Events Insurance

Events insurance covering anything from school fetes to international exhibitions and festivals

  • Events insurance covering cancellation and abandonment, postponement and curtailment with multi-event cover also available
  • Includes public liability with variable limits available and employers' liability up to £10 million
  • Full cover for terrorism, including threat

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0344 892 1603
0344 892 1664

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Features of our events insurance

Events insurance to suit your needs

We aim to provide insurance for every type of event; awards, concerts, ceremonies, conferences and exhibitions. We understand that no two events are the same so we work hard to create a bespoke policy to suit your needs. Speak to us about the type of event you are organising and our expert team will assist you in arranging the appropriate cover.

Liability insurance as standard

All our events insurance policies include public liability with variable limits and employer’s liability up to £10 million. This means that your business will be protected should a member of the public or an employee sue you due to negligence.

Protection should your event not run

Our events insurance will cover you should you be unable to host your event due to cancellation, abandonment, postponement or curtailment. Whether you cannot run the event at all or if you simply need to delay it you’ll be covered. Terms and conditions apply, see your policy wording or speak to an adviser for full details.

Additional extras

Our policies can be extended to cover a range of different incidents such as non-appearance, full terrorism cover, enforced reduced attendance and adverse weather. These add-ons will protect you from financial loss in the instance of any of these cases which prevent your event from running to its full potential or even running at all. Lack of finance and equipment breakdown are excluded; check your policy for full details.

Events Insurance Claims

In the event of a claim please notify our claims team as soon as possible, quoting your policy number.

The claims team will advise the most appropriate course of action and determine whether an insurer's claim form will be required or whether the matter can be reported to insurers directly.

Need to make a claim on your events organisers insurance?

To start your claim call our team on

01732 228 790

Events Insurance Articles & Guides

Get tips and advice from our industry experts to ensure you get the best out of your events insurance.

Events Insurance FAQs

When should I start my events insurance? Does it cost more to cover from an early stage?

You should be insured from the moment you become contracted or invested. You leave yourself open to financial risk if you arrange cover for an event but are not insured during the planning and organising process. We will create a policy for you that will cover risks throughout the life of the event (before, during and after); this comes as standard and does not cost any extra.

Can you protect against adverse weather?

We cover for these eventualities but if you have specific concerns we can offer additional cover as required.

What if my event's success depends upon a key speaker, entertainer, or the like?

Whilst our standard cover excludes cover for non-appearance, this can be included at an additional premium subject to the insurer's terms and conditions.

Where can I find our more about monthly Direct Debit?

If you would prefer to spread the cost of your policy you have the option of setting up a Direct Debit to pay your premium in equal monthly instalments through our preferred provider, Premium Credit Limited (PCL).

To find out more about PCL and direct debit payments, select Direct Debit.

To understand more about how PCL work together with Towergate, please read our Regulatory Information.

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