We aim to provide insurance for every type of event including corporate events, awards ceremonies, concerts, conferences and exhibitions. Speak to us about the event you are organising and our expert team will assist you in arranging the appropriate cover.
Indoor and outdoor events
Multi event schedules
Firework display insurance
Key features of our event organiser policy as standard:
Cancellation & abandonment, postponement, curtailment - Financial loss including anticipated profit (optional)
Failure to vacate - Financial penalty for failure to vacate the venue by the specified time
Public liability - Up to £25 million
Employers liability - £10 million
Property - Accidental loss or damage to property either owned/hired by you or the venue
Terrorism - Any loss with an indemnity limit of £100,000 or the indemnity limit of the event, whichever is lower
- Any loss within the UK and EU
Non-appearance - Financial loss against the non-appearance of a key speaker, entertainer or the like
Enforced reduced attendance - Financial loss against the reduced attendance of delegates or visitors
Full terrorism cover - Financial loss against an act of terrorism or the threat of an act
Prefer to spread the cost of your policy?
Paying by direct debit is an affordable and convenient way to pay for your policy. Through our preferred provider, Premium Credit Limited (PCL)*, you have the option of setting up a Direct Debit to pay your premium in equal monthly instalments.
To find out more about PCL and direct debit payments, select Direct Debit.
*To understand more about how PCL work together with Towergate, please read our Regulatory Information.
Cancellation due to financial losses, lack of support and communicable disease
(Communicable disease is excluded as standard but this can be included as an optional extra)
Within reason when the event can be re-scheduled or changed venue
(The policy will meet reasonable additional expenses)
Failure to vacate
Financial losses incurred due to circumstances which were not beyond your control
Injury to employees who are not normally resident in the UK
These are just some of the key exclusions/limitations, full details will be found in policy wordings.
We cover for these eventualities but if you have specific concerns we can offer additional cover as required.
You should be insured from the moment you become contracted or invested. You leave yourself open to financial risk if you arrange cover for an event but are not insured during the planning and organising process. We will create a policy for you that will cover all your risks though-out the life of the event (before, during and after) but this comes as standard and does not cost any extra.
We have long standing relationships with many different insurers including the London Lloyd's market; all have undergone careful checking before being included in our preferred providers list.
Depending on the type of event employer's liability cover can be arranged in isolation or with public liability cover.
Whilst our standard policy excludes cover for non-appearance cover can be included at an additional premium subject to insurer's terms and conditions.
If you want to know more about our monthly payment option, please read our dedicated page on Direct Debit.
We understand exactly how different one event is to the next and are sympathetic to each and every need. This being so our in-house underwriters will work hard to search the market and build you the correct policy within 24 hours.
To provide the best support in times of an emergency you will have 24 hour access to a loss adjuster available to assist with all aspects of your claim. We're always hoping your event goes off as a success but this puts someone in your corner and helps secure the best outcome.
We maintain a robust set of procedures in case of a major incident or weather event. However big or small your claim our expert team of account managers and claims handlers promise to deal with it proactively and ensure we always treat you and your clients fairly.