Mobility Home Insurance

Yes – our mobility home insurance policy provides the same cover as our standard home insurance, as well as cover for specialist equipment, including oxygen apparatus and lifts, at no extra cost to you. Please note, damage from wear and tear, mechanical breakdown, or gradual deterioration is not covered under this policy. Accidental damage cover and cover outside the home are optional extensions.

If you have a specialist piece of kit that ends up out of service due to an incident which is covered by your mobility home insurance policy, payment for takeaway food, taxi fares and grocery deliveries will be provided.

If you ever find yourself in the unfortunate situation where your home is not fit to live in (following an incident which is covered by your mobility home insurance policy), we work with The Temporary Kitchen Company to ensure that you and your family can stay on the site of your home - meaning that you can retain some of your home comforts.

We can usually provide immediate cover once you have received and agreed to your quote. We will always try to cater to your circumstances, so just let us know if this is the case.

Yes, our mobility home insurance policy includes cover for your mobility scooter. However, please note that damage from wear and tear, mechanical breakdown, or gradual deterioration is not covered. Accidental damage cover and cover outside the home are optional extensions.

Full terms and conditions are available on request from your Towergate advisor, and in your mobility home insurance policy documents.

We have provided a summary of the key features of the policy, above. For details of the terms and conditions applicable, please refer to the insurance product information document and policy wording, which are available during the quotation process.

If you would prefer to spread the cost of your policy, you have the option of setting up a Direct Debit to pay your premium in equal monthly instalments through our preferred provider, Premium Credit Limited (PCL).

To find out more about PCL and direct debit payments, select Direct Debit.

To understand more about how PCL work together with Towergate, please read our Regulatory Information.