Coronavirus help and support for our insurance customers

Mini Fleet Insurance

Flexible insurance for a mini fleet of vans, cars or trucks on one simple policy.

  • Immediate cover available for a mini fleet of 4-10 commercial vehicles
  • Discounts available to those investing in risk management tools to reduce the likelihood of accidents and impact on claims
  • All vehicles and covers on one straightforward and accessible policy

Find your bespoke minifleet insurance quote quickly and easily

Get a quote error retrieving broker login link

If you’d prefer to speak to us, call one of our expert advisers on

0344 892 1434
0344 892 1434

Weekdays 8:45am - 5.15pm
Can’t get through right now? Request a callback

Features of our mini fleet insurance

Flexible and straightforward mini fleet insurance

We have a diverse range of covers available to fit you and your business. If your have a diverse mix of 4-10 commercial vehicles, then a mini fleet insurance policy could be exactly what you need.

Multi-vehicle insurance on a single policy document

Keeping track of a growing fleet of commercial vehicles can be time-consuming. Our mini fleet insurance removes the complexity by having all your commercial vehicles on a single policy document with a single renewal date. As your vehicle count changes you just add or delete vehicles from the policy.

Mini fleet insurance that grows with your business

Our flexible, accommodating and straightforward mini fleet insurance provides a solution combining quality covers with competitive premiums. Talk to us today about reducing the likelihood of accidents and impact of claims. Your policy can evolve with your business until a traditional fleet insurance policy becomes more appropriate.

Wide-ranging cover for your mixed vehicle fleet

As specialists in commercial insurance we offer a wide range of motor and non-motor insurance policies through a panel of some of the UK’s leading insurers. These include motor vehicle, goods in transit (GIT), public and employers’ liability, income protection, commercial property, legal cover, uninsured loss recover (ULR), commercial legal expenses, engineering, cyber and many other covers depending on the specific needs of your business.

Mini Fleet Insurance Claims

It is important to report all incidents to your insurers, including cases where there is little or no damage to your vehicle. This will help your insurance company to defend you against claims made by a third party.

All incidents should be reported directly to your insurer. However, our in-house team are on hand should you need additional support or if you have concerns about the claims process.

To report an incident at any time 24/7, please call your insurer directly using the telephone number provided when you take out your policy. Your insurer will contact you directly about your claim and will keep us updated at all times.

Need to make a claim?

We’re here to help so call us on:

01952 298820

Lines are open Monday to Friday, 8.45am-6pm

Mini Fleet Insurance Articles & Guides

Ensure you get the most out of our minifleet insurance by reading our tips and advice.

Work Van Tools


Buying a van that works for your business

Buying a commercial van is a big deal – and choosing which model to buy, as well as weighing up the pros and cons of new versus second hand can make a big difference to business.



Beware Crash for Cash Scams

Towergate Insurance Motor Division have issued a list of top tips to help drivers avoid being targeted in 'crash for cash' scams. Towergate Insurance has found that staged accidents involving large vehicles are on the increase and are circulating advice to help client companies and their employees recognise the ploys of would-be criminal claimants.

Haulage Truck

insurance guide

Keeping your fleet costs down

To some involved in the road haulage fleet insurance sector, the term ‘risk management’ may still mean little more than claims analysis and driver training. Whilst those can be helpful steps along the path of risk improvement, arguably such measures fail to fully recognise and address some key issues that can have a catastrophic impact on the well-being of not simply truck drivers but various key stakeholders including other road users – and insurers.

Mini Fleet Insurance FAQs

How many vehicles can I insure under a mini fleet policy?

You can insure 4-10 vehicles when first taking out the policy. However you can increase this throughout the policy term and review at policy renewal whether it is more beneficial to change to a conventional fleet or NCD-rated policy.

What types of vehicles can be covered under the policy?

Although cars and vans are the most typical, the policy caters for a wide range of vehicles used for commercial purposes. This can extend to LGVs, HGVs, and others, including hearses. We can also include vehicles used for personal use.

Can I pay in instalments?

We like to make things as affordable as we can so, if you fulfil the necessary qualifying criteria, we can arrange for you to pay by monthly instalments. Let us know that this is your preferred payment option as we gather the information for your quotation.

What if my commercial vehicles are all insured individually?

No problem, we can bring all those vehicles together onto a single policy that will be much easier for you to maintain.

How do I make a claim?

All incidents, however large or small, should be reported directly to your insurer using the telephone number provided when you take out your policy. Our in-house claims support team are on hand should you need additional support or if you have concerns about the claims process (01952 298820).

What about my other insurances?

As well as your commercial motor insurance we are able to provide an extensive range of other commercial and personal lines insurance covers depending on your needs. Be sure to ask us about your wider insurance needs as part of the quotation process or when the need arises.

How do I keep my insurance costs down?

The biggest influence on your insurance costs is your claims history. By taking actions that will reduce the likelihood of accidents, and hence claims, you will build a more attractive profile to insurers. This will, as your no-claims history develops, help to positively impact your insurance premiums.

Request a callback

Full name   Contact number     Email address     Please note: This service operates only during office hours.