From Model Road Steam to Portable and Restoration steam. Steam car to steam traction. Our steam engine insurance from Walker Midgley can protect the things you love so you can enjoy your downtime and “let off steam”.
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With 16 policies available you can tailor your cover to suit your needs.
Cover against accidental death, disease, illness or accidental physical injury your passengers and visitors.
Cover for personally owned steam engines if damaged or stolen anywhere in the UK or Europe including while in transit.
Choose to spread your payment into 10 monthly Direct Debit instalments.
Our steam engine insurance covers a range of steam insurance products including model road steam, steam traction, van, lorry and low loaders.
Selectable cover for steam engines can include public liability. Loss or damage to engines such as accidental damage, fire and theft, home workshop and tools and equipment cover.
Cover for miniature steam road vehicles up to and including 6 inch scale.
Motor roller insurance for motor rollers 25 years old or more. Cover includes public and product liability, loss or damage cover if stolen or taken without your permission anywhere in the UK or Europe.
Cover for portable engines and road-going engines under restoration.
Cover for stationary steam engines and ancillary equipment.
We can cover a variety of steam road vehicles including steam cars, full size traction engines, miniature steam road vehicles up to and including 6 inch scale, and laid up steam road vehicle undergoing renovation or restoration.
When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible.
Please be aware that there are a number of exclusions from this policy, including:
Cover is not provided for:
If you would prefer to spread the cost of your steam engine insurance policy, you have the option of setting up a Direct Debit to pay your premium by monthly instalments through our preferred provider, Premium Credit Limited (PCL).
To find out more about PCL and direct debit payments, select Direct Debit.
To understand more about how PCL work together with Towergate, please read our Regulatory Information.
It is important that your locomotives, rolling stock, aircraft, boats and other model collections, as well as your home workshop, are adequately insured
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