A Video Guide to Gas Fitters Insurance

Getting great quality and affordable insurance is always a top priority. This video guide to gas fitters insurance talks you through the important features like gas fitter's liability insurance, as well as some of the optional extras you might need.

Gas Fitters Insurance: Video Transcript

Hi, my name is Lorna and I’m an adviser for Towergate.
In this video we’re going to talk about the main features of a gas fitters insurance policy.

Gas fitting insurance is a business and liability insurance package designed for tradesman of gas appliance and systems.

In such a skilled and regimented industry you want to be confident you have the right insurance but at the same time no one wants to pay for extra cover they don’t need. So whether you’re simply required to have public liability as part of a commercial contract or you have a team of employees and a full liability package, we can provide insurance tailored to the levels you need.

So for quoting new jobs, Consulting on larger projects, repairing and installing gas systems, or installing gas appliances

We have an insurance solution that’s right for you
Even if gas fitting is just one of the trades you work in, we can cover your risks.

Gas Fitters Public Liability Insurance

Public liability insurance for gas fitters covers you against compensation claims should a member of the public, or one of your customers receive an injury or experience loss or damage of their property, as a result of negligence by you or your business.

Employer’s Liability for Gas Fitters

If you have employees other than yourself or your family members, whether they are full-time, part or freelance, you are usually required by law to have employer’s liability. You may not have employees at present and obviously in this case you won’t need employer’s liability cover in place. However, should you ever grow your business to the point where you take on employees, you will simply need to call our team and have this cover added to your policy.

Product Liability Insurance for Gas Fitters

If you make, repair or sell any products you may also need product liability. This covers you for injury or damage to another person or their property as a direct result of a faulty product.

Remember, if you don’t yet have any need for certain covers you won’t have to pay for them. Speak with an adviser about what you need, and allow them to tailor a policy to your business. That way you only pay for the cover that’s necessary.

Gas Fitters Tools and Stock Cover

If you want to cover your tools we can add them to your policy too. Even if you leave them on site or in a vehicle overnight, as long as you can lock them up securely, tools insurance can be provided.
Simply let your adviser know the amount of cover you need during your quote and we will be able to adjust your policy accordingly.

Contract Works Insurance

This is cover for your on-going jobs. Before you have finished a project and handed over to the customer, if something holds up or damages the site, you may be liable. The costs will therefore have to be absorbed by you. You can include contract works insurance as part of your gas fitters insurance policy, just let us know to add it during your quote.

There are quite a few other options for gas fitters insurance too, so browse our site for more info or give one of our advisers a call on the number on the screen.

About the author

Mike Stephens FCII is a respected senior industry professional and Fellow of the Chartered Insurance Institute (CII) with well over 40 years’ varied experience in the commercial insurance sector as a director, underwriter, and operational improvement manager.