Home Business Insurance

Yes. As long as there is forcible entrance to or exit from your property, it is not an unoccupied property, the person is lawfully in the home, it is loss by deception, or the value of the items lost from outbuildings is high than £5000, you will be covered.

You can choose an excess from £100 to £250. If you select go for the higher amount this will reduce your premiums. Speak to one of our helpful advisors for full details.

You will be covered for up to ten visitors each week. This is not applicable if you are running a child-minding business. Please see policy wording for full details.

You are entitled to a full refund of the premium paid if you find the policy unsuitable for your needs and cancel it within 14 days of receipt of your policy documents (as long as no claim have been made). If you need to cancel your cover you will be charged relevant administration costs for setting up the policy.

Please just call us or notify us in writing with the reason for cancellation and state the date from which you need cover to cease.

Policy can be cancelled anytime and only time spent on the policy is charged, plus any admin fees. Remember, if your policy is in more than one name, all policyholders will need to
sign the letter.

If you have any other queries, please don’t hesitate to contact the customer services team on 0344 892 1750.

This is a home insurance policy with some allowance for working from home clerical equipment. Cover can be extended to a limited amount.

To help you spread the cost of your premiums, we offer a quick and easy direct debit scheme for spreading payment over ten months. Please visit our dedicated Direct Debit page to find out more