Chauffeur Insurance

Our Chauffeur Insurance helps keep you on the road to make sure you get your VIPs where they need to be.

  • Cover for all executive cars including all plate-exempt vehicles
  • We will try to source a replacement vehicle of similar class in the event of a non-fault accident (optional cover)
  • Breakdown cover including onward travel to get your clients to their destination (optional cover)

Get in touch with us online to request a chauffeur insurance quote.

Get a quote

Contact us directly and tell us all about your Chauffeur business

01903 875420

We’re here for you Weekdays 9.00am - 5.00pm
Can’t get through right now? Request a callback

At Towergate we understand that your vehicles and clientele are different from regular taxis. That’s why our policy includes cover to keep you trading and your clients satisfied.

We cover a wide range of vehicles including executive and prestige vehicles

We can cover single cars or a fleet of vehicles for chauffeur or executive use. We have products which will provide cover for any type of vehicle including; limousines, executive hire vehicles and luxury saloons. We’ll do our best to keep your business running and your clients happy.

24 hour claims assistance (optional cover)

We have a dedicated team available 24 hours a day who will work to keep you on the road. In the event of a non-fault accident, we’ll do our utmost to provide you with a replacement vehicle which will be up to par with your clients’ high standards. We can also provide loss of earnings cover to help you should you be unable to conduct business following an accident.

Levels of cover

Depending on your budget and the requirements of your local council, we can provide wide ranging cover all the way down to third party cover only. Plus, we’ll explain all aspects of your policy so if you’re unsure of the difference between passenger liability and public liability, we’ll make sure you understand what you’re paying for and how it can protect you and your business.

Areas we cover

Where ever your vehicle(s) is licensed, we’ll aim to provide you with appropriate cover. Our experience has shown us that different councils require different levels of cover for their private hire vehicles and we’ll be able to advise you on the most appropriate cover for you.

Chauffeur Insurance Claims

Your claims will be handled by your Insurance Company or their representative. The Details about this service can be found within your policy documents.

Rest assured, we’ll provide assistance and advice throughout your claim until a resolution is found.

If you have any trouble finding your claims contact details, please do get in touch using the following details:

Need to make a claim?

Call or email us and we’ll provide assistance in settling your claim

01903 875420

Call and email us for customers based in Wales

02920 444555

Lines are open Monday to Friday, 9am-5pm

Chauffeur Insurance Articles & Guides

Browse through our series of guides, articles and infographics to find out just how much we know about the people, items and businesses we cover.

The Greatest TED Talk Ever Sold

article

10 Must-Watch TED Talks for Business Owners

If you're a business owner, you may need some inspiration or advice at times. Let's face it, we all do! TED Talks bring amazing minds together to present their thoughts and ideas on a variety of topics - and there are a lot of ideas out there! To save you going through all of them, we've picked our top 10 for business owners.

Hairy Pop Ins Web 2

article

What's in a Name? Choosing the Perfect Moniker for Your Business

Your company's name is the most powerful piece of branding at your disposal. It's the first thing potential customers encounter, it's what existing customers associate with your products, and it's probably a word you'll be saying dozens of times each day. Better pick a good one.

Chauffeur Insurance FAQs

What is the difference between passenger and public liability and do I need both?

Passenger liability provides cover for any member of the public who are injured whilst they are in your vehicle or whilst they are entering or exiting your vehicle. This cover is provided on every vehicle policy issued in the UK. Public liability (depends on your insurer, this cover may already be included or maybe available at an additional cost) provides cover for any member of the public who you are legally responsible for between your vehicle and any premises they are entering or exiting. Consider an airport drop off; if you’ve got your clients’ luggage out of your vehicle, you leave them unattended and a member of the public trips over them - you could be held liable for any resulting injuries or damage.

What payment options are available?

We offer a number of ways to pay for your premium including credit facilities over 9, 10, 11 or 12 months (subject to an interest charge) Credit & Debit cards, cash and cheques are also accepted for full or partial payment. Credit cards are subject to a 2.5% charge.

Am I able to drive other cars on my chauffeur policy?

As your insurance is a commercial policy, no hire and reward policy issued in the UK or Gibraltar provides cover for driving other vehicles. This is only available on some regular personal car policies.

Can my spouse drive my business vehicle too?

From an insurance perspective your spouse can be named as an additional driver on any chauffeur/hire policy but you must let us know. Speak with the team for more information.

Do I have to tell you about all incidents?

Insurers need to know about any accidents, incidents or loss that you have been involved in on any motor policy within the last 5 years. This can include any policy where you were the policyholder and a named driver was involved in an accident or incident that occurred whilst you were driving. You will also need to advise us of any claims involving fire, theft, malicious damage or glass.

Request a callback

Full name   Contact number     Email address     Please note: This service operates only during office hours.