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Independent Schools Insurance

Providing risk management and bespoke insurance, tailored for your schools and colleges.

  • Specialist in house claims management
  • Independent schools insurance specialist able to support throughout the year
  • UK-based support
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If you need additional assistance arranging your insurance, find out how our teams can support

One of the UK's leading independent insurance brokers

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Overall service rating 4.6 / 5

Based on 4260 customer reviews

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Why choose independent schools insurance with Towergate?


Cover for different types of education institutions

We have worked with a range of schools and colleges for many years guiding headteachers, principals, bursars, school business managers, trustees and governors.


Tailored solutions for your needs

We work closely with you to create bespoke insurance programmes that reflect your unique risks and exposures, ensuring value for money.


Expert advice and guidance

Advice on a wide range of specialist insurance policies which protect the school’s assets and liabilities in addition to the personal liabilities of your directors, trustees, governors and other senior managers within the school.


Supplier to the Independent Schools Association

Providing the best balance of quality and value to our school clients has enabled us to become one of the ISA’s Gold Suppliers.

About independent schools insurance


Independent school insurance specialists

As insurance and risk management specialists to schools in the independent sector, we have insurance professionals that work solely with independent schools. We understand the unique nature of your exposures and will work with you to design an insurance programme that accurately addresses and reflects your risks.


Comprehensive and broad cover

Schools and colleges face a wide range of risks. Some will be more obvious, such as the risk of property damage from a storm or flood. Others may be just as real but perhaps less immediately recognised, such as threats to your operations arising from computer viruses or hacking.


Continuous support and guidance

We aim to develop long-term relationships with clients and our experienced team are readily available to provide guidance and support throughout the year, not simply in the few months leading up to renewal.


In-house claims management and specialist claims team

When a loss occurs the quality of your insurance arrangements is put to the test. Our in-house claims management is a core element of our service and our specialist claims team will work closely with you to support and guide you in preparing your claim. Our negotiations with insurers are focused and proactive with the twin objectives of obtaining the best possible outcome and bringing the claim to a swift conclusion.

When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible.

  • Find your insurance documents and make sure you have all your information at hand, including your policy number.
  • Call the claims team on 0800 783 3500 and explain exactly what happened.
  • Provide photos if requested to help us understand what happened as quickly as we can.
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Ready to get covered?

  • Fill in our online quote form or call us
  • Purchase your policy
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School independent schools insurance FAQs

Public liability insurance provides cover against your legal liability to pay damages if a pupil is injured while in your care or a visitor to the school is injured on site.

Professional indemnity insurance provides cover against the school’s legal liability for a breach of professional duty

As an employer, you are required by law to have employers liability insurance. It is similar to public liability insurance but relates to damages arising out of accidental injury or job-related illness to your employees.

School insurance articles and guides

Cyber Crime in Schools: Increase Protection and Reduce Risk

Cyber crime is on the increase and schools can be particularly vulnerable. Read how you can help protect against this threat.

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Five-Step Fire Risk Assessment for Schools

According to research conducted in September 2020 by Zurich, schools in England are twice as likely to suffer from a fire than other commercial buildings.

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Dealing with Childhood Bereavement in Schools

Read information and guidance for supporting a child who is dealing with the death of a loved one or a member of their community.

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Income Generation for Schools: Bidding for Grants

With budgets stretched, schools are pursuing new funding streams to support the delivery of the curriculum and provide enrichment opportunities for pupils.

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Post-Lockdown: Moving Wellbeing and Resilience Up Your School Agenda

The Education Broker & Towergate support Mindfulness in Schools Project, a charity aiming to bring mindfulness to young people and those who care for them.

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How to Reduce Teacher Stress and Absence

We surveyed over 1,000 teachers in the UK to find out how stressed they are and why they're so stressed. Read on for the results.

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Mitigate the Cyber Risks for Care Businesses Using Cloud Based Services

The risk of cyber crime is increasing, and care and medical organisations are no exception. Find out how to protect your business against this threat.

Read more