How to choose the right marina for your boat

With the cost of owning a boat already high, a swinging mooring may offer a great way of keeping these costs down. However, marinas offer a huge number of benefits and it's money well spent to keep your boat in one of the many marina berths nationwide.

If you own a yacht or a motorboat you will undoubtedly be aware of the trade off between having a cheaper swinging mooring or a more expensive marina mooring. The savings achieved by keeping your boat on a swinging mooring will make this option very attractive indeed. 

Marina Prices

It is difficult to put a precise price on a marina berth as many marinas will price a berth based upon the size of the craft and the location of the marina. There are also other aspects of marina mooring which will incur extra costs. Lifting the boat out of the water, boat washing, electricity and dry stack storage will generally cost extra.

A 10 meter boat (with 1m draft) moored for 12 months on a berth will cost in the region of £3,300. A 10 meter boat (with 1m draft) moored for 12 months on a berth will cost in the region of £3,300. Other costs such as lifting the boat and cleaning it cost in the region of £290 (again based on a 10m craft).

Whilst these may seem like daunting costs, proper winter storage and out of water maintenance are essential to the longevity of any craft. Yachts and motor boats are considerable investments so it is worth paying to keep them in good shape. These services are available to those on swinging moorings however, marina membership will often come with perks such as discounts for these sorts of services.


Most modern boats are a wealth of gadgets and solutions for convenient living. As such, marinas should be equipped to help maintain these items.

From facilities that you'd expect such as refuelling stations and electricity and water hook ups to other more modern facilities such as Wi-Fi, you'd expect your chosen marina to be able to cater for your needs. Some facilities to look out for are:

  • Refuelling station
  • Water and electricity points
  • Showers and toilets
  • Wi-Fi
  • CCTV surveillance
  • Environmentally friendly pump-out facilities
  • Onsite chandlery services
  • Disabled access


It's likely that your yacht is your prize possession. It's also likely that your yacht will be equipped with a lot of expensive equipment and some other personal possessions which hold value to opportunist thieves. It's therefore important that your chosen marina has adequate security in place to protect your yacht and its contents.

Security arrangements to look out for at a good marina include:

  • Gates onto pontoons
  • CCTV surveillance
  • 24 hour security patrols
  • Flood lighting

Aside from the security provided by a marina, you could also invest in some security devices to help secure your craft. Theft of outboard motors is rife across the country. In this instance even something as simple as a chain could deter thieves and avoid losing a valuable bit of kit. Other security items such as hatch locks are simple solutions to keeping your craft secure.

It is encouraging to know that there are police constabularies throughout the UK which have initiatives to crack down on marine related crime. Check with your local police constabulary to see what they're doing. Here is an example of what's being done: Essex Police

Insurance benefits

The security and safety benefits of keeping your craft in a marina will have a positive impact on your boat insurance premium. Having a craft in a marina is the ideal place to store a boat, all year round. Not only are marina’s safe, you will also be surrounded by similarly minded boaters -  helping to create a sense of community, finding out about the latest in boating and crucially, keeping an eye out for one and other’s prized possession. By keeping your boat in your marina, that money will be spent in a positive manner providing you with dual benefits. Not only are you safeguarding your pride and joy from the many risks that come with leaving crafts out unsecured, but you will also be saving money on your insurance premium at the same time. If you are interested in ways to lower your insurance policy, follow this link for some tips. Here at Towergate Insurance we offer a 20% discount on our boat insurance products for boats stored in the following marinas: 

Golden anchor classification

The golden anchor classification grades marinas based on their facilities and quality. A marina can sign up to be graded and will achieve a rating based on a points system from one to five golden anchors. The assessment process is rigorous therefore each golden anchor achieved is certainly earned! You can find out more by downloading the PDF below.

Golden anchor award scheme

Choosing the right marina for your yacht

Marinas offer excellent benefits for those who use them including greater security, a more stable mooring and amenities such as electricity hook ups and fuelling stations. Because they’re more secure and because they’re safer for your craft, Towergate offer discounts and other benefits to those who moor their yacht in a marina.

Let’s talk about discounts. Versus swinging moorings, marinas are far safer places to moor up. On a swinging mooring your yacht is more exposed to the elements and there’s a greater risk that your yacht will swing around on the mooring causing damage to the yacht itself or other boats in the vicinity.

It may be a little more expensive to moor in a marina but at Towergate we try to negate that cost slightly by offering you 20% off your premium if you moor in an approved marina. If you’re unsure whether your marina is on our approved list, ask a member of our team. Secondly, if you moor in a marina, you won’t lose your no-claims discount if damage or theft occurs whilst your yacht is moored in a marina. That means in addition to the discounts I mentioned earlier, your premium could get even cheaper.

Lastly, we also offer zero excess on claims which occur whilst your yacht is in an approved marina. That means, if you’re unfortunate and need to make a claim, you won’t need to contribute to that claim amount and you’ll keep every penny. To take full advantage of our discounts and benefits, make sure you fill out our online quote form fully or, if you’re buying over the phone, ask one of our advisers if you’re eligible for our marina discounts and benefits.

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