Sit down vs stand up jet skis (and why we only cover sit downs)

As part of our jet-ski insurance video series we discuss the difference between sit down and stand up jet-skis and the issues surrounding insuring each type. Check out the video to find out more...

Jet-ski Insurance Guides - Sit down vs stand up jet ski insurance

 

Video transcript

Hi, my names Ben Leach and I’m an advisor for Towergate. In this video we’re going to discuss the differences between sit-down and stand-up jet-skis.

We can insure many makes and models of sit down jet ski. We can also insure new and old jet skis. What we can’t cover however, is stand up jet skis.

Apart from the obvious, the difference between stand up and sit down jet skis is the level of stability.  Stand up jet skis are far more difficult to ride and take quite a lot of practice to get the hang of. They don’t go as fast but you also don’t need to go that fast to make a mistake and fall off!

Some jet-ski fans will tell you that stand ups are more fun and “the real deal” that’s an argument we here at Towergate are staying well out of! However, due to their instability, we view them as higher risk which means, unfortunately, we can’t cover you if you own one.

To put it in perspective; if a sit down jet ski is a normal push bike, a stand up jet ski is a unicycle. We recommend taking an RYA course even if you own a sit down jet ski however, a stand up jet ski takes even more practice and we would advise taking it easy on the speed until you’re competent.

If you have any questions about insuring stand up jet skis our insurance specialists may be able to point you in the right direction. Alternatively, if you own a sit down jet ski, we’ll be happy to discuss your insurance requirements.

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