Yoga and Pilates Instructor Insurance

Liability cover for yoga and pilates instructors.

0330 123 5810

Weekdays 8.30am - 5.30pm

Email us for a call back

About Yoga and Pilates Instructor Insurance

Speedometer

Specialist yoga and pilates cover in just five minutes on average

No need to wait to get covered, simply get a quote and cover in five minutes

Shield

No hidden fees or charges

Making sure you know that you will not have further costs down the line

Chat

24-hour legal helpline for yoga and pilates instructors

Assistance from experts when you need it

Heart

Discounts for yoga and pilates association members

10% off your policy for members of some professional bodies

Features of Yoga and Pilates Instructor Insurance

Standard cover

Cover for flexible working conditions

We know that being flexible is a big part of the job, so whether you're working from home, at a client's house, at a festival or in a local park, we can provide cover for you. We can also provide cover for you if you work as a yoga or pilates teacher from your own studio, so let our adviser know when you give us a call.

Specialist legal advice

We know that sometimes things do go wrong. In the event that you find yourself needing to defend against a claim made against you, we can facilitate specialist legal advice to help you plan your next steps as a business.

Discounts for members of professional bodies

We can offer discounts to many of the professional associations with whom we have strong customer relationships. Our policies can be purchased online and if you are a member of a professional association, there will be an opportunity to discuss a discount with one of the team.

Additional cover for your business

If you need more cover, we provide extras such as home business insurance and employers' liability cover so have a word with one of our advisers, to discuss how we can help you to protect your growing business.

Yoga and Pilates Instructor Insurance FAQs

Question

Is it essential that I take out professional liability insurance?

Answer

Whilst professional liability insurance is not a legal requirement, litigation against professionals has generally increased in recent years. It is important to remember that you don't necessarily need to have done anything wrong - all it takes is someone to allege that you have and you will have to defend yourself against the allegation, which could involve significant legal costs. Our policy would come into effect from the moment an allegation was made against you. Many professional associations now strongly recommend, or even insist, that you have insurance before you can take out membership.

Question

Am I covered if I see clients at home?

Answer

Yes, the policy covers you to work at or from any location, provided that you live, and are based in the UK. This includes your home - and the cover is not restricted in any way by working from home. You may find, however, that your home insurer restricts or invalidates your home insurance if you have business visitors to your home. If this is the case, Towergate has a special 'Homeworkers' insurance policy which will cover you if you see clients at home, or if you keep work items there.

 

 

Question

What should I do if I think I might need to claim?

Answer

You should notify us immediately, even if you only think you might need to make a claim. We are here to help and quick action could mitigate costs, or even prevent a claim. Equally, if you have a routine query, for which you would like our opinion, we are always happy to help.

 

 

Question

Do I receive a discount as a member of a professional association?

Answer

We provide discounts for many professional associations that we have relationships with. You can purchase most of our policies online and, if you are a member of a professional association, select it from the drop-down box and your discount will automatically be included. If it does not appear, simply type it in. Even if you are not a member of any professional association, we can still offer you a quote.

 

 

Question

Are there any exclusions?

Answer

Applicable terms and conditions are available on request. Please refer to your policy wording for full details.

 

 

Question

What happens if I retire or cease trading?

Answer

You can lapse your policy from the next renewal date. We can also provide 'run-off' cover from the date the policy lapses. If you take out this cover, if any claims come in after you have retired, they will be covered if they arise from your business activity as stated on your certificate. If someone decided to sue you, they have up to three years during which to make a compensation claim, from the date they discover their loss, so this cover would ensure that any late claims are still covered. You must contact us to arrange this cover, and a charge will apply.

 

 

Question

Where can I find more information about monthly Direct Debit?

Answer

If you want to know more about our monthly payment option, please read our dedicated page on Direct Debit.

 

 

How do I make a claim?

When you need to make a claim, we’ll guide you through the process and get your claim settled as quickly as possible.

1.

Find your insurance documents

and make sure you have all your information at hand, including your policy number

2.

Call the claims team

on 0330 123 5921 and explain exactly what happened

3.

Provide photos if requested

to help us understand what happened as quickly as we can

Relaxed Person Making Claim