From hackers to hunters and stallions to show jumpers, our horse or equine insurance covers death, accident, illness and disease as well as theft or straying. It also comes with public liability cover as standard. Plus choose from a range of extras, including vets fees, cover for your tack, and more.
Covering your horse for death or accident, illness and disease
No excess applies for death of your horse
Theft or straying
Public liability insurance - up to £2 million
Insurance for the loss of UK passports
Equine legal protection insurance
Optional vets fees
Option to include riders' personal accident
Choose to add tack
Additional horse trailer insurance
Optional stable loss cover
Prefer to spread the cost of your policy?
Paying by direct debit is an affordable and convenient way to pay for your policy. Through our preferred provider, Premium Credit Limited (PCL)*, you have the option of setting up a Direct Debit to pay your premium in equal monthly instalments.
To find out more about PCL and direct debit payments, select Direct Debit.
*To understand more about how PCL work together with Towergate, please read our Regulatory Information.
Slaughter (except on humane grounds) without our prior consent
Illness or disease in the first 14 days from inception of the policy
Destruction of the horse as a result of economic expediency
Use in connection with a riding establishment or public rides/fetes
These are just some of the key exclusions/limitations, full details will be found in policy wordings.
If you want to know more about our monthly payment option, please read our dedicated page on Direct Debit.
Handling all claims within the UK, you can be sure that you have the benefit of talking to equine insurance experts.
Our team of dedicated claims professionals have over 50 years' combined experience in dealing with equine insurance claims and are available from Monday to Friday, 8.30am to 7.30pm, with an out of hours voicemail service if you are unable to call during those times.
When it comes to our claims service you can be assured that we will react quickly and professionally. We are committed to keeping your claim moving forward
Simply call us using the number in your policy documents and our team will talk you through the details of your claim, advising you of the next steps and guiding you through the process right through to settlement.