Coronavirus help and support for our insurance customers

Massage Therapist Insurance

Cover for practising professional massage therapists.

  • Specialist insurance in five minutes from as little as £114.19 per year, with no hidden fees or charges* (T&Cs apply)
  • Discounts available if you’re a member of an approved professional body
  • We can cover you to work anywhere in the world, from clients' homes to rented rooms (as long as you are UK-based)

By requesting a quote you confirm you have read and understood information about your policy

Get a quote

Talk to our specialist team for advice and get your policy set up today:

0330 123 5921
0330 123 5810

Weekdays 8.30am - 5.30pm
Can’t get through right now? Request a callback

Massage therapist insurance features

Public liability

If you were to act negligently during the course of your work and accidentally injure or damage the property of a third party, public liability insurance for massage therapists would act as a financial safety net and provide compensation to the injured party. You can choose the amount of cover that suits your business from £1 million, £2 million or £5 million. Any deliberate acts will not be covered.

Professional indemnity insurance

Professional indemnity insurance for massage therapists protects against allegations of professional negligence, malpractice and breaches of professional codes of practice. The policy will therefore cover legal costs and expenses associated with your defence as well as damages or costs that may be awarded to your client. Any deliberate act of negligence will not be covered.

24 hour legal advice and health & well being helpline

There’s a legal helpline available 24 hours a day for individual policy holders. Should you be concerned about legal aspects relating to yourself or your business, you can talk things through with a professional to understand your legal stance in the situation. For non-legal matters, there is also a health and well being helpline; just check your policy documents for the contact number.

Product liability

We understand you may be recommending products or using or selling your own products as part of your therapy. Please be advised we are unable to cover products you make yourself from scratch. The base product must been through a manufacturing process already so testing has already been carried out.

£114.19 price terms and conditions

* Offer available for new customers only. Price based on our lowest level risk activities which include but are not limited to psychology, counselling, psychotherapy and massage therapy where a £1million limit of indemnity is selected for a sole trader. Underwriting and eligibility criteria will apply.

Price correct as at July 2021.

Massage Therapist Insurance Claims

Our claims team are on hand to help you if something goes wrong and you need advice. It’s important you contact us in the first instance and we will contact the insurer on your behalf and arrange solicitors where necessary

If a situation arises that might lead to a claim you should contact immediately on the number listed below. We’ll need any correspondence relating to the claim or potential claim and we advise you not to speak with the claimant or their representatives to avoid prejudicing the outcome.

We are happy to discuss circumstances with you even if they do not lead to a claim so please do call us if you are concerned about a situation. This will not prejudice your claim but we will be able to advise you on the best course of action.

Need to make a claim?

Give us a call and we’ll help settle your claim

0330 123 5921

24 hours: in-house weekdays 9am – 5pm, plus out-of-hours service.

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Massage Therapist Insurance FAQs

Do you cover other types of therapy?

Yes, we cover a wide range of different therapies; just speak to a member of our team for details.

Can you cover me whilst I’m training?

Yes, we can cover you whilst you’re in training just as we would if you’re qualified.

Can you cover me to train other people?

Yes, but it’s a feature that we can add on for you so you must let us know if it’s something you require.

Does it matter how many clients I see weekly/monthly etc.?

No, we do not need to know how many clients you will be seeing throughout the policy year.

Can I work from home?

Yes, this is automatically covered in the policy. Just be aware you should notify your home insurer if you conduct part of your business from home and that damage caused will come under your home insurance policy rather than this one. If you are having trouble finding insurance for your home because of your work take a look at our Home Business Insurance policy.

Do you need to see my qualifications?

We won’t need to copy of your qualifications to insure you. We operate on the principle of utmost good faith so we trust that you have the experience and qualifications required to operate. If however you try to make a claim and it turns out you do not have the relevant qualifications we will not be able to pay your claim.

Do you cover long distance learning courses?

Yes, we do not specify how much experience you have in the area or where you studied.

Is there an age limit?

No, we do not specify an age limit.

Can I work overseas?

Yes, we can provide cover for you to work outside of the UK as long as you live and are based in the UK and do not have any assets in the country you would like to work in - for example, a house. As it is a UK policy, if a claim were made for the work you had done in another country, we would then need to bring the claim back to the UK to go through UK courts. If you had a house in the country for example, they would then try to take monies from your assets to protect the claim.

Can I work with animals?

Yes we can cover work with both animals and humans, please call to discuss.

Am I covered to carry out baby and pregnancy massages?

Yes, this is fine and included as standard on the policy.

What type of business are you?

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