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Engineering Insurance

Engineering insurance cover for your property and business assets from unforeseen loss or damage.

  • Versatile engineering insurance policies customised for your business
  • Breakdown cover for specialist items of plant and machinery caused by operator error
  • UK based support
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Engineering
If you need additional assistance arranging your insurance, find out how our teams can support

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Overall service rating 4.6 / 5

Based on 4252 customer reviews

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Why choose engineering insurance with Towergate?

Trade

Specialist cover

Breakdown cover for specialist items of plant and machinery caused by operator error.

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Flexible cover for engineering insurance

We offer versatile engineering insurance policies which can be customised for your business.

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Talk to the experts

Our friendly and experienced team are here to help you.

Direct Debit

Pay for Engineering Insurance by Direct Debit

You can choose to spread your payment into 10 monthly instalments. Please visit our dedicated Direct Debit page to find out more.

About engineering insurance

Trade

Choose from a range of features

Choose from a range of features including adequate cover for specialist items of plant and machinery such as breakdown and losses caused by Operator Error.

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Liability insurance for engineers

Public liability and product liability insurance are included in our engineering insurance policy as standard. This offers protection against claims made from members of the public which you are liable for.

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Employers’ insurance for engineers

It is a legal requirement that you have employers’ liability insurance, if you employ any staff, which can be included as part of your engineering insurance policy.

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Coverage for your property

Cover can be provided at your premises to protect stock in trade, business assets such as machinery and equipment for office use including portable electronic equipment. In addition, cover can be extended to include Contractors All Risks for permanent or temporary works carried out away from the premises for equipment, constructional plant and materials used.

When you need to make a claim, the claims team will guide you through the process and get your claim settled as quickly as possible.

  • Find your insurance documents and make sure you have all your information at hand, including your policy number.
  • Call the claims team on 01823 625 512 and explain exactly what happened.
  • Provide photos if requested to help us understand what happened as quickly as we can.
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Ready to get covered?

  • Fill in our online quote form or call us
  • Purchase your policy
  • Relax - You're covered!
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Engineering insurance FAQs

Whilst it is not a legal requirement, it’s certainly a prudent decision to arrange and gain financial protection.

Yes, cover can be arranged to protect your business by covering the potential loss of income for your business in the event of a fire, flood, or other disaster. In addition, cover can be arranged to protect against interruption to your business as a result of damage at a supplier’s premises or a customer’s premises which causes a loss of revenue or profit to your business.

We have provided a summary of the key features of the policy above. For details of the terms and conditions applicable, please refer to the policy summary and policy wording, which are available during the quotation process.

Among our payment options, we can offer help to spread the cost of your premiums, we offer a quick and easy direct debit scheme for spreading payment over ten months subject to an interest charge equal to the annual percentage rate (APR).

Please visit our dedicated Direct Debit page to find out more.

A variety of payment options are available and the interest transaction charge and annual percentage rate (APR%) vary according to the amount of the premium, the number of monthly instalments and type of premium finance scheme selected. We will give you full details of the additional amount payable, instalment amounts, number of instalments and APR when you ask us for a quotation.

If you would like to know more about our monthly payment option, please visit our dedicated Direct Debit page.

Read more FAQs

Engineering articles and guides

Do I need a public liability insurance certificate?

A public liability insurance certificate which offers a summary of your policy is a great way to show you’re covered and put your clients’ minds at ease.

Read more

What is the Difference Between Public Liability and Professional Indemnity Insurance?

What is the difference between public liability and professional indemnity insurance? We define PL and PI insurance to help you decide if your business needs them.

Read more

How to Insure Your Shop’s Stock

Our guide to everything you should consider when calculating the necessary insurance for your business' stock.

Read more