Public liability insurance for building, construction and allied trades.
Overall service rating 4.6 / 5
Based on 4645 customer reviews
Up to £10 million public liability insurance for building and allied trades
Higher public liability limits available for construction contracts needing over £10 million cover
Speak to one of our dedicated contractors team handlers to discuss any queries you may have
Choose to spread your payment into 10 monthly Direct Debit instalments.
A standard feature of contractors public liability insurance is the ability to cover public and employers liability in a single policy if required.
Optional property insurance for your tools, plant and equipment can be included for both own and hired in plant. A full contractors all-risk insurance can be arranged to cover loss or damage to the contract works as well as own or hired in plant and tools.
We provide contractors public liability cover for £1 million upwards. We can also offer higher limits than £10m if you require it for larger specialist contracts.
Contractors liability cover is available for high-risk trades - scaffolding, hot roofing and underpinning. We can also offer cover for contract work in hazardous or high-risk locations, if required.
When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible.
Building contractors can risk legal action in respect of their liability to the public for accidental personal injury or property damage arising from their activities. You face legal costs when defending the most spurious claim, which may cause financial hardship. Where larger accidents occur, there is potential for substantial compensation awards being made against you.
This underlines the importance of being insured for public liability. As this will cover your legal defence costs and pay compensation awards in the event you found to be at fault for third party accidental bodily injuries and property damage claims arising from your work.
If you engage additional labour, staff and others on contract work, you will need employers liability insurance.
Yes, legal defence costs for liability claims are included as standard in our contractors cover. However, if you want a wider commercial legal expenses insurance for employment tribunal and disputes, then we can arrange this as an optional extra. The limit starts at £100,000 with the option to increase.
To help you spread the cost of your premiums, we offer a quick and easy direct debit scheme for spreading payment over ten months. Please visit our dedicated direct debit page to find out more.
If you would like to know more about our monthly payment option, please visit our dedicated direct debit page.
14/04/2015
A short video guide to gas fitters insurance. Learn about the important features too look for on a policy including liability insurance for gas fitters.
Read more17/03/2022
Whether you work for a small business or you’re a sole trader, we know that keeping your van and its contents safe from criminals is a year-round concern.
Read more25/06/2024
A public liability insurance certificate which offers a summary of your policy is a great way to show you’re covered and put your clients’ minds at ease.
Read more