Craftwork and stallholder insurance from Walker Midgley, for stallholders at steam rallies, craft fairs, exhibitions, country fairs and village fetes.
Please note, we are unable to provide cover for market traders or street traders.
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Stock and stall equipment and fittings insurance anywhere in the UK.
Can cover loss or damage to your road trailer(s).
Country fairs, farmers markets, exhibitions, craft fairs and many more.
Choose to spread your payment into 10 monthly Direct Debit instalments.
Cover is available to craftworkers/stallholders at events such as autojumbles, car boot sales, charity events, church and village fetes, country fairs, craft fairs, exhibitions, farmers markets, flea markets and steam rallies.
Please note, we are unable to provide cover for market traders or street traders.
Covers loss or damage by specified causes to the following:
Stallholders insurance will cover you for injury to persons or damage to third party property whilst engaged in stallholding and craftwork activities. This covers you, yourself and any voluntary or unpaid helpers acting under your instruction or on your behalf.
Product liability cover for any accidental injury to persons or damage to third party property due to negligence fault on the stallholder arising out of any product made and supplied by you.
Employers liability is a legal requirement if you have any employees. Covers any employees acting on your behalf or under your direction for injury or damage whilst engaged in craftwork or stall holding activities. Employers liability covers your legal liability for damages in respect of injury to employees, staff, volunteers and helpers including labour only subcontractors.
As a modeller, you may need a trailer to transport your collection to exhibitions, events, club meetings etc. Model Railway Insurance offers road trailer cover for anywhere in the UK and Europe.
Cover applies to trailers both when they are attached and detached. When the trailer is not in use and is unattached from the towing vehicle, it is mandatory that the trailer is fitted with either a wheel clamp or a hitchlock. If it is not and the trailer is stolen the £100 excess will be increased to £500.
Exclusions apply such as loss or damage to contents within the trailer. Cover includes the hire of an alternative trailer following theft or damage to the trailer insured, subject to a maximum amount of £20 per day (maximum 10 days). The need for an alternative trailer must be a stallholder / craftworker related activity.
When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible.
There are a number of exclusions from this policy, including:
We have provided a summary of the key features of the policy, above. For full details of the terms and conditions applicable, please refer to your insurance product information document and policy wording, which are available during the quotation process.
Cover is not provided for:
If you would prefer to spread the cost of your stallholders insurance policy, you have the option of setting up a Direct Debit to pay your premium by monthly instalments through our preferred provider, Premium Credit Limited (PCL).
To find out more about PCL and direct debit payments, select Direct Debit.
To understand more about how PCL work together with Towergate, please read our Regulatory Information.
It is important that your locomotives, rolling stock, aircraft, boats and other model collections, as well as your home workshop, are adequately insured
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