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Kidnap and Ransom Insurance

Expansive traditional kidnap and ransom insurance, including bodily injury and cover for cyber extortion and related expenses.

  • Global 24/7 incident response hotline
  • Tailored for your company or individual needs 
  • K&R insurance arranged on a highly confidential, discreet and secure basis
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If you need additional assistance arranging your insurance, find out how our teams can support

One of the UK's leading independent insurance brokers

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Overall service rating 4.6 / 5

Based on 4300 customer reviews

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Why choose kidnap and ransom insurance with Towergate?

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24/7 access to expert crisis response consultants

Emergency hotline and on the ground assistance from crisis response consultants with no limit to consultant fees incurred

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Comprehensive legal and expense cover

Ransom reimbursement and cover for loss in transit, legal liabilities and more

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Extended personal accident benefits

Kidnap and ransom cover for a wide range of bodily injuries

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Tailored kidnap and ransom insurance

Protection against extortion, disappearance investigation costs, hostage crisis costs, and emergency political evacuation and repatriation as standard. Extensions available as needed.

About kidnap and ransom insurance

Our expansive traditional kidnap insurance includes a broad definition of bodily injury as well as cover for cyber extortion and related expenses. As this cover should be arranged on a highly confidential and secure basis, we assure you of the greatest discretion.

 

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24/7 assistance for kidnap and ransom insurance policyholders

Policyholders have access to a 24/7 emergency hotline and on the ground assistance from crisis response consultants with no limit to consultant fees incurred – and the choice of expert risk management consultancies.

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K&R insurance including legal and expense cover

As well as providing ransom reimbursement and cover for loss in transit, cover includes legal liabilities and additional expenses which arise during the course of an incident, such as independent negotiators, public relations consultants, medical care services and more.

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Extended personal accident benefits

Covers a wide range of bodily injuries, ensuring victims receive appropriate support after they return.

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Tailored K&R insurance and endorsements available

Protection against extortion, disappearance investigation costs, and costs incurred during a hostage crisis, and emergency political evacuation and repatriation is offered as standard. Cover can also be tailored for individuals on single trips or for thousands of employees travelling globally. Depending on your needs, further extensions are available for business interruption, express kidnap, threat expense, child abduction, assault and stalking threats.

When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible.

  • Find your insurance documents and make sure you have all your information at hand, including your policy number.
  • Call the claims team on the number in your policy document and explain exactly what happened.
  • Provide photos if requested to help us understand what happened as quickly as we can.
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Ready to get covered?

  • Fill in our quick form or call us
  • Purchase your policy
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Kidnap and ransom insurance FAQs

Our K&R insurance policies address threats clearly and concisely and can be tailored for a wide range of companies or individuals. They come with a global 24/7 incident response hotline, ensuring fast and reliable support from your pre-selected security consultant.

Our standard kidnap and ransom insurance includes:

  • Ransom reimbursement
  • Loss of ransom during transit
  • Unlimited response consultant costs
  • Additional expenses
  • Legal liability
  • Personal accident
  • Kidnap and extortion
  • Wrongful detention
  • Hijack and hostage crisis
  • Disappearance investigation
  • Single trips or annual policies

  • Emergency political evacuation and repatriation
  • Express kidnap
  • Threat and assault
  • Business interruption
  • Tiger kidnap