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Stallholders Insurance

Craftwork and stallholder insurance from Walker Midgley, for stallholders at steam rallies, craft fairs, exhibitions, country fairs and village fetes.

  • Public, product, and employers liability insurance.
  • Home workshop insurance including buildings, tools and equipment.
  • UK-based support

Please note, we are unable to provide cover for market traders or street traders.

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Why choose stallholders insurance with Walker Midgley?

Sun

UK-wide cover

Stock and stall equipment and fittings insurance anywhere in the UK.

Van

Road trailer cover

Can cover loss or damage to your road trailer(s).

People

Stallholders insurance for a range of events

Country fairs, farmers markets, exhibitions, craft fairs and many more.

Direct Debit

Pay for your stallholders insurance by Direct Debit

Choose to spread your payment into 10 monthly Direct Debit instalments.

About stallholders insurance

Cover is available to craftworkers/stallholders at events such as autojumbles, car boot sales, charity events, church and village fetes, country fairs, craft fairs, exhibitions, farmers markets, flea markets and steam rallies.

Please note, we are unable to provide cover for market traders or street traders.

Accidental Damage

Loss or damage cover for stallholders

Covers loss or damage by specified causes to the following:

  • Your stock, stall equipment and fittings.
  • Home workshop including buildings of your home workshop and also your workshop tools and equipment.
  • Road trailers.
People

Public liability cover for stallholders

Stallholders insurance will cover you for injury to persons or damage to third party property whilst engaged in stallholding and craftwork activities. This covers you, yourself and any voluntary or unpaid helpers acting under your instruction or on your behalf. 

Liability

Product liability cover for stallholders

Product liability cover for any accidental injury to persons or damage to third party property due to negligence fault on the stallholder arising out of any product made and supplied by you.

Man

Employers liability for stallholders

Employers liability is a legal requirement if you have any employees. Covers any employees acting on your behalf or under your direction for injury or damage whilst engaged in craftwork or stall holding activities. Employers liability covers your legal liability for damages in respect of injury to employees, staff, volunteers and helpers including labour only subcontractors.

Van

Road trailer cover

As a modeller, you may need a trailer to transport your collection to exhibitions, events, club meetings etc. Model Railway Insurance offers road trailer cover for anywhere in the UK and Europe.

Cover applies to trailers both when they are attached and detached. When the trailer is not in use and is unattached from the towing vehicle, it is mandatory that the trailer is fitted with either a wheel clamp or a hitchlock. If it is not and the trailer is stolen the £100 excess will be increased to £500.

Exclusions apply such as loss or damage to contents within the trailer. Cover includes the hire of an alternative trailer following theft or damage to the trailer insured, subject to a maximum amount of £20 per day (maximum 10 days). The need for an alternative trailer must be a stallholder / craftworker related activity.

When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible.

  • Find your insurance documents and make sure you have all your information at hand, including your policy number.
  • Call the claims team on 0114 250 2770 and explain exactly what happened
  • Provide photos if requested to help us understand what happened as quickly as we can.
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Ready to get covered?

  • Fill in our online quote form or call us
  • Purchase your policy
  • Relax - You're covered!
Request a Quote

Stallholders insurance FAQs

There are a number of exclusions from this policy, including:

  • Any damage caused by wear and tear is not covered.
  • Any damaged to any equipment caused by a date change or computer virus.
  • Gradual operating cause or any process of cleaning, repair, restoration and re-siting other than costs involved following insured damaged.
  • Any costs that are not directly associated with any insured incident.
  • Any damage to your own property that you have deliberately caused or allowed to happen.
  • Any damaged that occurred before the commencement of cover.

We have provided a summary of the key features of the policy, above. For full details of the terms and conditions applicable, please refer to your insurance product information document and policy wording, which are available during the quotation process.

Cover is not provided for:

  • Any physical property you own that is not recorded on your policy schedule.
  • Legal liability whilst you are not performing activities involving your stall and stall equipment and ancillary equipment.
  • Legal liability arising from you performing any employment, trade or profession.
  • Excesses – this is part of the claim you have to pay.

If you would prefer to spread the cost of your stallholders insurance policy, you have the option of setting up a Direct Debit to pay your premium by monthly instalments through our preferred provider, Premium Credit Limited (PCL).

To find out more about PCL and direct debit payments, select Direct Debit.

To understand more about how PCL work together with Towergate, please read our Regulatory Information.

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