HGV Driving School Insurance

Up to 80% off the cost of standard truck insurance rates for LCV driving instructors subject to underwriting acceptance.

Our, unique insurance policy specifically designed for truck and lorry instructors. Enjoy a range of standard and optional covers and tailor to the need of your HGV driving school.

01603 753 888
01603 753 888 Mon - Fri 9am - 6pm, Sat 9am - 1pm
Get a quote Request a callback

HGV driving school insurance features

  • Cover one vehicle or a whole fleet

  • Choose Comprehensive, Third Party Fire and Theft, or Third Party only

  • Accept any learner driver - you don’t need to register every student with us

  • Standard excess of £250, even for young drivers – We don’t penalise by age

  • Keep your no claims – We can mirror your no claims discounts across multiple vehicles, even those from trucks that are not used for teaching

  • Protect your no claims discount free of charge (minimum of 6 years)

  • Uninsured driver promise – Your no claims is unaffected and the policy excess will be refunded following an accident caused by an uninsured driver subject to providing the registration number of the vehicle involved in the accident and confirmation that no insurance exists on the vehicle

  • Negligent tuition cover – The policy covers liability of both the instructor and student for negligent driving

  • Defence Driving Examiners (DDE) cover for tuition on MOD property

  • Cover for the’ Young Driver LGV Driver Training Scheme’ students under the age of 21

  • Cover for advanced driving and trailer training

  • Discounts available for recognised continued professional driver training


  • Combined personal items cover up to £500 and personal accident cover up to £5000 for £25 per year

  • £1000 of R.A.C. breakdown cover offered for £185 per year

Prefer to spread the cost of your policy?

Paying by direct debit is an affordable and convenient way to pay for your policy. Through our preferred provider, Premium Credit Limited (PCL)*, you have the option of setting up a Direct Debit to pay your premium in equal monthly instalments.

To find out more about PCL and direct debit payments, select Direct Debit.

*To understand more about how PCL work together with Towergate, please read our Regulatory Information.


HGV driving school insurance exclusions

  • Any usage other than for HGV tuition

  • Instructors over 70 years of age

  • Vehicles over £285,000

  • Vehicle must be registered and kept in Great Britain, Isle of Man and the Channel Isles only

  • The instructor must be the registered owner of the vehicle

  • No vehicles to be insured by this policy are to carry any hazardous goods or visit any hazardous locations

  • Category 5 security devices must be used for vehicles over £150,000

  • Minimum age 21 (wavered when via young person scheme)


HGV driving school insurance FAQs

Which insurers do you use?

We use a panel of insurance companies and Lloyds Syndicates which includes the following: Aviva, Amlin, Equity Red Star and Xpekt

Do you provide cover for the young LGV driver scheme?

Yes we support this scheme. We can insure anyone with a full licence as long as they are part of this scheme. If the student is not part not part of this scheme the minimum age is 21

I have other tuition vehicles; can these be covered on a single policy?

If you have between 1 and 4 vehicles, these will need to be insured separately although these can be set-up simultaneously. If you have 5 or more vehicles we may be able to offer you fleet insurance

Do you offer cover for advanced driving and trailer training?

Yes, we offer a range of additional covers and benefits which include the ability to provide comprehensive cover for trailers and advance driving


HGV driving school insurance claims

It’s vital for your business that you are back on the road as quickly as possible after a claim, especially when an LCV can often be trickier and more expensive than standard vehicle to fix or replace.  For this reason we have in place a partnership with award winning incident management company MSL.  They provide you a 24-hour service to support the handling of your claim as simply as possible.  Just one phone from you and MSL will manage the entire process, as quickly as possible.

For the second year running MSL Financial & Legal has been shortlisted for Insurance provider of the year (Eclipse Proclaim Awards). Past achievements have seen MSL as winners of Legal Expenses provider of the year 3 times and ULR provider of the year once.

Credit repair

If the incident is deemed the fault of the other party, MSL will appoint repairers and recover the costs directly.  You avoid having to pay your excess and any unnecessary trouble.

Personal injury

In the event of a claim against another party for a motor accident that resulted in you or your pupil suffering an injury, you will deal with a specialised legal claims team within a solicitors practice.

Uninsured loss recovery

MSLs robust Uninsured Loss Recovery service is driven by their state of the art claims system which is supported by an experienced team of claim handlers and solicitor litigation services.

01603 753 888
01603 753 888 Mon - Fri 9am - 6pm, Sat 9am - 1pm
Get a quote Request a callback
Feefo logo



Request a callback

Full name   Contact number     Email address     Please note: This service operates only during office hours.
HGV LCV Truck Trailer training Military truck