Engineering Insurance

Engineering insurance cover for your property and business assets from unforeseen loss or damage.

About Engineering Insurance

Trade

Specialist cover

Breakdown cover for specialist items of plant and machinery caused by operator error.

Flexibility

Flexible cover for engineering insurance

We offer versatile engineering insurance policies which can be customised for your business

Group

Talk to the experts

Our friendly and experienced team are here to help you

Direct Debit

Pay for Engineering Insurance by Direct Debit

You can choose to spread your payment into 10 monthly instalments. Please visit our dedicated Direct Debit page to find out more.

Features of Engineering Insurance

Standard cover

Choose from a range of features

Choose from a range of features including adequate cover for specialist items of plant and machinery such as breakdown and losses caused by Operator Error.

Liability insurance for engineers

Public liability and product liability insurance are included in our engineering insurance policy as standard. This offers protection against claims made from members of the public which you are liable for.

Employers’ insurance for engineers

It is a legal requirement that you have employers’ liability insurance, if you employ any staff, which can be included as part of your engineering insurance policy.

Coverage for your property

In addition, cover can be arranged to protect engineers where cover for tangible property is required to be located at suppliers’ or customers’ premises in line with process requirements.

Engineering Insurance FAQs

Question

Is engineering insurance a legal requirement?

Answer

Whilst it is not a legal requirement, it’s certainly a prudent decision to arrange and gain financial protection.

Question

Do you offer suppliers and customers extension?

Answer

Yes, we can extend cover to protect you and your business against financial effects if your goods suffer damage at your supplier or customer.

Question

Are there any exclusions?

Answer

We have provided a summary of the key features of the policy above. For details of the terms and conditions applicable, please refer to the insurance product information document and policy wording, which are available during the quotation process.

Question

Can I pay for my engineering insurance in instalments?

Answer

Among our payment options, we can offer help to spread the cost of your premiums, we offer a quick and easy direct debit scheme for spreading payment over ten months subject to an interest charge equal to the annual percentage rate (APR).

Please visit our dedicated Direct Debit page to find out more.

Question

Does engineering insurance cost more if I pay my premium in instalments?

Answer

A variety of payment options are available and the interest transaction charge and annual percentage rate (APR%) vary according to the amount of the premium, the number of monthly instalments and type of premium finance scheme selected. We will give you full details of the additional amount payable, instalment amounts, number of instalments and APR when you ask us for a quotation.

Question

Where can I find more information about monthly Direct Debit?

Answer

If you would like to know more about our monthly payment option, please visit our dedicated Direct Debit page.

How do I make a claim?

When you need to make a claim, we’ll guide you through the process and get your claim settled as quickly as possible.

1.

Find your insurance documents

and make sure you have all your information at hand, including your policy number

2.

Call the claims team

on the number in your policy document and explain exactly what happened

3.

Provide photos if requested

to help us understand what happened as quickly as we can

Relaxed Person Making Claim