Engineering Insurance
Engineering insurance cover for your property and business assets from unforeseen loss or damage.
Engineering Insurance
Engineering insurance cover for your property and business assets from unforeseen loss or damage.
About Engineering Insurance
Specialist cover
Breakdown cover for specialist items of plant and machinery caused by operator error.
Flexible cover for engineering insurance
We offer versatile engineering insurance policies which can be customised for your business
Talk to the experts
Our friendly and experienced team are here to help you
Pay for Engineering Insurance by Direct Debit
You can choose to spread your payment into 10 monthly instalments. Please visit our dedicated Direct Debit page to find out more.
Features of Engineering Insurance
Standard cover
Choose from a range of features
Choose from a range of features including adequate cover for specialist items of plant and machinery such as breakdown and losses caused by Operator Error.
Liability insurance for engineers
Public liability and product liability insurance are included in our engineering insurance policy as standard. This offers protection against claims made from members of the public which you are liable for.
Employers’ insurance for engineers
It is a legal requirement that you have employers’ liability insurance, if you employ any staff, which can be included as part of your engineering insurance policy.
Coverage for your property
In addition, cover can be arranged to protect engineers where cover for tangible property is required to be located at suppliers’ or customers’ premises in line with process requirements.
Engineering Insurance FAQs
![Question]()
Is engineering insurance a legal requirement?
Is engineering insurance a legal requirement?
Whilst it is not a legal requirement, it’s certainly a prudent decision to arrange and gain financial protection.
![Question]()
Do you offer suppliers and customers extension?
Do you offer suppliers and customers extension?
Yes, we can extend cover to protect you and your business against financial effects if your goods suffer damage at your supplier or customer.
![Question]()
Are there any exclusions?
Are there any exclusions?
We have provided a summary of the key features of the policy above. For details of the terms and conditions applicable, please refer to the insurance product information document and policy wording, which are available during the quotation process.
![Question]()
Can I pay for my engineering insurance in instalments?
Can I pay for my engineering insurance in instalments?
Among our payment options, we can offer help to spread the cost of your premiums, we offer a quick and easy direct debit scheme for spreading payment over ten months subject to an interest charge equal to the annual percentage rate (APR).
Please visit our dedicated Direct Debit page to find out more.
![Question]()
Does engineering insurance cost more if I pay my premium in instalments?
Does engineering insurance cost more if I pay my premium in instalments?
A variety of payment options are available and the interest transaction charge and annual percentage rate (APR%) vary according to the amount of the premium, the number of monthly instalments and type of premium finance scheme selected. We will give you full details of the additional amount payable, instalment amounts, number of instalments and APR when you ask us for a quotation.
![Question]()
Where can I find more information about monthly Direct Debit?
Where can I find more information about monthly Direct Debit?
If you would like to know more about our monthly payment option, please visit our dedicated Direct Debit page.
How do I make a claim?
When you need to make a claim, we’ll guide you through the process and get your claim settled as quickly as possible.
Find your insurance documents
and make sure you have all your information at hand, including your policy number
Call the claims team
on the number in your policy document and explain exactly what happened
Provide photos if requested
to help us understand what happened as quickly as we can
Protect Other Things That Matter To You
Read Distributors Insurance Articles
-
Guide to Commercial Property Insurance
Find out what commercial property or commercial landlord insurance is and how it differs from domestic landlord insurance.
Read MoreAugust 20, 2021
-
A Guide to Employers' Liability Insurance
Our simple guide to Employers Liability explains the main functions of this legally required business insurance cover.
Read MoreAugust 20, 2021
-
A Guide to Product Liability Insurance
Do you manufacture, commission or sell products? Our simple guide explains all you need to know about Product Liability insurance.
Read MoreAugust 20, 2021
-
A Guide to Public Liability Insurance
Our simple guide to Public Liability walks you through the main features and common claims for this vital business cover. Guides from Towergate
Read MoreAugust 20, 2021
-
Do I need a public liability insurance certificate?
A public liability insurance certificate which offers a summary of your policy is a great way to show you’re covered and put your clients’ minds at ease.
Read MoreAugust 20, 2021
-
Who Needs Public Liability Insurance?
From sole traders and associations to high risk organisations, find out if you need public liability insurance. Learn how to measure your business’ risk profile and reduce the number (and impact) of p
Read MoreAugust 20, 2021
-
What is the Difference Between Public Liability and Professional Indemnity Insurance?
What is the difference between public liability and professional indemnity insurance? We define PL and PI insurance to help you decide if your business needs them.
Read MoreAugust 20, 2021
-
How to Insure Your Shop’s Stock
Our guide to everything you should consider when calculating the necessary insurance for your business' stock.
Read MoreSeptember 20, 2017