Horse Insurance

A specialist horse insurance policy packed with features and benefits for you and your horse.

From hackers to hunters and stallions to show jumpers, our horse or equine insurance covers death, accident, illness and disease as well as theft or straying. It also comes with public liability cover as standard. Plus choose from a range of extras, including vets fees, cover for your tack, and more.

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Features

Horse insurance features

  • Covering your horse for death or accident, illness and disease

  • No excess applies for death of your horse

  • Theft or straying

  • Public liability insurance - up to £2 million

  • Insurance for the loss of UK passports

  • Equine legal protection insurance

  • Optional vets fees

  • Option to include riders' personal accident

  • Choose to add tack

  • Additional horse trailer insurance

  • Optional stable loss cover

Prefer to spread the cost of your policy?

Paying by direct debit is an affordable and convenient way to pay for your policy. Through our preferred provider, Premium Credit Limited (PCL)*, you have the option of setting up a Direct Debit to pay your premium in equal monthly instalments.

To find out more about PCL and direct debit payments, select Direct Debit.

*To understand more about how PCL work together with Towergate, please read our Regulatory Information.

Exclusions

Horse insurance exclusions

  • Slaughter (except on humane grounds) without our prior consent

  • Illness or disease in the first 14 days from inception of the policy

  • Destruction of the horse as a result of economic expediency

  • Use in connection with a riding establishment or public rides/fetes

These are just some of the key exclusions/limitations, full details will be found in policy wordings.

FAQs

Horse insurance FAQs

Where can I find more information about monthly Direct Debit?

If you want to know more about our monthly payment option, please read our dedicated page on Direct Debit.

Claims

Horse insurance claims promise

Handling all claims within the UK, you can be sure that you have the benefit of talking to equine insurance experts.

Our team of dedicated claims professionals have over 50 years' combined experience in dealing with equine insurance claims and are available from Monday to Friday, 8.30am to 7.30pm, with an out of hours voicemail service if you are unable to call during those times.

Your equine insurance claim

When it comes to our claims service you can be assured that we will react quickly and professionally. We are committed to keeping your claim moving forward

Simply call us using the number in your policy documents and our team will talk you through the details of your claim, advising you of the next steps and guiding you through the process right through to settlement.

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Request a callback

Full name   Contact number     Email address     Please note: This service operates only during office hours.