With insurance, it can often be a struggle to find what's right for you, @towergate we would like it if everyone could stop searching for insurance and start finding it. As such we can source insurance for an exciting range of specialist items and activities, some of which verge on the weird and the wonderful. So we've put together an A-Z catalogue of just some of the things we cover to show the sheer variety of what we can offer for you. This is not even a definitive list so if you have something, or know someone and it's a struggle to insure, ask Towergate... we're pretty sure we can cover it.
Yes, really...This one comes under our hazardous activities list and cover is an optional cover on a travel policy. Part of the beauty of our travel is you can start up a policy up to 17 days after you have travelled. If you stumble upon an opportunity like alligator wrestling- you can just contact our travel team and insure yourself even though you are already away! Just make sure you don’t exceed the 17 days before you let us know.
For a quote or just to ask us about it, call 01242 533747.
There are a whole host of policies to cover boats and other boating activities within Towergate. We may be able to insure your motorboat, narrowboat, RIB, canoe, yacht, super yacht or Jet Ski. For all leisure craft call, 0330 123 1946 or visit our boating hub.
Alternatively, if you’re away and you fancy banana boating, black water rafting or kayaking; you can call us and add the activity to your travel policy. To insure activities while you travel, you can speak to the team on 01242 533747.
CyberProtect is our forward thinking digital protection insurance. We can provide forensic investigation and data recovery services to help deter, detect and recover from misuse of IT equipment and theft or corruption of digitally held intellectual property. Independent forensic investigations can be carried out to discover time locks, logic bombs and hacking. Snazzy.
For more information on the policy including definitions and a full list of features and exclusions, visit our cyber page.
Specifically young and learner drivers who may struggle to get cover elsewhere. We can often find cover through iKube so call them for a quote and tell your friends! For those a little further along with their driving enthusiasm, we also provide classic car insurance through our sister company Footman James.
You don't even need to own a car for us to insure your driving adventures. Our sister company insurance4carhire.com provide excess protection insurance.
From hackers to stallions to show jumpers, our horse or equine insurance covers you, horses, horse trailers and horse boxes visit or Equine insurance page.
Alternatively, if you're just riding as a one off activity, need short term cover for an event or fancy a bit of horse jumping, our travel policy has the option to add on cover for these.
Both modern and traditional farms across the UK cover for livestock, farm contents, liability and personal accident. Not just that but we have 'bolt on' extensions to insure you for everything from diversifying your farming activities to student cover for family members living away from home. (Because we know farmers are not just farmers).
To insure a farm or just have a browse of our cover click farm insurance.
Love it or hate it we can insure it. We can cover golfing trips for individuals and groups through our travel product (the best bit about this is if you hit a hole in one, we will pay up to £75 towards the drinks you'll have to buy) you can buy through our office in Cheltenham on 01242 533 747.
Alternatively, if you own an entire gold course, we have a product for that...or if your sell golfing products, we can cover that too. Just call our team on 01708 777 750.
We cover hotels great and small across the UK. Accommodating your hotel insurance needs whether you have one or many. Bed and breakfasts, boutique hotels and guesthouses, ask Towergate.
To run through the features and exclusions that come with our hotel insurance policy, or for information on insuring other types of commercial property check out the links below.
Not Robert Downy Junior. Ironman is a crazy hard event based around traditional sporting challenges like triathlon but then made even harder. You need serious endurance, stamina, motivation and self belief to attempt any of these events but the feeling at the end must be incredible. As you can imagine, this one is not spur of the moment decision so if you are planning to compete let us know on 01242 533747.
Quite hazardous as you might expect. Again, this is part of our travel policy and as such you can insure yourself to partake in the activity of jousting (if you should so happen to come across it). You need to let us know that you’re planning jousting so we can adjust your travel insurance accordingly but then you can get to it!
For quotes and queries, call 01242 533747.
If you are not sure what it is, Kendo is a form of fencing that comes from Japan that uses double ended bamboo swords. It’s another of our hazardous activities we can insure when you travel so if you’re taking a trip to Japan, make this part of your adventure.
Again, if you need us you can call 01242 533747.
We love landlords and so we provide all kinds of landlord insurance; buy to let, DSS tenants, student landlords, landlords with furnished properties and commercial landlords too!
It is your tenant’s responsibility to insure their contents but you can let them know we cover that too. Check out the links below for more information:
Military kit, life, illness, home, car and many of the events that Team Army compete in can all be covered via Towergate Insurance. We also insure many army events such as soap box derby sponsored by red bull. If you need further information on our military policies call 01242 533 784.
Say hello to TNTs (Towergate's Netball Team) Not only do we insure it, we actually play it. It’s a non-contact sport so you’d think it would less hazardous than some of our other insurable activities, but we’ve certainly seen a few major injuries. We can insure netball trips or participation in the sport if you travel. Either way, for netball insurance call the travel team in Cheltenham on 01242 533 747.
We couldn’t find a good photograph readily so please don’t be confused, this is an octopus. What we insure is Octopush, the under-water-sport most similar to hockey. It began in the 1950s in Southsea, invented by bored sub aqua divers. There is more information (and some more explanatory pictures) here.
Meanwhile if you’d like to insure yourself to take part in the sport, speak to our team on 01242 533 747.
From artists to wire walkers, fire breathing and full touring bands… Ballet dancers and comedians, gymnasts and face painters, musicians, composers, authors, dancers, choreographers, magicians and illusionists, we can insure you all. Stop searching for insurance, start finding it!
Call 0330 123 5811 or enquire on our Performing Arts Insurance page.
Q is for quad bikes and it’s a popular holiday activity in the UK and abroad. You can quad bike over sand dunes in the desert or go on a quad biking tour in the highlands. It’s a great day out so watch out for quad bikes on your next trip. If you've already travelled you can call us up to 17 days into your trip and still get cover. Just call us on 01242 533 747.
Not only do we insure rugby, we actually sponsor the London Broncos Rugby League Team. Before we upset half of everyone we do insure both Rugby Union and Rugby League. For those of you who aren't familiar with the difference there is a great video to explain on youtube.
Are you brave enough? If so give us a call, you can insure against risks if you dive in a cage and if you're even braver, with no cage at all. We wonder how many insurers there are who will cover this...
With truck insurance at Towergate, size doesn't matter... there's no truck too big or too small. Experience is not an issue either, we also insure HGV schools to cover learners while they train. We keep Britain's truckers on the roads all year round.
There are lots of reasons why you home may be left unoccupied and there is even more reason to have insurance in place.
Standard home insurance often won't do in these circumstances so f you're undergoing renovations or refurbishment, awaiting probate, sale or occupation, or if left vacant while your at a second property or abroad we can get cover in place.
Our team in Fareham cater for videographers and photographers from armature level all the way up to the pros and have the expertise to help with all sorts of different scenarios. If you travel with your equipment or need events insurance but also if you struggle to insure your home on a standard home insurance policy; our team can look into finding you the right cover.
W is for Wake boarding and as usual we can cover this from several angles. If you have a travel policy you can add wake boarding as an activity or alternatively if you have a motorboat or jet ski and you tow wake boarders we can insure add liability for towing to your policy.
X-Rays, Xylophones and eXcess
A notoriously scarce letter of the alphabet yet we have several examples of Xs we insure (in a roundabout way). First on the list is x-rays- we actually insure doctors who carry out x-rays rather than the x-rays themselves. Then there's xylophones, we can insure these on your home insurance or in a less tenuous link, we insure musicians. Lastly, X is for eXcess, we can insure your excess for car hire through insurance4carhire.com. x
We insure both yoga and pilates teachers, what's the difference? Yoga will increase flexibility of the body and eventually your joints too, pilates relaxes muscles which are tense and helps to strengthen others. In insurance terms we can cover you either way, whether you work from home or rent a space.
Adrenaline junkies, you need to try this. Zorbs protect you from harm (as much as possible) while you're flung down a hill a left to gravities mercy. It's an amazing experience and it rightly sits on our hazardous activities list in travel. For enquiries call, 01242 533 784.
So that's our A-Z list of highlights but it's by no means all inclusive. If you're struggling to find insurance it's worth getting in touch, challenge us at Towergate so find you a solution! #A-Z.