Health Insurance

Prompt, private, personal health insurance for your most important asset: wellness.

  • Prompt referral to a consultant
  • Quick admission to hospital
  • Treatment at a convenient time

Start your private medical insurance quote online

Get a quote

Call our private medical health insurance team for a quote:

0344 892 0078

Weekdays 9am-5pm
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Features of our health insurance include:

Reassuring health insurance advice

It’s important you make sure you thoroughly understand the health insurance policy you are considering before joining. Our advisers will help you understand what the policy includes and excludes to ensure it meets your needs now and in the future.

Health insurance that rewards you

As well as protecting you when things go wrong, our health insurance policies also offer you value-added benefits, both health-related and for everyday pleasures (including cinema tickets, high street discounts and more).

Dedicated claims support from experts

Our experienced claims concierge team dealing with claims on your behalf to make things easier for you. Our claims handlers help source your most suitable treatments / hospitals and specialists. Our extensive knowledge and experience help insurers understand claims.

Flexible and affordable benefits

Benefit from our buying power as one of the largest insurance intermediaries in Europe. We can help you find cover that gives you the flexibility to choose the right hospitals, benefit limits and treatment options. Whether you are looking to keep costs low or extend your benefits for full peace of mind, our advisers can help.

Health Insurance Claims

Need to make a claim?

To make a claim, please contact your individual insurer using the telephone number in your policy document.

Health Insurance Articles & Guides

There's more to us than your insurance, we learn about what we insure and we love to share the knowledge:

risk assessments and inspections for nurseries

article

Risk Assessment and Inspections

The statutory framework for the Early Years Foundation Stage sets out legal requirements that all providers must meet, as well as having policy and procedures for assessing risk. This article runs through key steps to be taken and what you can expect when being inspected.

Dog in cafe

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Dog Days Out: Perfect Places to Take Your Pooch

When you've added a new furry friend to the family the last thing you want to do is leave them behind when you go off on a day out. Thankfully there are lots of places you can take the whole family, so we've put together a list of dog-friendly days out that your pup may enjoy even more than you!

Dog On Bed

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Five Dog-Friendly Plants for Your Home

If you're a foliage-loving dog owner, it's important to remember that some plants are toxic to your canine friend. In this article, we round up five of the most popular dog-friendly plants and five of the most poisonous.

Health Insurance FAQs

What is private medical insurance?

Private medical insurance is designed to cover the cost of private medical treatment for ‘acute conditions’ that start after your policy begins. It is designed to work alongside not to replace all the services offered by the NHS and in all cases customers retain their right to use the NHS. Some policies may cover certain types of, or elements of, long-term treatment or treatment for chronic conditions, but this is not usually the main purpose of PMI.

What if I already have private medical insurance and I’ve had previous claims?

If you’ve had previous claims, we can still advise on the best course of action for your policy renewal. Contact us to discuss your circumstances .

How do I choose the right cover?

We can help you decide what benefits are most important to you. The level of cover most suitable for you will depend on your reasons for taking out health insurance. For example, you could consider how much you want to spend, whether or not you want to pay for part of your treatment or you would like a policy with extensive benefits for full peace of mind. Contact one of our advisers today to discuss the cover that is best suited to your needs

Are pre-existing medical conditions covered?

Pre-existing medical conditions may be eligible for cover, depending on personal circumstances. Some insurers will keep your current personal exclusions (what is not included in your cover) which means any treatment for these conditions will be excluded from your new cover. They will not add any new ones. However, some insurers might not cover illnesses or injuries you have had in the recent past or any condition that you suffer from now, even if these are covered by your current insurer. Before making a decision, contact one of our advisers who can help you understand your options regarding pre-existing medical conditions.

Does private medical insurance provide cancer cover?

Depending on your policy, we may be able to provide cover for cancer and allow you to choose the level of cover you need. As a rule, you can choose from some or all of cover for diagnosis, treatment and after-care.

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