How many vehicles can I insure under a mini fleet policy?
You can insure 4-10 vehicles when first taking out the policy. However you can increase this throughout the policy term and review at policy renewal whether it is more beneficial to change to a conventional fleet or NCD-rated policy.
What types of vehicles can be covered under the policy?
Although cars and vans are the most typical, the policy caters for a wide range of vehicles used for commercial purposes. This can extend to LGVs, HGVs, and others, including hearses. We can also include vehicles used for personal use.
Can I pay in instalments?
We like to make things as affordable as we can so, if you fulfil the necessary qualifying criteria, we can arrange for you to pay by monthly instalments. Let us know that this is your preferred payment option as we gather the information for your quotation.
What if my commercial vehicles are all insured individually?
No problem, we can bring all those vehicles together onto a single policy that will be much easier for you to maintain.
How do I make a claim?
All incidents, however large or small, should be reported directly to your insurer using the telephone number provided when you take out your policy. Our in-house claims support team are on hand should you need additional support or if you have concerns about the claims process (01952 298820).
What about my other insurances?
As well as your commercial motor insurance we are able to provide an extensive range of other commercial and personal lines insurance covers depending on your needs. Be sure to ask us about your wider insurance needs as part of the quotation process or when the need arises.
How do I keep my insurance costs down?
The biggest influence on your insurance costs is your claims history. By taking actions that will reduce the likelihood of accidents, and hence claims, you will build a more attractive profile to insurers. This will, as your no-claims history develops, help to positively impact your insurance premiums.