Yoga and Pilates Instructor Insurance

Whilst professional liability insurance is not a legal requirement, litigation against professionals has generally increased in recent years. It is important to remember that you don't necessarily need to have done anything wrong - all it takes is someone to allege that you have and you will have to defend yourself against the allegation, which could involve significant legal costs. Our policy would come into effect from the moment an allegation was made against you. Many professional associations now strongly recommend, or even insist, that you have insurance before you can take out membership.

Yes, the policy covers you to work at or from any location, provided that you live, and are based in the UK. This includes your home - and the cover is not restricted in any way by working from home. You may find, however, that your home insurer restricts or invalidates your home insurance if you have business visitors to your home. If this is the case, Towergate has a special 'Homeworkers' insurance policy which will cover you if you see clients at home, or if you keep work items there.

You should notify us immediately, even if you only think you might need to make a claim. We are here to help and quick action could mitigate costs, or even prevent a claim. Equally, if you have a routine query, for which you would like our opinion, we are always happy to help.

We provide discounts for many professional associations that we have relationships with. You can purchase most of our policies online and, if you are a member of a professional association, select it from the drop-down box and your discount will automatically be included. If it does not appear, simply type it in. Even if you are not a member of any professional association, we can still offer you a quote.

Applicable terms and conditions are available on request. Please refer to your policy wording for full details.

You can lapse your policy from the next renewal date. We can also provide 'run-off' cover from the date the policy lapses. If you take out this cover, if any claims come in after you have retired, they will be covered if they arise from your business activity as stated on your certificate. If someone decided to sue you, they have up to three years during which to make a compensation claim, from the date they discover their loss, so this cover would ensure that any late claims are still covered. You must contact us to arrange this cover, and a charge will apply.

If you want to know more about our monthly payment option, please read our dedicated page on Direct Debit.