Distributors Insurance

We can arrange distributors insurance to protect your buildings and company assets from unforeseen damage or loss covered by your policy.

  • Flexible cover
  • Get covered and your documents on the same day
  • UK-based support 

Get a quote online, call us on 01823 625 512 or request a callback

A shield with a tick inside it on a big translucent blue circle
Women in high viz scanning a parcel on a pallet truck using an hand held devicWomen in high viz scanning a parcel on a pallet truck using an hand held device in a warehouse, two blurred people wearing high viz in the backgrounde in a warehouse and two blurred people wearing high viz in the background
If you need additional assistance arranging your insurance, find out how our teams can support

One of the UK's leading independent insurance brokers

Trusted brand icon

Overall service rating 4.6 / 5

Based on 4354 customer reviews

Feefo Logo

Why choose distributors insurance with Towergate?


Distributors insurance for supply chains

Cover for every stage of your supply chain.


Flexible cover for distributors

We offer flexible and tailored distributors insurance policies.


Talk to the experts

With many years of expertise, our friendly team are here to help you.

Direct Debit icon

Pay for Distributors Insurance by Direct Debit

Choose to spread your payment into 10 monthly Direct Debit instalments.

About distributors insurance


Liability insurance

As standard, our distributors insurance includes public liability and product liability insurance which offers protection against claims made from members of the public for which you are liable. If you employ any staff, it is a legal requirement that you have employers’ liability insurance which can be included as part of your distributors insurance policy.


Coverage for your property

In addition, cover can be arranged to protect Distributors where cover for tangible property is required to be located at suppliers’ or customers’ premises in line with process requirements.


Cover for stock and customer's goods

Distributors insurance is flexible and a policy can be tailored precisely for your business needs such as including adequate cover for own goods and customers goods.


Risk management review and advice

We will review your import and export procedures to ensure an adequately arranged insurance programme is designed.

When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible.

  • Find your insurance documents and make sure you have all your information at hand, including your policy number.
  • Call the claims team on the number in your policy document and explain exactly what happened.
  • Provide photos if requested to help us understand what happened as quickly as we can.
Smiling women sitting on a rug on a parquet floor leaning on a sofa looking at her mobile

Ready to get covered?

  • Fill in our online quote form or call us
  • Purchase your policy
  • Relax - You're covered!
Get a Quote

Distributors insurance FAQs

Whilst it is not a legal requirement, it’s certainly a prudent decision to arrange and gain financial protection.

Yes, we can extend cover to protect you against financial effects if your goods suffer damage at your supplier or customer.

To help you spread the cost of your premiums, we offer a quick and easy direct debit scheme for spreading payment over ten months. Please visit our dedicated Direct Debit page to find out more.

If you would like to know more about our monthly payment option, please visit our dedicated Direct Debit page.

Distributors insurance articles

Do I need a public liability insurance certificate?

A public liability insurance certificate which offers a summary of your policy is a great way to show you’re covered and put your clients’ minds at ease.

Read more

What is the Difference Between Public Liability and Professional Indemnity Insurance?

What is the difference between public liability and professional indemnity insurance? We define PL and PI insurance to help you decide if your business needs them.

Read more

How to Insure Your Shop’s Stock

Our guide to everything you should consider when calculating the necessary insurance for your business' stock.

Read more