselves or has the property damaged because of this, they may try to claim damages from you. This insurance would cover your legal defence along with their compensation should they win the case.
Product liability cover will insure you in the event that a product you use or sell to clients causes a member of the public to suffer an injury or have their property damaged. In these instances, they may try and claim compensation from you, even if the product is not made by you. It’s important to therefore cover yourself just in case. Again, product liability for aestheticians covers your legal defences and any damages you have to pay to the claimant if they win the case.
Professional treatment cover is a form of professional indemnity cover especially for aestheticians. It ensures that if a client isn’t satisfied with advice you have given them regarding their treatments and take you to court, your legal costs and awards claimed by the client are covered up to £5 million, but you can also take a £2 million limit. We do require you to carry out treatments as the manufacturer has advised for this aspect of the cover to be valid.
Retroactive insurance provides cover for any claims made against you during your period of insurance which occurred prior to the start date of your policy.
No, unfortunately we can only cover medically qualified aesthetics professionals. For this particular policy, you must also be a Save Face member.
We have provided a summary of the key features of the policy, above. For details of the terms and conditions applicable, please refer to the insurance product information document and policy wording, which are available during the quotation process.
Applicable terms and conditions are available on request. Please read your policy document for full details.
If you are not a Save Face member but are considering joining, then you can still get a quote to establish whether becoming accredited would enable you to get a more competitive insurance premium.
Working with specialist insurers in the medical indemnity market, we can now offer an exclusive policy that recognises the Save Face accreditation process encompassing their 116-point assessment model, reducing the risk of potential claims.
When you need to make a claim, we’ll guide you through the process and get your claim settled as quickly as possible.
and make sure you have all your information at hand, including your policy number
on 0370 850 7134 and explain exactly what happened
to help us understand what happened as quickly as we can
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