Taxi Fleet Insurance

Cover up to four vehicles with our multi vehicle policy or five or more vehicles with our taxi fleet policy.

  • Cover taxi fleets of five vehicles or more including a wide range of vehicle types
  • We will try to source a replacement vehicle of similar class should any of your vehicles be involved in a non-fault accident (optional cover)
  • Breakdown cover available for most types of vehicle (optional cover)

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01903 875420

Weekdays 9.00am - 5.00pm
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Taxi fleet insurance features

Taxi fleet insurance for all vehicle types

We understand that your fleet may be made up of all sorts of vehicles. That’s why our policy can cover saloons, hatchbacks, people carriers, minibuses and even coaches. We can also cover any number of vehicles. If you have fewer than five vehicles it's best to insure them on our regular taxi insurance policy but if you have five or more vehicles in your fleet, our taxi fleet insurance policy is the one for you. Tell our advisers all about your company and we’ll recommend the correct policy for your business needs.

24 hour claims assistance for your taxi fleet (optional cover)

Your drivers are likely to be on all types of jobs throughout the day and night. Our 24 hour claims assistance can be added to your taxi fleet insurance policy to ensure you’ve got all the support you need, whenever you need it. In the event of a non-fault claim, we’ll do our best to supply you with a replacement vehicle of a similar standard to make sure your fleet stays at full strength.

Flexible taxi fleet insurance to meet your needs

We can offer three levels of cover depending on your requirements. We can offer comprehensive taxi fleet insurance policies if you require more wide ranging cover or we can offer third party fire and theft or third party only policies. Our experienced staff will be happy to explain the benefits of each of our policies and will run you through exactly what you’re covered for under each.

Areas our taxi fleet insurance covers

We can cover taxi businesses all across the UK. That includes inner city areas and rural areas. Sadly however there are a few areas which are out of are reach. These are: Northern Ireland and Jersey. However, we may be able to provide advice on where you can find cover in these areas.

Taxi Fleet Insurance Claims

Need to make a claim?

Call or email us and we’ll provide assistance in settling your claim:

01903 875420

Lines are open Monday to Friday, 9am-5pm

Taxi Fleet Insurance Articles & Guides

Browse through our series of guides, articles and infographics to find out just how much we know about the people, items and businesses we cover.

Hairy Pop Ins Web 2

article

What's in a Name? Choosing the Perfect Moniker for Your Business

Your company's name is the most powerful piece of branding at your disposal. It's the first thing potential customers encounter, it's what existing customers associate with your products, and it's probably a word you'll be saying dozens of times each day. Better pick a good one.

Liability Infographic Final News Header

infographic

Liability Insurance: An Infographic Guide

If you're a business owner, the likelihood is you'll need some liability insurance. Our infographic explains why it's so important to get covered and the circumstances in which you'll need public, professional, employers, product and director's and officer's liability insurance.

Taxi Fleet Insurance FAQs

What is the difference between passenger and public liability and do I need both as part of my taxi fleet insurance?

Passenger liability provides cover for any member of the public who are injured whilst they are in your vehicle or whilst they are entering or exiting your vehicle, this cover is provided on every taxi policy issued in the UK.

Public liability provides non-motor liability cover for passengers whilst outside your vehicle, either being escorted or in the custody and control of your driver and has been designed to comply with licensing authorities' requirements. Most licensing authorities do not stipulate that you require public liability insurance unless you have a contract in place with your local council, but we would recommend you have some form of public liability cover. Some policies include this as standard and some do not - if you have any queries, please call one of our advisers on 01903 875420.

Am I able to drive other cars on my taxi fleet insurance policy?

No. All single taxi policies we offer exclude cover for driving other vehicles.

What payment options are available for your taxi fleet insurance?

We offer a number of ways to pay for your premium including monthly direct debit instalments.

Can my spouse drive my taxi for social or domestic purposes and be covered by my taxi insurance policy?

From an insurance perspective, your spouse can be named as an additional driver on a taxi policy. However, if they do not hold a taxi badge, you will require written permission from your licensing officer to allow anyone who doesn’t hold a taxi badge to drive a vehicle which is registered and plated for hire and reward purposes. This applies even if you have removed the plate and any livery from the vehicle before you let them drive. These rules do not apply in Scotland where you can allow your spouse to be named on your taxi policy without prior approval from your licensing officer. Please call 01903 875420 to discuss this further.

Does your taxi fleet insurance include legal cover?

This comes as standard with some policies and with others can be purchased as an optional add-on. This type of cover is needed for claiming loss of earnings following a accident that is not your fault and if you wish to claim for loss of earnings and a replacement licensed vehicle. We also offer an enhanced legal cover in which should you have an accident that is your fault, the insurers will still provide a replacement licensed vehicle. However, this level of cover does come at an additional charge.

Do I have to tell you about all incidents?

Insurers need to know about any accidents, incidents or loss that you have been involved in on any motor policy within the last five years. This can include any policy where you were the policyholder and a named driver was involved in an accident or incident that occurred whilst you were driving. You will also need to advise us of any claims involving fire, theft, malicious damage or glass.

What types of car can taxi fleet insurance cover?

Taxi fleet insurance can cover a mixture of different vehicles on the same policy. Hatchbacks, people carriers, minibuses and even coaches can be included as well as, black cabs and mini cabs, for private hire or public hire.It's best to talk through you needs with the team so just give us a call.

Can I still get cover if I have fewer than five vehicles?

We can offer a multi vehicle policy for anything between two and five vehicles. Again, we have a variety of cover options available so we’ll work with you to put together the best solution for you.

How old do my drivers need to be?

Most of our taxi fleet insurance policies will cover drivers of 25 and over. However, if one or more of your drivers is under 25, we can find policies for you which cover drivers over 21.

Can any of my drivers drive any of my cars?

We have the flexibility to offer an any-driver policy which will enable any driver to drive any car. However, if you have one or more drivers who you prefer to drive a particular vehicle, our policy can accommodate this too.

Can I insure the vehicles I own and owner-driver vehicles?

Some of our insurers offer policies to insure a mixture of business-owned and owner-driver vehicles. Please talk to us and let us know all the details about your fleet in this respect.

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