Hi, my names Ben Leach and I’m an advisor for Towergate. In this video I’m going to talk about insuring your jet-ski while in transit.
Unless you store your jet ski in a boat shed near where you take it out, you’ll probably need to transport it to a nearby lake or sea front. That may mean putting your ski on a trailer and driving to your destination.
Naturally, when your jet ski is being towed, it’s at greater risk of incident. So, we offer in-transit cover as part of our jet ski insurance policy to protect your jet ski whilst you’re on your way to a great day out on the water.
If your jet ski is damaged whilst in transit either in an accident you have yourself – crashing into a tree for example – or an accident involving someone else, our policy will pay out. Excesses do apply though so be sure to check your cover.
In-transit cover doesn’t cover third party liability. That means, if your trailer or vehicle damages someone else’s vehicle, our policy will not pay out for the damage caused.
However, you should be able to claim on your regular car insurance for this but check that the car insurance does extend to the trailer
Ask a Towergate advisor for more details on cover while your jet ski is travelling.