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Tenants Insurance
Home insurance for tenants living in a rented property.
- Outdoor contents cover
- 24-hour flat roof claims helpline
- UK-based support
One of the UK's leading independent insurance brokers
Why choose tenants insurance with Towergate?
Friendly specialist property insurance team
We have a dedicated, specialist team to help you set up your policy, make changes to your policy and renew your policy. They are available weekdays between 9am - 5:30pm.
Outdoor contents cover
Contents includes outdoor accessories such as inflatable hot tubs, garden furniture and BBQs.
24-hour flat roof claims helpline
There is a 24-hour claims helpline available so you can report your claim as soon as it happens. Once you’ve reported a claim, the team will aim to call you back within 24 hours* to take you through the next steps.
About tenants insurance
Public liability insurance for tenants
On our policies we included up to £2m public liability insurance.
Mobile phone cover
We can provide up to £300 for the cost or repairing or replacing your mobile phone, speak to our specialist team to make sure this cover is included in your policy.
Theft or attempted theft cover
We will cover you for theft or attempted theft from other intruders as long as there is evidence of forcible or violent entry or exit.
Alternative accommodation cover
If your property becomes uninhabitable our policy can help towards covering the cost of getting you comfortable and safe.
Tracing and accessing leaks (Additional Cover)
We cover up to £5000 if there is a leak from water tanks, pipes or fixed heating systems which is causing damage in the home. We will also pay the reasonable costs for removing and replacing any other part of the building necessary to find and repair the source of the leak. As it’s a common problem among flat roofed properties, we do ask you to have an inspection carried out on your home every eight years to identify any issues.
When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible.
- Find your insurance documents and make sure you have all your information at hand, including your policy number.
- Call the claims team on 0345 074 4760 and explain exactly what happened.
- Provide photos if requested to help us understand what happened as quickly as we can.
Ready to get covered?
- Fill in our online quote form or call us
- Purchase your policy
- Relax - You're covered!
Tenants insurance FAQs
If you have unrelated guests that stay in your property you would not need this extra cover. Always check the terms of your current home insurance to confirm it covers your requirements.
It means that the item referred to will be replaced for its current value without a deduction for wear, tear or age.
We have provided a summary of the key features of the policy, above. For details of the terms and conditions applicable, please refer to the insurance product information document and policy wording, which are available during the quotation process.
You can pay by credit card, debit card or monthly direct debit.
We have provided a summary of the key features of the policy, above. For details of the terms and conditions applicable, please refer to the insurance product information document and policy wording, which are available during the quotation process.
See our range of cover
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