Mobility Home Insurance
Cover your mobility needs and specialist equipment
- Temporary accommodation, family legal protection and a 24-hour legal advice helpline included
- Cover for mobility scooters and oxygen apparatus
- UK-based support
Call us on 0345 266 1793 or get a quote online.
One of the UK's leading independent insurance brokers
Why choose mobility home insurance with Towergate?
Mobility equipment protection
Covers specialist equipment, including mobility scooters and oxygen apparatus
Temporary accommodation
If your home is uninhabitable, our mobility home insurance provides a place to stay
Family legal protection
Family legal protection and a 24-hour legal advice helpline included
Pay by Direct Debit
Split your mobility home insurance payments into monthly instalments
About mobility home insurance
Specialist mobility equipment for your home
Our mobility home insurance policy includes cover for scooters, wheelchairs, hoists, stair lifts, ramps, floor lifts and oxygen equipment, giving you reassurance that you have protection for your specialist items (T&Cs apply). Please note, damage from wear and tear, mechanical breakdown, or gradual deterioration is not covered under this policy. Accidental damage cover and cover outside the home are optional extensions.
Travel and meal expenses
If your mobility aids are lost, damaged or stolen and you are housebound following a valid claim, our mobility home insurance policy will pay up to £25 per day for travel and meal expenses, such as taxis, takeaways, and grocery deliveries.
Mobility home insurance temporary accommodation
We work alongside The Temporary Kitchen Company to try to ensure that if your home is uninhabitable following a claim, you and your family can stay on the site of your home and make use of a practical, stylish and innovative temporary kitchen and/or bathroom pod.
24-hour legal advice and family protection
Family legal protection and a 24-hour legal advice helpline is included automatically in your mobility home insurance policy. We can also include optional loss recovery assistance - offering you independent advice from an expert loss adjuster. They will deal directly with the insurer on your behalf to help negotiate and settle larger claims.
When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible.
- Find your insurance documents and make sure you have all your information at hand, including your policy number.
- Call the claims team on 01603 522 120 and explain exactly what happened.
- Provide photos if requested to help us understand what happened as quickly as we can.
Ready to get covered?
- Fill in our online quote form or call us
- Purchase your policy
- Relax - You're covered!
Mobility home insurance FAQs
Yes – our mobility home insurance policy provides the same cover as our standard home insurance, as well as cover for specialist equipment, including oxygen apparatus and lifts, at no extra cost to you. Please note, damage from wear and tear, mechanical breakdown, or gradual deterioration is not covered under this policy. Accidental damage cover and cover outside the home are optional extensions.
If you have a specialist piece of kit that ends up out of service due to an incident which is covered by your mobility home insurance policy, payment for takeaway food, taxi fares and grocery deliveries will be provided.
If you ever find yourself in the unfortunate situation where your home is not fit to live in (following an incident which is covered by your mobility home insurance policy), we work with Temporary Solutions Group to ensure that you and your family can stay on the site of your home - meaning that you can retain some of your home comforts.
We can usually provide immediate cover once you have received and agreed to your quote. We will always try to cater to your circumstances, so just let us know if this is the case.
Yes, our mobility home insurance policy includes cover for your mobility scooter. However, please note that damage from wear and tear, mechanical breakdown, or gradual deterioration is not covered. Accidental damage cover and cover outside the home are optional extensions.
Full terms and conditions are available on request from your Towergate advisor, and in your mobility home insurance policy documents.
We have provided a summary of the key features of the policy, above. For details of the terms and conditions applicable, please refer to the insurance product information document and policy wording, which are available during the quotation process.
If you would prefer to spread the cost of your policy, you have the option of setting up a Direct Debit to pay your premium in equal monthly instalments through our preferred provider, Premium Credit Limited (PCL).
To find out more about PCL and direct debit payments, select Direct Debit.
To understand more about how PCL work together with Towergate, please read our Regulatory Information.
See our range of medical cover
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