Psychologists Insurance

Insurance for psychologists, including:

  • Support from a 24-hour advice helpline
  • Tailor your cover with limits between £1 million and £5 million
  • Discounts for members of The British Psychological Society (BPS) and UK Council for Psychotherapy

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Give us a call today to talk about your psychologists insurance options

0330 123 5810
0330 123 5810

Weekdays 8.30am - 5.30pm
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Psychologists Insurance Features

Professional indemnity cover

Professional indemnity insurance for psychologists provides protection against allegations of negligence, malpractice and breach of professional code of practice. This covers legal defence costs as well as damages or costs that may be awarded to your client.

24-hour legal advice

Our policies include access to a 24-hour helpline service to provide you with specialist legal advice, should you need to get in contact in relation to a claim.

Work around the world

So long as you are a UK-based company, our policy will cover you to work anywhere in the world, including from: a client's property, a rented practice room, or even electronically - including via Skype.

Optional extras

We offer extra cover so that your policy is truly tailored. From home business insurance - if you practice from home - to employers' liability - if you employ staff. We also offer cover for if you train others in psychology - for an additional £53.

Psychologists Insurance Claims

Our in-house claims team is on hand Monday to Friday between 9am and 5pm to support you. Furthermore, if you have a more urgent concern, we offer a 24-hour helpline.

For material damage and business interruption claims of over £5,000 you can count on our Claims Assist team. We will appoint a chartered loss adjuster specialising in the type of loss you have experienced to look after your interests and ensure the entire claims process is handled quickly, fairly and without unnecessary stress.

Call us or email us with: your policy number, a phone number to reach you on, details of your claim and photos where possible and relevant.

Need to make a claim?

We’re here to help so call us on:

0143 873 9731

Psychologists Insurance Articles & Guides

Get tips and advice from our experts to ensure you get the best out of your psychology insurance.

Psychologists Insurance FAQs

Does it matter how many clients I see within a period of time?

No, we do not need to know how many clients you will be seeing throughout the policy year.

Can I work from home?

We can provide cover for you to work from home automatically within the policy. However, please make your home insurer aware that you work from home and check that your home insurance policy will cover you for any damages occurring from any work undertaken at home.

Do you need to see my qualifications?

We do not need to see a copy of these. We will insure you on the utmost faith that you have experience and qualifications in the area that you would like to be insured for. If a claim was made against you this may be when we would need to see evidence of this.

Do you cover long distance learning courses?

Yes, we do not specify how much experience you have in the area or where you studied.

Is there an age limit on who I can work with?

No, we do not specify an age limit for your clients.

Can I pay monthly?

Yes we have monthly direct debit options, please call to discuss.

Can I work overseas?

Yes we can provide cover for you to work outside of the UK as long as you live and are based in the UK and do not have any assets in the country you would like to work in, for example a house. As it is a UK policy if a claim was made for the work you have done in another country we would then need to bring the claim back to the UK to go through UK courts. If you had a house in that country for example, they would then try to take monies from your assets to protect the claim.

Will your psychologists insurance policy cover me to work from home?

We can provide cover for you to work from home automatically within the policy; however, if anything were to get damaged within the home, this would come under your home insurance. Therefore you would need speak with your home insurer to make sure that your equipment is covered.

Can I pay for my psychologists insurance policy in instalments?

If you would prefer to spread the cost of your policy you have the option of setting up a Direct Debit to pay your premium in equal monthly instalments through our preferred provider, Premium Credit Limited (PCL).

To find out more about PCL and direct debit payments, select Direct Debit.

To understand more about how PCL work together with Towergate, please read our Regulatory Information.

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