Wholesalers Insurance

We can offer wholesalers cover from a range of insurers.

  • Polices can cover a seasonal increase in stock of up to 30% 
  • Protect your company's assets from unforeseen loss or damage
  • UK-based support

Call us on 0344 892 1664 or get a quote online.

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Why choose wholesalers insurance with Towergate?


Wholesalers business interruption insurance

Our business interruption cover protects your business financially  if you cannot trade due to events covered in your policy.


Flexible and tailored cover for wholesalers

We search a range of insurer partners to find the right policy for your business.


Assistance with wholesale cover claims

Expert advice and help to make your wholesalers insurance claim simple.

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Pay for your bar insurance by Direct Debit

Help ease your cashflow by spreading the annual premium over a period of up to 10 months. See our Direct Debit page.

About wholesalers insurance


Protection for your property and business assets

Wholesalers insurance can protect your property and business assets from unforeseen loss or damage in the event of an insured loss, including tangible property at suppliers or customers premises in line with process requirements.


Public, product liability and employers liability cover

Our wholesalers insurance includes product and public liability cover, which protects you if your staff or the public suffer injury or losses for which you are liable. . If you have employees, employers liability cover is necessary by law. We can therefore also add this to your cover.


Money insured in your office

If you have cash in your business premises, we can make cover available for loss from theft, fire, storm, floods and other areas covered in your policy.


Reviews to ensure you are correctly insured

As your wholesalers insurance broker, we will review your import and export exposures to ensure you are neither over-insured or at risk of underinsurance.

When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible.

  • Find your insurance documents and make sure you have all your information at hand, including your policy number.
  • Call the claims team on the number in your policy document and explain exactly what happened
  • Provide photos if requested to help us understand what happened as quickly as we can.
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Ready to get covered?

  • Fill in our online quote form or call us
  • Purchase your policy
  • Relax - You're covered!
Get a Quote

Wholesalers insurance FAQs

If you have commercial building and / or assets, it is critical to cover yourself against loss with a policy tailored to your exact requirements.

This is ideal for businesses whose stock values fluctuate at different times of the year, particularly Christmas We can include a 25 to 30% seasonal increase in stock at times you need it - please speak to your adviser for details.

By allowing your ‘sums insured’ to be increased in this way when appropriate, you help keep your costs down while avoiding any risk of underinsurance.

Whilst it is not a legal requirement, it’s certainly a prudent decision to arrange and gain financial protection.

Yes, we can extend cover to protect you against financial effects, if your goods suffer damage at your supplier or customer.

To help you spread the cost of your premiums, we offer a quick and easy direct debit scheme for spreading payment over ten months. Please visit our dedicated Direct Debit page to find out more.

If you would like to know more about our monthly payment option, please visit our dedicated Direct Debit page.

Read more FAQs

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