Home Insurance With a CCJ

Poor credit history and CCJs can make getting home insurance on the high street difficult. But that’s not the case with Towergate.

  • We can consider anyone with a CCJ against them or if they are or have been bankrupt
  • We take the time to understand your circumstances so that the cover you get is right for you
  • We can consider cover your property even if bankruptcy is active or has been discharged

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0344 892 1750
0344 892 1750

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No one wants to pay more than they need. At towergate we can consider anyone who needs home insurance, read more to find out how we can help.

Can I get cover with Towergate?

High street lenders will often automatically refuse someone based on a poor credit history but our systems allow us to consider each request on a case by case basis. Because of our status as a specialist insurer we can consider any situation and have the expertise to find insurance for people with CCJs and even histories with bankruptcy.

How does having a CCJ affect your home insurance?

Someone with a CCJ against them is entered onto The Register of Judgments, Orders and Fines records CCJs for 6 years. At any time a prospective lender can view this register with a credit check. Being on the register can have a negative effect on how you’re viewed based on your previous lending and repayment history. This can make getting new loans, and even insurance, difficult.

How much cover will I get?

As we look at your information on an individual basis, we aim to deliver the highest level of cover we can offer. To do this we may need to know a few additional pieces of information such as how much was your CCJ or Bankruptcy for? And when it was?

We can cover you at any stage

Regardless of whether you are at the start or at the end of your CCJ, we can work with you to get the cover you need for your property. Get in contact with our team and we can begin to get the ball rolling.

These are just some of the key features and exclusions, full details will be found in your policy wording. Show policy documents

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