About Engineering Insurance


Specialist cover

Breakdown cover for specialist items of plant and machinery caused by operator error.


Flexible cover for engineering insurance

We offer versatile engineering insurance policies which can be customised for your business


Talk to the experts

Our friendly and experienced team are here to help you

Direct Debit

Pay for Engineering Insurance by Direct Debit

You can choose to spread your payment into 10 monthly instalments. Please visit our dedicated Direct Debit page to find out more.

Features of Engineering Insurance

Standard cover

Choose from a range of features

Choose from a range of features including adequate cover for specialist items of plant and machinery such as breakdown and losses caused by Operator Error.

Liability insurance for engineers

Public liability and product liability insurance are included in our engineering insurance policy as standard. This offers protection against claims made from members of the public which you are liable for.

Employers’ insurance for engineers

It is a legal requirement that you have employers’ liability insurance, if you employ any staff, which can be included as part of your engineering insurance policy.

Coverage for your property

Cover can be provided at your premises to protect stock in trade, business assets such as machinery and equipment for office use including portable electronic equipment. In addition, cover can be extended to include Contractors All Risks for permanent or temporary works carried out away from the premises for equipment, constructional plant and materials used.

Engineering Insurance FAQs


Is engineering insurance a legal requirement?


Whilst it is not a legal requirement, it’s certainly a prudent decision to arrange and gain financial protection.


Do you offer business interruption insurance?


Yes, cover can be arranged to protect your business by covering the potential loss of income for your business in the event of a fire, flood, or other disaster. In addition, cover can be arranged to protect interruption to your business as a result of damage at a supplier’s premises or a customer’s premises which causes a loss of revenue or profit to your business.


Are there any exclusions?


We have provided a summary of the key features of the policy above. For details of the terms and conditions applicable, please refer to the policy summary and policy wording, which are available during the quotation process.


Can I pay for my engineering insurance in instalments?


Among our payment options, we can offer help to spread the cost of your premiums, we offer a quick and easy direct debit scheme for spreading payment over ten months subject to an interest charge equal to the annual percentage rate (APR).

Please visit our dedicated Direct Debit page to find out more.


Does engineering insurance cost more if I pay my premium in instalments?


A variety of payment options are available and the interest transaction charge and annual percentage rate (APR%) vary according to the amount of the premium, the number of monthly instalments and type of premium finance scheme selected. We will give you full details of the additional amount payable, instalment amounts, number of instalments and APR when you ask us for a quotation.


Where can I find more information about monthly Direct Debit?


If you would like to know more about our monthly payment option, please visit our dedicated Direct Debit page.

How do I make a claim?

When you need to make a claim, we’ll guide you through the process and get your claim settled as quickly as possible.


Find your insurance documents

and make sure you have all your information at hand, including your policy number


Call the claims team

on the number in your policy document and explain exactly what happened


Provide photos if requested

to help us understand what happened as quickly as we can

Relaxed Person Making Claim